Coastal Credit Union

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Review based on 12 criteria Rating: 2.5 out of 5

P.O. Box 503, Biloxi, MS 39533

Website

(228) 432-0284

Data Source: NCUA, December 31, 2016


Coastal Credit Union was founded in 1973. Headquartered in Biloxi, Mississippi, Coastal Credit Union is a state chartered and federally insured credit union, being chartered in Mississippi and insured through the National Credit Union Share Insurance Fund (NCUSIF). Coastal Credit Union is also a member of the Federal Home Loan Bank (FHLB) , which allows a credit union to access low cost secured borrowings or advances and prlides its members with financial products and services that assist and enhance the financing of housing and community lending.

As of December 31, 2016, Coastal Credit Union services 1,332 members through its 2 offices and branches and 4 full-time employees. It has $9,684,303 of total assets and $1,742,303 of net worth. Based on its asset size and net worth ratio, Coastal Credit Union is classified as a Well Capitalized small credit union.

Coastal Credit Union offers a number of deposit and loan products to its members. To find out how competitive the offers are, please go to the Interest Rates page. Coastal Credit Union also provides an array of services to its members and local communities. To find out more, please go to the Services page.

The following two tables list the deplitory and loan interest rates of Coastal Credit Union’s popular offerings. You can find out how competitive the offerings are by comparing them to the median interest rates offered by credit unions in Mississippi and in the nation.

Major Deplitory Accounts and Interest Rates (%)

Interest Rate
Median of Mississippi
Median of USA
Checking
0.0000
0.0000
0.0000
Savings
0.4500
0.2500
0.1200
Money Market
0.0000
0.3750
0.2500
Certificate Deplit
1.5000
0.8000
0.5800
IRA
1.7900
0.5000
0.5000

Major Loan Accounts and Interest Rates (%)

Interest Rate
Median Rates of Mississippi
National Median Rates
Credit Cards
n/a
10.5700
9.9900
Unsecured Line of Credits
15.0000
13.5600
10.9500
Short-term Small Amount
n/a
28.0000
25.0000
Student Loans
n/a
6.5000
6.0200
New Car Loans
4.5000
4.9000
3.3300
Used Car Loans
6.5000
7.5400
4.5000
1st Mortgage Real Estates
7.0000
5.8000
4.2500
Other Real Estates
n/a
5.2500
4.7000

Coastal Credit Union prlides a number of ways to access its services. In addition to its office and branches, a member can perform banking through Internet, ATMs, and mobile devices. The table below lists the electronic banking services prlided by Coastal Credit Union.

Electronic Banking Service Offerings

Membership Application
No
No
Share Account Transfers
Yes
New Loan Application
Yes
Share Draft Orders
Yes
No
New Share Account
No
Bill Payment
No
No
e-Statements
Yes
Loan Payments
Yes
No
Account Balance Inquiry
Yes
No
No
View Account History
Yes
No

.

Community and other Service Offerings

Financial Counselling
No
Bilingual Services
No
Free Bill Pay
No
Financial Education
No
In-School Branches
No
Free Tax Preparation Service
No
Financial Literacy Workshops
No
Student Scholarships
No
Insurance/Investment Sales
No
First Time Homebuyer Program
No
D’iberville Office
10383 Auto Mall Pkwy
Diberville, MS 39540-3750
Phone:228-273-3348

Main Office
1042 Howard Ave
Biloxi, MS 39530-3773
Phone:228-432-0284

(228) 435-6364

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  1. Cuhub Staff
    Cuhub Staff

    Last Updated on May 30, 2017

    May 30, 2017 at 10:29 pm

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