Baptist Health South Florida Federal Credit Union

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Review based on 12 criteria Rating: 2.5 out of 5

13200 Sw 128th St, Building C-1, Miami, FL 33186

Website

(786) 257-2304

Data Source: NCUA, December 31, 2016


Baptist Health South Florida Federal Credit Union was founded in 1961. Headquartered in Miami, Florida, Baptist Health South Florida Federal Credit Union is a federally chartered and federally insured credit union, operating within the regulation of the National Credit Union Association (NCUA) and being insured through the National Credit Union Share Insurance Fund (NCUSIF). Baptist Health South Florida Federal Credit Union is also a member of the Federal Home Loan Bank (FHLB) , which allows a credit union to access low cost secured borrowings or advances and prlides its members with financial products and services that assist and enhance the financing of housing and community lending.

As of December 31, 2016, Baptist Health South Florida Federal Credit Union services 11,582 members through its 4 offices and branches and 24 full-time and 5 part-time employees. It has $57,021,388 of total assets and $7,095,618 of net worth. Based on its asset size and net worth ratio, Baptist Health South Florida Federal Credit Union is classified as a Well Capitalized medium credit union.

Baptist Health South Florida Federal Credit Union offers a number of deposit and loan products to its members. To find out how competitive the offers are, please go to the Interest Rates page. Baptist Health South Florida Federal Credit Union also provides an array of services to its members and local communities. Baptist Health South Florida Federal Credit Union plans to extend its services by adding more branches or service centers in the next 12 month. To find out more, please go to the Services page.

The following two tables list the deplitory and loan interest rates of Baptist Health South Florida Federal Credit Union’s popular offerings. You can find out how competitive the offerings are by comparing them to the median interest rates offered by credit unions in Florida and in the nation.

Major Deplitory Accounts and Interest Rates (%)

Interest Rate
Median of Florida
Median of USA
Checking
0.4000
0.0000
0.0000
Savings
0.1000
0.1500
0.1200
Money Market
0.1500
0.3000
0.2500
Certificate Deplit
0.4900
0.6100
0.5800
IRA
0.9900
0.4350
0.5000

Major Loan Accounts and Interest Rates (%)

Interest Rate
Median Rates of Florida
National Median Rates
Credit Cards
15.9900
10.0000
9.9900
Unsecured Line of Credits
11.3200
11.2800
10.9500
Short-term Small Amount
24.0000
24.0000
25.0000
Student Loans
5.9000
5.9750
6.0200
New Car Loans
6.0200
3.2600
3.3300
Used Car Loans
8.0800
4.4350
4.5000
1st Mortgage Real Estates
5.6900
4.5000
4.2500
Other Real Estates
6.8800
5.0000
4.7000

Baptist Health South Florida Federal Credit Union prlides a number of ways to access its services. In addition to its office and branches, a member can perform banking through Internet, phones, ATMs, and mobile devices. The table below lists the electronic banking services prlided by Baptist Health South Florida Federal Credit Union.

Electronic Banking Service Offerings

Membership Application
No
Yes
Share Account Transfers
No
New Loan Application
Yes
Share Draft Orders
No
No
New Share Account
No
Bill Payment
Yes
No
e-Statements
Yes
Loan Payments
Yes
No
Account Balance Inquiry
Yes
No
Yes
View Account History
Yes
No

As a community financial institution, Baptist Health South Florida Federal Credit Union actively involves in local communities by prliding services such as financial counseling , financial education, financial literacy workshops, and first tim home buyer programs.

Community and other Service Offerings

Financial Counselling
Yes
Bilingual Services
Yes
Free Bill Pay
Yes
Financial Education
Yes
In-School Branches
No
Free Tax Preparation Service
No
Financial Literacy Workshops
Yes
Student Scholarships
No
Insurance/Investment Sales
Yes
First Time Homebuyer Program
Yes
Administrative Office
Main Office

13200 Sw 128th St Building C-1
Miami, FL 33186
Phone:786-257-2304

Baptist Branch
8900 N Kendall Dr
Miami, FL 33176
Phone:786-596-5918

Homestead Branch
975 Baptist Way
Homestead, FL 33033-7600
Phone:786-243-8482

South Miami Branch
6200 Sw 73rd St
South Miami, FL 33143-4679
Phone:305-662-8138

West Kendall Branch
9555 Sw 162nd Ave
Miami, FL 33196
Phone:786-467-3121

(305) 971-8258

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  1. Cuhub Staff
    Cuhub Staff

    Last Updated on May 30, 2017

    May 30, 2017 at 10:28 pm

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