Community Credit Union – ME

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Review based on 12 criteria Rating: 3 out of 5

144 Pine St, Lewiston, ME 04240

Website

(207) 783-2096

Data Source: NCUA, December 31, 2016


Community Credit Union, ME was founded in 1945. Headquartered in Lewiston, Maine, Community Credit Union, ME is a state chartered and federally insured credit union, being chartered in Maine and insured through the National Credit Union Share Insurance Fund (NCUSIF). Community Credit Union, ME is also a member of the Federal Home Loan Bank (FHLB) , which allows a credit union to access low cost secured borrowings or advances and prlides its members with financial products and services that assist and enhance the financing of housing and community lending.

As of December 31, 2016, Community Credit Union, ME services 9,441 members through its 3 offices and branches and 24 full-time and 5 part-time employees. It has $50,759,323 of total assets and $5,664,453 of net worth. Based on its asset size and net worth ratio, Community Credit Union, ME is classified as a Well Capitalized medium credit union.

Community Credit Union, ME offers a number of deposit and loan products to its members. To find out how competitive the offers are, please go to the Interest Rates page. Community Credit Union, ME also provides an array of services to its members and local communities. To find out more, please go to the Services page.

The following two tables list the deplitory and loan interest rates of Community Credit Union, ME’s popular offerings. You can find out how competitive the offerings are by comparing them to the median interest rates offered by credit unions in Maine and in the nation.

Major Deplitory Accounts and Interest Rates (%)

Interest Rate
Median of Maine
Median of USA
Checking
0.0000
0.0000
0.0000
Savings
0.1000
0.1000
0.1200
Money Market
0.2500
0.2500
0.2500
Certificate Deplit
0.8000
0.6700
0.5800
IRA
0.8000
0.6900
0.5000

Major Loan Accounts and Interest Rates (%)

Interest Rate
Median Rates of Maine
National Median Rates
Credit Cards
13.9000
10.5700
9.9900
Unsecured Line of Credits
10.5000
10.9250
10.9500
Short-term Small Amount
n/a
23.0000
25.0000
Student Loans
n/a
5.0000
6.0200
New Car Loans
3.7500
3.1200
3.3300
Used Car Loans
3.7500
4.1250
4.5000
1st Mortgage Real Estates
4.1200
4.2000
4.2500
Other Real Estates
3.5000
4.0000
4.7000

Community Credit Union, ME prlides a number of ways to access its services. In addition to its office and branches, a member can perform banking through Internet, phones, ATMs, and mobile devices. The table below lists the electronic banking services prlided by Community Credit Union, ME.

Electronic Banking Service Offerings

Membership Application
No
Yes
Share Account Transfers
Yes
New Loan Application
Yes
Share Draft Orders
Yes
Yes
New Share Account
No
Bill Payment
Yes
No
e-Statements
Yes
Loan Payments
Yes
Yes
Account Balance Inquiry
Yes
No
Yes
View Account History
Yes
No

As a community financial institution, Community Credit Union, ME actively involves in local communities by prliding services such as financial education, financial literacy workshops, first tim home buyer programs, and student scholarships.

Community and other Service Offerings

Financial Counselling
No
Bilingual Services
No
Free Bill Pay
Yes
Financial Education
Yes
In-School Branches
No
Free Tax Preparation Service
No
Financial Literacy Workshops
Yes
Student Scholarships
Yes
Insurance/Investment Sales
No
First Time Homebuyer Program
Yes
CCU Auburn Branch
40 Stanley St
Auburn, ME 04210-5247
Phone:207-777-4547

Community Credit Union
Main Office

144 Pine St
Lewiston, ME 04240
Phone:207-783-2096

(207) 783-2093

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  1. Cuhub Staff
    Cuhub Staff

    Last Updated on May 30, 2017

    May 30, 2017 at 10:31 pm

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