Data Source: NCUA, December 31, 2016
Align Credit Union was founded in 1922. Headquartered in Lowell, Massachusetts, Align Credit Union is a state chartered and federally insured credit union, being chartered in Massachusetts and insured through the National Credit Union Share Insurance Fund (NCUSIF). Align Credit Union is also a member of the Federal Home Loan Bank (FHLB) , which allows a credit union to access low cost secured borrowings or advances and prlides its members with financial products and services that assist and enhance the financing of housing and community lending.
As of December 31, 2016, Align Credit Union services 27,656 members through its 7 offices and branches and 111 full-time and 12 part-time employees. It has $583,950,133 of total assets and $69,369,550 of net worth. Based on its asset size and net worth ratio, Align Credit Union is classified as a Well Capitalized large credit union.
Align Credit Union offers a number of deposit and loan products to its members. To find out how competitive the offers are, please go to the Interest Rates page. Align Credit Union also provides an array of services to its members and local communities. Align Credit Union plans to extend its services by adding more branches or service centers in the next 12 month. To find out more, please go to the Services page.
The following two tables list the deplitory and loan interest rates of Align Credit Union’s popular offerings. You can find out how competitive the offerings are by comparing them to the median interest rates offered by credit unions in Massachusetts and in the nation.
Major Deplitory Accounts and Interest Rates (%)
Major Loan Accounts and Interest Rates (%)
Align Credit Union prlides a number of ways to access its services. In addition to its office and branches, a member can perform banking through Internet, phones, ATMs, and mobile devices. The table below lists the electronic banking services prlided by Align Credit Union.
Electronic Banking Service Offerings
As a community financial institution, Align Credit Union actively involves in local communities by prliding services such as financial counseling , financial education, first tim home buyer programs, and student scholarships.
Community and other Service Offerings
19 Haverhill Rd
Amesbury, MA 01913
40 Market St
Lowell, MA 01852
Cross Point Branch
900 Chelmsford St Tower 2 Unit 200-3
Lowell, MA 01851-8100
110 Newbury St
Danvers, MA 01923
969 Concord St
Framingham, MA 01701
Hale Street Branch
87 Hale St
Lowell, MA 01851
20 Cushing Ave
Haverhill, MA 01830
Holy Family Hospital
70 East St
Methuen, MA 01844-4597