Data Source: NCUA, June 30, 2016
Clearwater Credit Union was founded in 1957. Headquartered in Lewiston, Idaho, Clearwater Credit Union is a state chartered and not federally insured credit union, being chartered in Idaho but not insured through the National Credit Union Share Insurance Fund (NCUSIF). Clearwater Credit Union is also a member of the Federal Home Loan Bank (FHLB) , which allows a credit union to access low cost secured borrowings or advances and prlides its members with financial products and services that assist and enhance the financing of housing and community lending.
As of June 30, 2016, Clearwater Credit Union services 3,259 members through its 8 full-time and 1 part-time employees. It has $23,138,132 of total assets and $1,292,636 of net worth. Based on its asset size and net worth ratio, Clearwater Credit Union is classified as a Undercapitalized medium small credit union.
Clearwater Credit Union offers a number of deposit and loan products to its members. To find out how competitive the offers are, please go to the Interest Rates page. Clearwater Credit Union also provides an array of services to its members and local communities. To find out more, please go to the Services page.
The chart below depicts the average compensation of Clearwater Credit Union compared to the medians of Idaho and the entire nation (USA) over the years.
The following two tables list the deplitory and loan interest rates of Clearwater Credit Union’s popular offerings. You can find out how competitive the offerings are by comparing them to the median interest rates offered by credit unions in Idaho and in the nation.
Major Deplitory Accounts and Interest Rates (%)
Major Loan Accounts and Interest Rates (%)
Clearwater Credit Union prlides a number of ways to access its services. In addition to its office and branches, a member can perform banking through Internet, phones, and ATMs. The table below lists the electronic banking services prlided by Clearwater Credit Union.
Electronic Banking Service Offerings
Community and other Service Offerings
320 15th St
Lewiston, ID 83501-2551