Benchsmart Federal Credit Union was founded in 1952. Headquartered in Yazoo City, Mississippi, Benchsmart Federal Credit Union is a federally chartered and federally insured credit union, operating within the regulation of the National Credit Union Association (NCUA) and being insured through the National Credit Union Share Insurance Fund (NCUSIF).
As of December 31, 2013, Benchsmart Federal Credit Union services 1,483 members through its 2 offices and branches and 5 full-time and 1 part-time employees. It has $10,168,572.00 of total assets and $1,190,741.00 of net worth. Based on its asset size and net worth ratio, Benchsmart Federal Credit Union is classified as a Well Capitalized medium small size credit union.
Benchsmart Federal Credit Union offers a number of deposit and loan products to its members. To find out how competitive the offers are, please go to the Interest Rates page. Benchsmart Federal Credit Union also provides an array of services to its members and local communities. To find out more, please go to the Services page.
Benchsmart Federal Credit Union’s membership type is defined as Manfacturing – chemicals. If you are interested in joining Benchsmart Federal Credit Union, please visit their website or call 662-746-0048 for details. If you are a current member of Benchsmart Federal Credit Union or have used any of their services or products, please rate them and leave your comments.
The following two tables list the depository and loan interest rates of Benchsmart Federal Credit Union’s popular offerings. You can find out how competitive the offerings are by comparing them to the median interest rates offered by credit unions in Mississippi and in the nation.
Major Depository Accounts and Interest Rates (%)
Major Loan Accounts and Interest Rates (%)
Benchsmart Federal Credit Union provides a number of ways to access its services. In addition to its office and branches, a member can perform banking through Internet, phones, and ATMs. The table below lists the electronic banking services provided by Benchsmart Federal Credit Union.
Electronic Banking Service Offerings
As a community financial institution, Benchsmart Federal Credit Union actively involves in local communities by providing services such as financial counseling , and first tim home buyer programs.
Community and other Service Offerings
4608 Highway 49 E
Yazoo City, MS 39194-2318
803 E Fifteenth St
Yazoo City, MS 39194-7607