Data Source: NCUA, December 31, 2016
BAY Credit Union was founded in 1952. Headquartered in Panama City, Florida, BAY Credit Union is a state chartered and federally insured credit union, being chartered in Florida and insured through the National Credit Union Share Insurance Fund (NCUSIF). BAY Credit Union is also a member of the Federal Home Loan Bank (FHLB) , which allows a credit union to access low cost secured borrowings or advances and prlides its members with financial products and services that assist and enhance the financing of housing and community lending.
As of December 31, 2016, BAY Credit Union services 9,897 members through its 4 offices and branches and 32 full-time and 8 part-time employees. It has $82,911,783 of total assets and $8,301,340 of net worth. Based on its asset size and net worth ratio, BAY Credit Union is classified as a Well Capitalized medium credit union.
BAY Credit Union offers a number of deposit and loan products to its members. To find out how competitive the offers are, please go to the Interest Rates page. BAY Credit Union also provides an array of services to its members and local communities. To find out more, please go to the Services page.
The following two tables list the deplitory and loan interest rates of BAY Credit Union’s popular offerings. You can find out how competitive the offerings are by comparing them to the median interest rates offered by credit unions in Florida and in the nation.
Major Deplitory Accounts and Interest Rates (%)
Major Loan Accounts and Interest Rates (%)
BAY Credit Union prlides a number of ways to access its services. In addition to its office and branches, a member can perform banking through Internet, phones, ATMs, and mobile devices. The table below lists the electronic banking services prlided by BAY Credit Union.
Electronic Banking Service Offerings
Community and other Service Offerings
Bay Credit Union
601 N Highway 231
Panama City, FL 32405-4705
Bay Credit Union
7713 Front Beach Rd
Panama City Beach, FL 32407
Bay Credit Unnion
103 S Tyndall Pkwy
Panama City, FL 32404-6722