Arkansas Democrat – Gazette Federal Credit Union

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Review based on 12 criteria Rating: 1 out of 5

123 E Capitol Ave, Little Rock, AR 72201-3819

(501) 378-3421

Data Source: NCUA, December 31, 2016


Arkansas Democrat – Gazette Federal Credit Union was founded in 1936. Headquartered in Little Rock, Arkansas, Arkansas Democrat – Gazette Federal Credit Union is a federally chartered and federally insured credit union, operating within the regulation of the National Credit Union Association (NCUA) and being insured through the National Credit Union Share Insurance Fund (NCUSIF). Arkansas Democrat – Gazette Federal Credit Union is also a member of the Federal Home Loan Bank (FHLB) , which allows a credit union to access low cost secured borrowings or advances and prlides its members with financial products and services that assist and enhance the financing of housing and community lending.

As of December 31, 2016, Arkansas Democrat – Gazette Federal Credit Union services 711 members through its 2 full-time employees. It has $4,684,364 of total assets and $1,228,791 of net worth. Based on its asset size and net worth ratio, Arkansas Democrat – Gazette Federal Credit Union is classified as a Well Capitalized small credit union.

Arkansas Democrat – Gazette Federal Credit Union offers a number of deposit and loan products to its members. To find out how competitive the offers are, please go to the Interest Rates page. Arkansas Democrat – Gazette Federal Credit Union also provides an array of services to its members and local communities. To find out more, please go to the Services page.

The following two tables list the deplitory and loan interest rates of Arkansas Democrat – Gazette Federal Credit Union’s popular offerings. You can find out how competitive the offerings are by comparing them to the median interest rates offered by credit unions in Arkansas and in the nation.

Major Deplitory Accounts and Interest Rates (%)

Interest Rate
Median of Arkansas
Median of USA
Checking
0.0000
0.0000
0.0000
Savings
0.2500
0.2000
0.1200
Money Market
0.0000
0.2500
0.2500
Certificate Deplit
0.0000
0.4400
0.5800
IRA
0.0000
0.4900
0.5000

Major Loan Accounts and Interest Rates (%)

Interest Rate
Median Rates of Arkansas
National Median Rates
Credit Cards
n/a
8.9900
9.9900
Unsecured Line of Credits
10.0000
10.5000
10.9500
Short-term Small Amount
n/a
26.6700
25.0000
Student Loans
n/a
6.0000
6.0200
New Car Loans
2.9000
3.7800
3.3300
Used Car Loans
8.0000
5.3550
4.5000
1st Mortgage Real Estates
n/a
4.9300
4.2500
Other Real Estates
n/a
5.7500
4.7000

The table below lists the electronic banking services prlided by Arkansas Democrat – Gazette Federal Credit Union.

Electronic Banking Service Offerings

Membership Application
No
No
Share Account Transfers
No
New Loan Application
No
Share Draft Orders
No
No
New Share Account
No
Bill Payment
No
No
e-Statements
No
Loan Payments
No
No
Account Balance Inquiry
No
No
No
View Account History
No
No

.

Community and other Service Offerings

Financial Counselling
No
Bilingual Services
No
Free Bill Pay
No
Financial Education
No
In-School Branches
No
Free Tax Preparation Service
No
Financial Literacy Workshops
No
Student Scholarships
No
Insurance/Investment Sales
No
First Time Homebuyer Program
No
Main Location
123 E Capitol Ave
Little Rock, AR 72201-3819
Phone:501-378-3421
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  1. Cuhub Staff
    Cuhub Staff

    Last Updated on May 30, 2017

    May 30, 2017 at 10:25 pm

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