Atlanta Postal Credit Union

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Review based on 12 criteria Rating: 3.5 out of 5

3900 Crown Road, Atlanta, GA 30380

Website

(404) 768-4126

Data Source: NCUA, December 31, 2016


Atlanta Postal Credit Union was founded in 1925. Headquartered in Atlanta, Georgia, Atlanta Postal Credit Union is a state chartered and federally insured credit union, being chartered in Georgia and insured through the National Credit Union Share Insurance Fund (NCUSIF). Atlanta Postal Credit Union is also a member of the Federal Home Loan Bank (FHLB) , which allows a credit union to access low cost secured borrowings or advances and prlides its members with financial products and services that assist and enhance the financing of housing and community lending.

As of December 31, 2016, Atlanta Postal Credit Union services 111,653 members through its 13 offices and branches and 219 full-time and 7 part-time employees. It has $2,093,521,450 of total assets and $273,588,150 of net worth. Based on its asset size and net worth ratio, Atlanta Postal Credit Union is classified as a Well Capitalized large credit union.

Atlanta Postal Credit Union offers a number of deposit and loan products to its members. To find out how competitive the offers are, please go to the Interest Rates page. Atlanta Postal Credit Union also provides an array of services to its members and local communities. To find out more, please go to the Services page.

The following two tables list the deplitory and loan interest rates of Atlanta Postal Credit Union’s popular offerings. You can find out how competitive the offerings are by comparing them to the median interest rates offered by credit unions in Georgia and in the nation.

Major Deplitory Accounts and Interest Rates (%)

Interest Rate
Median of Georgia
Median of USA
Checking
0.4500
0.0000
0.0000
Savings
0.6000
0.2000
0.1200
Money Market
0.0000
0.3000
0.2500
Certificate Deplit
1.0000
0.5350
0.5800
IRA
1.6000
0.4150
0.5000

Major Loan Accounts and Interest Rates (%)

Interest Rate
Median Rates of Georgia
National Median Rates
Credit Cards
11.4000
9.9900
9.9900
Unsecured Line of Credits
11.9000
12.0000
10.9500
Short-term Small Amount
n/a
19.2300
25.0000
Student Loans
n/a
6.5000
6.0200
New Car Loans
7.2500
4.0000
3.3300
Used Car Loans
9.0000
5.4800
4.5000
1st Mortgage Real Estates
4.0000
5.0000
4.2500
Other Real Estates
4.1300
5.1000
4.7000

Atlanta Postal Credit Union prlides a number of ways to access its services. In addition to its office and branches, a member can perform banking through Internet, phones, ATMs, and mobile devices. The table below lists the electronic banking services prlided by Atlanta Postal Credit Union.

Electronic Banking Service Offerings

Membership Application
Yes
Yes
Share Account Transfers
Yes
New Loan Application
Yes
Share Draft Orders
Yes
No
New Share Account
Yes
Bill Payment
Yes
No
e-Statements
Yes
Loan Payments
Yes
No
Account Balance Inquiry
Yes
No
Yes
View Account History
Yes
No

As a community financial institution, Atlanta Postal Credit Union actively involves in local communities by prliding services such as financial counseling , financial education, and first tim home buyer programs.

Community and other Service Offerings

Financial Counselling
Yes
Bilingual Services
No
Free Bill Pay
Yes
Financial Education
Yes
In-School Branches
No
Free Tax Preparation Service
No
Financial Literacy Workshops
No
Student Scholarships
Yes
Insurance/Investment Sales
Yes
First Time Homebuyer Program
No
Asheville Branch
591 Brevard Rd
Asheville, NC 28810-0001
Phone:404-768-4126

Columbus
6270 Bradley Park Dr
Columbus, GA 31904
Phone:404-768-4126

Decatur
520 W Ponce De Leon Ave
Decatur, GA 30031-4260
Phone:404-373-2646

Floyd County
3040 Martha Berry Hwy Ne
Rome, GA 30165
Phone:404-768-4126

HSE
101 Marietta St Nw Ste 140
Atlanta, GA 30303
Phone:404-768-4126

Ibew
501 Pulliam St Sw Ste 350
Atlanta, GA 30312-2750
Phone:404-522-4692

Macon
515 Mulberry St
Macon, GA 31201-6305
Phone:478-746-4283

Main Office
3900 Crown Rd Sw
Atlanta, GA 30304-0001
Phone:404-768-4126

NDC
1800 James Jackson Pkwy Nw
Atlanta, GA 30369-1100
Phone:404-792-8560

North Metro
1605 Boggs Rd
Duluth, GA 30096-4600
Phone:770-921-7091

South Dekalb Mall Branch
2801 Candler Rd Ste 81
Decatur, GA 30034
Phone:404-768-4126

Tradeport 400
400 Tradeport Blvd Ste 401
Atlanta, GA 30354-2911
Phone:404-768-4126

(404) 766-8379

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  1. Cuhub Staff
    Cuhub Staff

    Last Updated on May 30, 2017

    May 30, 2017 at 10:29 pm

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