Financial Horizons Credit Union

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Review based on 12 criteria Rating: 3.5 out of 5

P.O. Box 2288, Hawthorne, NV 89415

Website

(775) 945-2421

Data Source: NCUA, December 31, 2016


Financial Horizons Credit Union was founded in 1947. Headquartered in Hawthorne, Nevada, Financial Horizons Credit Union is a state chartered and not federally insured credit union, being chartered in Nevada but not insured through the National Credit Union Share Insurance Fund (NCUSIF). Financial Horizons Credit Union is also a member of the Federal Home Loan Bank (FHLB) , which allows a credit union to access low cost secured borrowings or advances and prlides its members with financial products and services that assist and enhance the financing of housing and community lending.

As of December 31, 2016, Financial Horizons Credit Union services 11,187 members through its 4 offices and branches and 47 full-time employees. It has $175,430,597 of total assets and $18,261,197 of net worth. Based on its asset size and net worth ratio, Financial Horizons Credit Union is classified as a Well Capitalized medium large credit union.

Financial Horizons Credit Union offers a number of deposit and loan products to its members. To find out how competitive the offers are, please go to the Interest Rates page. Financial Horizons Credit Union also provides an array of services to its members and local communities. To find out more, please go to the Services page.

The following two tables list the deplitory and loan interest rates of Financial Horizons Credit Union’s popular offerings. You can find out how competitive the offerings are by comparing them to the median interest rates offered by credit unions in Nevada and in the nation.

Major Deplitory Accounts and Interest Rates (%)

Interest Rate
Median of Nevada
Median of USA
Checking
0.0000
0.0000
0.0000
Savings
0.1000
0.1000
0.1200
Money Market
0.1000
0.1500
0.2500
Certificate Deplit
0.7500
0.4800
0.5800
IRA
0.6500
0.3700
0.5000

Major Loan Accounts and Interest Rates (%)

Interest Rate
Median Rates of Nevada
National Median Rates
Credit Cards
n/a
9.9450
9.9900
Unsecured Line of Credits
7.5000
10.7900
10.9500
Short-term Small Amount
n/a
27.5500
25.0000
Student Loans
n/a
8.5000
6.0200
New Car Loans
4.0000
4.4500
3.3300
Used Car Loans
5.7500
5.7500
4.5000
1st Mortgage Real Estates
4.0000
4.3900
4.2500
Other Real Estates
4.5000
5.0000
4.7000

Financial Horizons Credit Union prlides a number of ways to access its services. In addition to its office and branches, a member can perform banking through Internet, phones, ATMs, and mobile devices. The table below lists the electronic banking services prlided by Financial Horizons Credit Union.

Electronic Banking Service Offerings

Membership Application
No
Yes
Share Account Transfers
Yes
New Loan Application
Yes
Share Draft Orders
Yes
Yes
New Share Account
No
Bill Payment
Yes
No
e-Statements
Yes
Loan Payments
No
Yes
Account Balance Inquiry
Yes
Yes
Yes
View Account History
Yes
No

As a community financial institution, Financial Horizons Credit Union actively involves in local communities by prliding services such as financial counseling , financial education, financial literacy workshops, and first tim home buyer programs.

Community and other Service Offerings

Financial Counselling
Yes
Bilingual Services
Yes
Free Bill Pay
Yes
Financial Education
Yes
In-School Branches
No
Free Tax Preparation Service
No
Financial Literacy Workshops
Yes
Student Scholarships
Yes
Insurance/Investment Sales
Yes
First Time Homebuyer Program
No
Financial Horizons Credit Union
Main Office

PO Box 2288 895 E St.
Hawthorne, NV 89415
Phone:775-945-2421

Financial Horizons Cu
201 N Main St
Yerington, NV 89447
Phone:775-463-7842

Financial Horizons Cu
311 S Bridge St Ste A
Winnemucca, NV 89445-3187
Phone:775-625-3700

Financial Horizons Cu
2711 Reno Hwy
Fallon, NV 89406
Phone:775-428-6768

(775) 945-1262

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  1. Cuhub Staff
    Cuhub Staff

    Last Updated on May 30, 2017

    May 30, 2017 at 10:27 pm

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