Ameritas Employees Credit Union

Rated star_normalstar_normalstar_normalstar_normalstar_normal by CUHub
Review based on 12 criteria Rating: 0 out of 5

PO Box 5464, Lincoln, NE, 68505

Website

402-467-7865

Ameritas Employees Credit Union was founded in 1952. Headquartered in Lincoln, Nebraska, Ameritas Employees Credit Union is a state chartered and federally insured credit union, being chartered in Nebraska and insured through the National Credit Union Share Insurance Fund (NCUSIF). Ameritas Employees Credit Union is also a member of the Federal Home Loan Bank (FHLB) , which allows a credit union to access low cost secured borrowings or advances and provides its members with financial products and services that assist and enhance the financing of housing and community lending.

As of December 31, 2013, Ameritas Employees Credit Union services 1,595 members through its 2 offices and branches and 3 full-time and 1 part-time employees. It has $14,769,609.00 of total assets and $1,778,033.00 of net worth. Based on its asset size and net worth ratio, Ameritas Employees Credit Union is classified as a Well Capitalized medium small size credit union.

Ameritas Employees Credit Union offers a number of deposit and loan products to its members. To find out how competitive the offers are, please go to the Interest Rates page. Ameritas Employees Credit Union also provides an array of services to its members and local communities. To find out more, please go to the Services page.

Ameritas Employees Credit Union’s membership type is defined as State chartered natural person credit union. If you are interested in joining Ameritas Employees Credit Union, please visit their website or call 402-467-7865 for details. If you are a current member of Ameritas Employees Credit Union or have used any of their services or products, please rate them and leave your comments.

The following two tables list the depository and loan interest rates of Ameritas Employees Credit Union’s popular offerings. You can find out how competitive the offerings are by comparing them to the median interest rates offered by credit unions in Nebraska and in the nation.

Major Depository Accounts and Interest Rates (%)

Interest Rate
Median Rates of Nebraska
National Median Rates
Checking
0.0000
0.0200
0.0000
Savings
0.0800
0.1000
0.1500
Money Market
0.0900
0.2150
0.2400
Certificate Deposit
0.5700
0.5600
0.5000
IRA
0.0000
0.4500
0.5000

Major Loan Accounts and Interest Rates (%)

Interest Rate
Median Rates of Nebraska
National Median Rates
Credit Cards
9.9900
9.9900
Unsecured Line of Credits
15.2500
10.5800
11.0000
Short-term Small Amount
18.0000
22.6000
Student Loans
NaN
6.0350
New Car Loans
3.8000
3.9700
3.9120
Used Car Loans
4.2800
4.9900
4.9900
1st Mortgage Real Estates
3.7500
4.2500
4.5200
Other Real Estates
5.7100
4.9500
5.0000

Ameritas Employees Credit Union provides a number of ways to access its services. In addition to its office and branches, a member can perform banking through Internet, ATMs, and mobile devices. The table below lists the electronic banking services provided by Ameritas Employees Credit Union.

Electronic Banking Service Offerings

Membership Application
No
No
Share Account Transfers
Yes
New Loan Application
No
Share Draft Orders
Yes
No
New Share Account
No
Bill Payment
Yes
No
e-Statements
Yes
Loan Payments
Yes
Merchandise Purchase
No
Account Balance Inquiry
Yes
No
Merchant Processing Service
No
View Account History
Yes
No
No
Download Account History
Yes
No

As a community financial institution, Ameritas Employees Credit Union actively involves in local communities by providing services such as financial education, financial literacy workshops.

Community and other Service Offerings

Financial Counselling
No
Bilingual Services
No
Free Bill Pay
Yes
Financial Education
Yes
In-School Branches
No
Free Tax Preparation Service
No
Financial Literacy Workshops
Yes
Student Scholarships
No
Insurance/Investment Sales
No
First Time Homebuyer Program
No
Fallbrook
475 Fallbrook Blvd
Lincoln, NE 68521-9033
Phone:402-309-2352

Home Office
Main Office

5900 O St
Lincoln, NE 68510
Phone:402-467-7865

402-464-0118

share

No Review

  1. Cuhub Staff
    Cuhub Staff

    Last Updated on May 30, 2017

    May 30, 2017 at 10:28 pm

Related Listings