Edtech Federal Credit Union

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Review based on 12 criteria Rating: 0 out of 5

PO Box 3726, Butte, MT, 59702

Website

406-723-8288

Edtech Federal Credit Union was founded in 1954. Headquartered in Butte, Montana, Edtech Federal Credit Union is a federally chartered and federally insured credit union, operating within the regulation of the National Credit Union Association (NCUA) and being insured through the National Credit Union Share Insurance Fund (NCUSIF).

As of December 31, 2013, Edtech Federal Credit Union services 4,736 members through its 2 offices and branches and 11 full-time and 2 part-time employees. It has $69,683,196.00 of total assets and $10,547,544.00 of net worth. Based on its asset size and net worth ratio, Edtech Federal Credit Union is classified as a Well Capitalized medium size credit union.

Edtech Federal Credit Union offers a number of deposit and loan products to its members. To find out how competitive the offers are, please go to the Interest Rates page. Edtech Federal Credit Union also provides an array of services to its members and local communities. To find out more, please go to the Services page.

Edtech Federal Credit Union’s membership type is defined as Community credit union. If you are interested in joining Edtech Federal Credit Union, please visit their website or call 406-723-8288 for details. If you are a current member of Edtech Federal Credit Union or have used any of their services or products, please rate them and leave your comments.

The following two tables list the depository and loan interest rates of Edtech Federal Credit Union’s popular offerings. You can find out how competitive the offerings are by comparing them to the median interest rates offered by credit unions in Montana and in the nation.

Major Depository Accounts and Interest Rates (%)

Interest Rate
Median Rates of Montana
National Median Rates
Checking
0.0000
0.0000
0.0000
Savings
0.0500
0.1000
0.1500
Money Market
0.1000
0.1500
0.2400
Certificate Deposit
0.1500
0.3200
0.5000
IRA
0.2000
0.4750
0.5000

Major Loan Accounts and Interest Rates (%)

Interest Rate
Median Rates of Montana
National Median Rates
Credit Cards
9.9000
10.7500
9.9900
Unsecured Line of Credits
14.0000
10.8250
11.0000
Short-term Small Amount
24.0000
22.6000
Student Loans
6.0300
6.0350
New Car Loans
3.7400
4.1250
3.9120
Used Car Loans
4.2400
5.4200
4.9900
1st Mortgage Real Estates
4.3750
4.6200
4.5200
Other Real Estates
5.9900
5.9950
5.0000

Edtech Federal Credit Union provides a number of ways to access its services. In addition to its office and branches, a member can perform banking through Internet, phones, ATMs, and mobile devices. The table below lists the electronic banking services provided by Edtech Federal Credit Union.

Electronic Banking Service Offerings

Membership Application
Yes
No
Share Account Transfers
Yes
New Loan Application
Yes
Share Draft Orders
Yes
Yes
New Share Account
No
Bill Payment
Yes
Yes
e-Statements
No
Loan Payments
Yes
Merchandise Purchase
No
Account Balance Inquiry
Yes
No
Merchant Processing Service
No
View Account History
Yes
Yes
Yes
Download Account History
Yes
Yes

As a community financial institution, Edtech Federal Credit Union actively involves in local communities by providing services such as financial education.

Community and other Service Offerings

Financial Counselling
No
Bilingual Services
No
Free Bill Pay
Yes
Financial Education
Yes
In-School Branches
No
Free Tax Preparation Service
Yes
Financial Literacy Workshops
No
Student Scholarships
No
Insurance/Investment Sales
No
First Time Homebuyer Program
No
Edtech Federal Credit Union
Main Office

1555 Harrison Ave
Butte, MT 59701
Phone:406-723-8288

Edtech Federal Credit Union
26 Garnet Way Ste B
Warm Springs, MT 59756
Phone:406-693-2366

406-723-8280

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  1. Cuhub Staff
    Cuhub Staff

    Last Updated on May 30, 2017

    May 30, 2017 at 10:29 pm

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