Central Mississippi Federal Credit Union

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P O Box 749, Winona, MS, 38967

662-283-4781

Central Mississippi Federal Credit Union was founded in 1967. Headquartered in Winona, Mississippi, Central Mississippi Federal Credit Union is a federally chartered and federally insured credit union, operating within the regulation of the National Credit Union Association (NCUA) and being insured through the National Credit Union Share Insurance Fund (NCUSIF).

As of December 31, 2013, Central Mississippi Federal Credit Union services 244 members through its 0 part-time employees. It has $388,483.00 of total assets and $136,916.00 of net worth. Based on its asset size and net worth ratio, Central Mississippi Federal Credit Union is classified as a Well Capitalized very small credit union.

Central Mississippi Federal Credit Union offers a number of deposit and loan products to its members. To find out how competitive the offers are, please go to the Interest Rates page. Central Mississippi Federal Credit Union also provides an array of services to its members and local communities. To find out more, please go to the Services page.

Central Mississippi Federal Credit Union’s membership type is defined as Fedearal and State and Local Government. If you are interested in joining Central Mississippi Federal Credit Union, please call 662-283-4781 for details. If you are a current member of Central Mississippi Federal Credit Union or have used any of their services or products, please rate them and leave your comments.

The following two tables list the depository and loan interest rates of Central Mississippi Federal Credit Union’s popular offerings. You can find out how competitive the offerings are by comparing them to the median interest rates offered by credit unions in Mississippi and in the nation.

Major Depository Accounts and Interest Rates (%)

Interest Rate
Median Rates of Mississippi
National Median Rates
Checking
0.0000
0.0000
0.0000
Savings
0.3500
0.3000
0.1500
Money Market
0.0000
0.3500
0.2400
Certificate Deposit
0.0000
0.7500
0.5000
IRA
0.0000
0.5100
0.5000

Major Loan Accounts and Interest Rates (%)

Interest Rate
Median Rates of Mississippi
National Median Rates
Credit Cards
10.9000
9.9900
Unsecured Line of Credits
10.8800
13.3300
11.0000
Short-term Small Amount
28.0000
22.6000
Student Loans
6.8400
6.0350
New Car Loans
5.1550
3.9120
Used Car Loans
7.7000
4.9900
1st Mortgage Real Estates
5.9000
4.5200
Other Real Estates
6.1295
5.0000

The table below lists the electronic banking services provided by Central Mississippi Federal Credit Union.

Electronic Banking Service Offerings

Membership Application
No
No
Share Account Transfers
No
New Loan Application
No
Share Draft Orders
No
No
New Share Account
No
Bill Payment
No
No
e-Statements
No
Loan Payments
No
Merchandise Purchase
No
Account Balance Inquiry
No
No
Merchant Processing Service
No
View Account History
No
No
No
Download Account History
No
No

.

Community and other Service Offerings

Financial Counselling
No
Bilingual Services
No
Free Bill Pay
No
Financial Education
No
In-School Branches
No
Free Tax Preparation Service
No
Financial Literacy Workshops
No
Student Scholarships
No
Insurance/Investment Sales
No
First Time Homebuyer Program
No
Central Mississippi Federal Credit Union
Main Office

101 S Central Ave
Winona, MS 38967-2606
Phone:662-283-4781

662-283-2352

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  1. Cuhub Staff
    Cuhub Staff

    Last Updated on May 30, 2017

    May 30, 2017 at 10:29 pm

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