CU Hawaii Federal Credit Union

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Review based on 12 criteria Rating: 3 out of 5

476 Hinano St, Hilo, HI 96720

Website

(808) 933-6700

Data Source: NCUA, December 31, 2016


CU Hawaii Federal Credit Union was founded in 1955. Headquartered in Hilo, Hawaii, CU Hawaii Federal Credit Union is a federally chartered and federally insured credit union, operating within the regulation of the National Credit Union Association (NCUA) and being insured through the National Credit Union Share Insurance Fund (NCUSIF). CU Hawaii Federal Credit Union is also a member of the Federal Home Loan Bank (FHLB) , which allows a credit union to access low cost secured borrowings or advances and prlides its members with financial products and services that assist and enhance the financing of housing and community lending.

As of December 31, 2016, CU Hawaii Federal Credit Union services 27,212 members through its 8 offices and branches and 78 full-time and 7 part-time employees. It has $270,158,906 of total assets and $32,310,936 of net worth. Based on its asset size and net worth ratio, CU Hawaii Federal Credit Union is classified as a Well Capitalized medium large credit union.

CU Hawaii Federal Credit Union offers a number of deposit and loan products to its members. To find out how competitive the offers are, please go to the Interest Rates page. CU Hawaii Federal Credit Union also provides an array of services to its members and local communities. To find out more, please go to the Services page.

The following two tables list the deplitory and loan interest rates of CU Hawaii Federal Credit Union’s popular offerings. You can find out how competitive the offerings are by comparing them to the median interest rates offered by credit unions in Hawaii and in the nation.

Major Deplitory Accounts and Interest Rates (%)

Interest Rate
Median of Hawaii
Median of USA
Checking
0.0500
0.0250
0.0000
Savings
0.1500
0.1500
0.1200
Money Market
0.1600
0.2500
0.2500
Certificate Deplit
0.3500
0.4500
0.5800
IRA
0.1500
0.5500
0.5000

Major Loan Accounts and Interest Rates (%)

Interest Rate
Median Rates of Hawaii
National Median Rates
Credit Cards
15.2500
9.9450
9.9900
Unsecured Line of Credits
4.9900
7.6100
10.9500
Short-term Small Amount
n/a
23.0000
25.0000
Student Loans
n/a
6.0000
6.0200
New Car Loans
1.9900
3.8200
3.3300
Used Car Loans
2.9900
4.5000
4.5000
1st Mortgage Real Estates
3.0000
4.0000
4.2500
Other Real Estates
4.5000
4.0000
4.7000

CU Hawaii Federal Credit Union prlides a number of ways to access its services. In addition to its office and branches, a member can perform banking through Internet, phones, ATMs, and mobile devices. The table below lists the electronic banking services prlided by CU Hawaii Federal Credit Union.

Electronic Banking Service Offerings

Membership Application
No
Yes
Share Account Transfers
Yes
New Loan Application
Yes
Share Draft Orders
Yes
No
New Share Account
No
Bill Payment
Yes
No
e-Statements
Yes
Loan Payments
Yes
No
Account Balance Inquiry
Yes
No
No
View Account History
Yes
No

.

Community and other Service Offerings

Financial Counselling
No
Bilingual Services
No
Free Bill Pay
Yes
Financial Education
No
In-School Branches
Yes
Free Tax Preparation Service
No
Financial Literacy Workshops
No
Student Scholarships
No
Insurance/Investment Sales
No
First Time Homebuyer Program
No
Hilo
Main Office

476 Hinano St
Hilo, HI 96720
Phone:808-933-6700

Keaau
16-710 Milo St
Keaau, HI 96749-8107
Phone:808-933-6700

Kona
75-5781 Kuakini Hwy
Kailua Kona, HI 96740-1734
Phone:808-933-6700

Naalehu
95-5664 Mamalahoa Hwy
Naalehu, HI 96772
Phone:808-933-6700

Pahala
96-3208 Maile St
Pahala, HI 96777
Phone:808-933-6700

Pahoa
15-2660 Pahoa Village Rd
Pahoa, HI 96778-6720
Phone:808-933-6700

Puainako
50 E Puainako St
Hilo, HI 96720-5243
Phone:808-933-6700

Waiakea Hs Student Branch
155 W Kawili St Rm B202
Hilo, HI 96720
Phone:808-933-6700

(808) 935-7793

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  1. Cuhub Staff
    Cuhub Staff

    Last Updated on May 30, 2017

    May 30, 2017 at 10:29 pm

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