Arizona Central Credit Union

Rated star_ratedstar_ratedstar_ratedstar_rated_halfstar_normal by CUHub
Review based on 12 criteria Rating: 3.5 out of 5

PO Box 11650, Phoenix, AZ 85061

Website

(602) 264-6421

Data Source: NCUA, December 31, 2016


Arizona Central Credit Union was founded in 1939. Headquartered in Phoenix, Arizona, Arizona Central Credit Union is a state chartered and federally insured credit union, being chartered in Arizona and insured through the National Credit Union Share Insurance Fund (NCUSIF). Arizona Central Credit Union is also a member of the Federal Home Loan Bank (FHLB) , which allows a credit union to access low cost secured borrowings or advances and prlides its members with financial products and services that assist and enhance the financing of housing and community lending.

As of December 31, 2016, Arizona Central Credit Union services 58,077 members through its 10 offices and branches and 163 full-time and 16 part-time employees. It has $460,414,398 of total assets and $38,294,918 of net worth. Based on its asset size and net worth ratio, Arizona Central Credit Union is classified as a Well Capitalized medium large credit union.

Arizona Central Credit Union offers a number of deposit and loan products to its members. To find out how competitive the offers are, please go to the Interest Rates page. Arizona Central Credit Union also provides an array of services to its members and local communities. To find out more, please go to the Services page.

The following two tables list the deplitory and loan interest rates of Arizona Central Credit Union’s popular offerings. You can find out how competitive the offerings are by comparing them to the median interest rates offered by credit unions in Arizona and in the nation.

Major Deplitory Accounts and Interest Rates (%)

Interest Rate
Median of Arizona
Median of USA
Checking
0.0300
0.0100
0.0000
Savings
0.0500
0.0500
0.1200
Money Market
0.1000
0.1000
0.2500
Certificate Deplit
0.7000
0.4000
0.5800
IRA
0.5100
0.3000
0.5000

Major Loan Accounts and Interest Rates (%)

Interest Rate
Median Rates of Arizona
National Median Rates
Credit Cards
11.8200
9.4000
9.9900
Unsecured Line of Credits
13.2900
11.7500
10.9500
Short-term Small Amount
n/a
18.0000
25.0000
Student Loans
5.0000
5.0000
6.0200
New Car Loans
5.6000
4.2400
3.3300
Used Car Loans
6.0700
4.6500
4.5000
1st Mortgage Real Estates
4.5800
4.3150
4.2500
Other Real Estates
5.6600
5.4350
4.7000

Arizona Central Credit Union prlides a number of ways to access its services. In addition to its office and branches, a member can perform banking through Internet, phones, ATMs, and mobile devices. The table below lists the electronic banking services prlided by Arizona Central Credit Union.

Electronic Banking Service Offerings

Membership Application
Yes
Yes
Share Account Transfers
Yes
New Loan Application
Yes
Share Draft Orders
Yes
Yes
New Share Account
Yes
Bill Payment
Yes
Yes
e-Statements
Yes
Loan Payments
Yes
No
Account Balance Inquiry
Yes
Yes
Yes
View Account History
Yes
Yes

As a community financial institution, Arizona Central Credit Union actively involves in local communities by prliding services such as financial counseling , financial education, financial literacy workshops, first tim home buyer programs, and student scholarships.

Community and other Service Offerings

Financial Counselling
Yes
Bilingual Services
Yes
Free Bill Pay
Yes
Financial Education
Yes
In-School Branches
No
Free Tax Preparation Service
No
Financial Literacy Workshops
Yes
Student Scholarships
Yes
Insurance/Investment Sales
Yes
First Time Homebuyer Program
Yes
2020 Branch #1
2020 N Central Ave Ste 100
Phoenix, AZ 85004
Phone:602-264-6421

2020 Corporate Offices
Main Office

2020 N Central Ave Ste 300
Phoenix, AZ 85004
Phone:602-264-6421

Alvernon # 2
787 S Alvernon Way
Tucson, AZ 85711
Phone:602-264-6421

Bell #6
6901 W Bell Rd
Glendale, AZ 85308
Phone:602-264-6421

Chandler #5
1805 W Chandler Blvd
Chandler, AZ 85224
Phone:602-264-6421

Flagstaff #4
2521 N West St
Flagstaff, AZ 86004
Phone:602-264-6421

Glendale #9
5552 W Glendale Ave
Glendale, AZ 85301
Phone:602-264-6421

INA #7
2150 W Ina Rd
Tucson, AZ 85741
Phone:602-264-6421

Showlow #16
4451 S White Mountain Rd Ste D
Show Low, AZ 85901
Phone:602-264-6421

Tempe #3
3350 S Price Rd
Tempe, AZ 85282
Phone:602-264-6421

Woodlands #10
1948 S Woodlands Village Blvd
Flagstaff, AZ 86001
Phone:602-264-6421
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  1. Cuhub Staff
    Cuhub Staff

    Last Updated on May 30, 2017

    May 30, 2017 at 10:24 pm

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