America’s First Federal Credit Union

Rated star_ratedstar_ratedstar_ratedstar_ratedstar_normal by CUHub
Review based on 12 criteria Rating: 4 out of 5

P.O. Box 11349, Birmingham, AL 35203

Website

(205) 320-4185

Data Source: NCUA, December 31, 2016


America’s First Federal Credit Union was founded in 1936. Headquartered in Birmingham, Alabama, America’s First Federal Credit Union is a federally chartered and federally insured credit union, operating within the regulation of the National Credit Union Association (NCUA) and being insured through the National Credit Union Share Insurance Fund (NCUSIF). America’s First Federal Credit Union is also a member of the Federal Home Loan Bank (FHLB) , which allows a credit union to access low cost secured borrowings or advances and prlides its members with financial products and services that assist and enhance the financing of housing and community lending.

As of December 31, 2016, America’s First Federal Credit Union services 144,560 members through its 19 offices and branches and 306 full-time and 21 part-time employees. It has $1,443,952,748 of total assets and $157,980,130 of net worth. Based on its asset size and net worth ratio, America’s First Federal Credit Union is classified as a Well Capitalized large credit union.

America’s First Federal Credit Union offers a number of deposit and loan products to its members. To find out how competitive the offers are, please go to the Interest Rates page. America’s First Federal Credit Union also provides an array of services to its members and local communities. America’s First Federal Credit Union plans to extend its services by adding more branches or service centers in the next 12 month. To find out more, please go to the Services page.

The following two tables list the deplitory and loan interest rates of America’s First Federal Credit Union’s popular offerings. You can find out how competitive the offerings are by comparing them to the median interest rates offered by credit unions in Alabama and in the nation.

Major Deplitory Accounts and Interest Rates (%)

Interest Rate
Median of Alabama
Median of USA
Checking
0.0300
0.0000
0.0000
Savings
0.3600
0.2500
0.1200
Money Market
0.4500
0.3000
0.2500
Certificate Deplit
1.3500
0.6000
0.5800
IRA
0.7500
0.6000
0.5000

Major Loan Accounts and Interest Rates (%)

Interest Rate
Median Rates of Alabama
National Median Rates
Credit Cards
8.6800
9.9900
9.9900
Unsecured Line of Credits
12.5300
12.3550
10.9500
Short-term Small Amount
n/a
26.0000
25.0000
Student Loans
7.1200
6.0000
6.0200
New Car Loans
2.8400
4.0000
3.3300
Used Car Loans
3.3500
5.3300
4.5000
1st Mortgage Real Estates
2.6700
4.5000
4.2500
Other Real Estates
2.7600
5.0000
4.7000

America’s First Federal Credit Union prlides a number of ways to access its services. In addition to its office and branches, a member can perform banking through Internet, phones, ATMs, and mobile devices. The table below lists the electronic banking services prlided by America’s First Federal Credit Union.

Electronic Banking Service Offerings

Membership Application
Yes
Yes
Share Account Transfers
Yes
New Loan Application
Yes
Share Draft Orders
Yes
Yes
New Share Account
Yes
Bill Payment
Yes
No
e-Statements
Yes
Loan Payments
Yes
No
Account Balance Inquiry
Yes
No
Yes
View Account History
Yes
No

As a community financial institution, America’s First Federal Credit Union actively involves in local communities by prliding services such as financial counseling , financial education, financial literacy workshops.

Community and other Service Offerings

Financial Counselling
Yes
Bilingual Services
Yes
Free Bill Pay
Yes
Financial Education
Yes
In-School Branches
No
Free Tax Preparation Service
No
Financial Literacy Workshops
Yes
Student Scholarships
No
Insurance/Investment Sales
Yes
First Time Homebuyer Program
No
Anniston/oxford Branch
31 Commons Way
Oxford, AL 36203
Phone:256-237-1684

Bessemer Branch
2131 19th St N
Bessemer, AL 35020-8840
Phone:205-424-8542

Cullman Branch
300 4th Ave Sw
Cullman, AL 35055-4130
Phone:256-734-4750

Ensley Branch
1819 20th Street Ensley
Birmingham, AL 35218
Phone:205-781-4220

Forestdale Branch
1918 Veterans Memorial Dr
Birmingham, AL 35214-2048
Phone:205-798-8914

Gardendale Branch
1039 Mount Olive Rd
Gardendale, AL 35071-2436
Phone:205-631-5556

Hoover Branch
3312 Old Columbiana Rd
Hoover, AL 35226-3337
Phone:205-823-3985

Hueytown Branch
3052 Allison Bonnett Memorial Dr
Hueytown, AL 35023-2362
Phone:205-491-5000

Inverness Branch
2 Inverness Center Pkwy
Birmingham, AL 35242-4809
Phone:205-995-0001

Lakeshore Branch
110 Frankfurt Cir
Birmingham, AL 35211-6967
Phone:205-716-3387

Leeds Branch
1795 Ashville Rd
Leeds, AL 35094-7507
Phone:205-699-2091

Main Office
1200 4th Ave N
Birmingham, AL 35203-1631
Phone:205-320-4185

Mccalla Branch
4740 Eastern Valley Rd
MC Calla, AL 35111-3406
Phone:205-477-9360

Mobile Branch
1050 Montlimar Dr
Mobile, AL 36609-1707
Phone:251-342-2328

Pelham Branch
10 Racquet Club Pkwy
Pelham, AL 35124
Phone:205-663-1945

Roebuck Branch
724 Crow Dr
Birmingham, AL 35215-7844
Phone:205-836-8380

Talladega Branch
801 North St E
Talladega, AL 35160-2529
Phone:256-362-8520

Trussville Branch
1910 Gadsden Hwy
Birmingham, AL 35235-3227
Phone:205-655-3360

Vestavia Branch
1112 Montgomery Hwy
Vestavia, AL 35216-2808
Phone:205-582-5295

(205) 320-7042

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  1. Cuhub Staff
    Cuhub Staff

    Last Updated on May 30, 2017

    May 30, 2017 at 10:23 pm

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