C-plant Federal Credit Union

Rated star_ratedstar_ratedstar_ratedstar_rated_halfstar_normal by CUHub
Review based on 12 criteria Rating: 3.5 out of 5

P.O. Box 9250, Paducah, KY 42002

Website

(270) 554-0287

Data Source: NCUA, December 31, 2016


C-plant Federal Credit Union was founded in 1951. Headquartered in Paducah, Kentucky, C-plant Federal Credit Union is a federally chartered and federally insured credit union, operating within the regulation of the National Credit Union Association (NCUA) and being insured through the National Credit Union Share Insurance Fund (NCUSIF). C-plant Federal Credit Union is also a member of the Federal Home Loan Bank (FHLB) , which allows a credit union to access low cost secured borrowings or advances and prlides its members with financial products and services that assist and enhance the financing of housing and community lending.

As of December 31, 2016, C-plant Federal Credit Union services 17,555 members through its 8 offices and branches and 42 full-time employees. It has $210,806,674 of total assets and $23,649,231 of net worth. Based on its asset size and net worth ratio, C-plant Federal Credit Union is classified as a Well Capitalized medium large credit union.

C-plant Federal Credit Union offers a number of deposit and loan products to its members. To find out how competitive the offers are, please go to the Interest Rates page. C-plant Federal Credit Union also provides an array of services to its members and local communities. To find out more, please go to the Services page.

The following two tables list the deplitory and loan interest rates of C-plant Federal Credit Union’s popular offerings. You can find out how competitive the offerings are by comparing them to the median interest rates offered by credit unions in Kentucky and in the nation.

Major Deplitory Accounts and Interest Rates (%)

Interest Rate
Median of Kentucky
Median of USA
Checking
0.1000
0.0000
0.0000
Savings
0.2200
0.1200
0.1200
Money Market
0.0000
0.3000
0.2500
Certificate Deplit
1.4400
0.6000
0.5800
IRA
1.1000
0.6000
0.5000

Major Loan Accounts and Interest Rates (%)

Interest Rate
Median Rates of Kentucky
National Median Rates
Credit Cards
9.1800
9.9000
9.9900
Unsecured Line of Credits
6.8900
10.4000
10.9500
Short-term Small Amount
n/a
22.2050
25.0000
Student Loans
n/a
6.0000
6.0200
New Car Loans
2.9900
3.0000
3.3300
Used Car Loans
3.9900
4.7500
4.5000
1st Mortgage Real Estates
4.2900
4.2500
4.2500
Other Real Estates
3.7600
4.5000
4.7000

C-plant Federal Credit Union prlides a number of ways to access its services. In addition to its office and branches, a member can perform banking through Internet, phones, ATMs, and mobile devices. The table below lists the electronic banking services prlided by C-plant Federal Credit Union.

Electronic Banking Service Offerings

Membership Application
No
No
Share Account Transfers
Yes
New Loan Application
Yes
Share Draft Orders
Yes
No
New Share Account
Yes
Bill Payment
Yes
No
e-Statements
Yes
Loan Payments
Yes
No
Account Balance Inquiry
Yes
No
Yes
View Account History
Yes
No

.

Community and other Service Offerings

Financial Counselling
No
Bilingual Services
No
Free Bill Pay
Yes
Financial Education
No
In-School Branches
No
Free Tax Preparation Service
No
Financial Literacy Workshops
No
Student Scholarships
No
Insurance/Investment Sales
Yes
First Time Homebuyer Program
No
Administration
Main Office

118 Bleich Rd
Paducah, KY 42003-8703
Phone:270-554-0287

La Center
339 E Kentucky Dr
La Center, KY 42056
Phone:270-462-2353

Lone Oak
2500 Lone Oak Rd
Paducah, KY 42003-8004
Phone:270-554-0287

Madisonville
182 Madison Square Dr
Madisonville, KY 42431
Phone:270-452-0261

Mayfield
1101 Paris Rd Ste 18
Mayfield, KY 42066-3342
Phone:42066

Morganfield
817 Us Highway 60 E
Morganfield, KY 42437
Phone:270-285-5049

Smithland
303 Mill St
Smithland, KY 42081
Phone:270-988-1196

Southside
3201 Wayne Sullivan Dr
Paducah, KY 42003
Phone:270-442-0789

Village Square
4900 Village Square Dr
Paducah, KY 42001
Phone:270-450-0281

(270) 534-9164

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  1. Cuhub Staff
    Cuhub Staff

    Last Updated on May 30, 2017

    May 30, 2017 at 10:28 pm

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