Data Source: NCUA, December 31, 2016
Alpena-alcona Area Credit Union was founded in 1953. Headquartered in Alpena, Michigan, Alpena-alcona Area Credit Union is a state chartered and federally insured credit union, being chartered in Michigan and insured through the National Credit Union Share Insurance Fund (NCUSIF). Alpena-alcona Area Credit Union is also a member of the Federal Home Loan Bank (FHLB) , which allows a credit union to access low cost secured borrowings or advances and prlides its members with financial products and services that assist and enhance the financing of housing and community lending.
As of December 31, 2016, Alpena-alcona Area Credit Union services 28,155 members through its 8 offices and branches and 73 full-time and 7 part-time employees. It has $328,696,158 of total assets and $31,511,224 of net worth. Based on its asset size and net worth ratio, Alpena-alcona Area Credit Union is classified as a Well Capitalized medium large credit union.
Alpena-alcona Area Credit Union offers a number of deposit and loan products to its members. To find out how competitive the offers are, please go to the Interest Rates page. Alpena-alcona Area Credit Union also provides an array of services to its members and local communities. To find out more, please go to the Services page.
The following two tables list the deplitory and loan interest rates of Alpena-alcona Area Credit Union’s popular offerings. You can find out how competitive the offerings are by comparing them to the median interest rates offered by credit unions in Michigan and in the nation.
Major Deplitory Accounts and Interest Rates (%)
Major Loan Accounts and Interest Rates (%)
Alpena-alcona Area Credit Union prlides a number of ways to access its services. In addition to its office and branches, a member can perform banking through Internet, phones, ATMs, and mobile devices. The table below lists the electronic banking services prlided by Alpena-alcona Area Credit Union.
Electronic Banking Service Offerings
As a community financial institution, Alpena-alcona Area Credit Union actively involves in local communities by prliding services such as financial counseling , financial education, financial literacy workshops, and first tim home buyer programs.
Community and other Service Offerings
Alpena North Office
1013 Us Highway 23 N
Alpena, MI 49707-1249
1100 S Bagley St
Alpena, MI 49707-8104
12285 Jerome St
Atlanta, MI 49709-9369
111 S Church St
Lincoln, MI 48742
103 S State St
Oscoda, MI 48750-1632
11610 Us Highway 23 S
Ossineke, MI 49766-9586
118 W M 55
Tawas City, MI 48763-9251
51 N Barlow Road
Lincoln, MI 48742