Data Source: NCUA, June 30, 2016
St. Thomas Federal Credit Union was founded in 1952. Headquartered in Charlotte Amali, Virgin Islands, St. Thomas Federal Credit Union is a federally chartered and federally insured credit union, operating within the regulation of the National Credit Union Association (NCUA) and being insured through the National Credit Union Share Insurance Fund (NCUSIF). St. Thomas Federal Credit Union is also a member of the Federal Home Loan Bank (FHLB) , which allows a credit union to access low cost secured borrowings or advances and prlides its members with financial products and services that assist and enhance the financing of housing and community lending.
As of June 30, 2016, St. Thomas Federal Credit Union services 6,921 members through its 18 full-time employees. It has $56,500,260 of total assets and $15,456,047 of net worth. Based on its asset size and net worth ratio, St. Thomas Federal Credit Union is classified as a Well Capitalized medium credit union.
St. Thomas Federal Credit Union offers a number of deposit and loan products to its members. To find out how competitive the offers are, please go to the Interest Rates page. St. Thomas Federal Credit Union also provides an array of services to its members and local communities. To find out more, please go to the Services page.
The chart below depicts the average compensation of St. Thomas Federal Credit Union compared to the medians of Virgin Islands and the entire nation (USA) over the years.
The following two tables list the deplitory and loan interest rates of St. Thomas Federal Credit Union’s popular offerings. You can find out how competitive the offerings are by comparing them to the median interest rates offered by credit unions in Virgin Islands and in the nation.
Major Deplitory Accounts and Interest Rates (%)
Major Loan Accounts and Interest Rates (%)
St. Thomas Federal Credit Union prlides a number of ways to access its services. In addition to its office and branches, a member can perform banking through Internet, phones, and ATMs. The table below lists the electronic banking services prlided by St. Thomas Federal Credit Union.
Electronic Banking Service Offerings
As a community financial institution, St. Thomas Federal Credit Union actively involves in local communities by prliding services such as financial counseling , financial education, and first tim home buyer programs.
Community and other Service Offerings
5027 Norre Gade
Charlotte Amalie, VI 00802-6749