Alabama One Credit Union

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Review based on 12 criteria Rating: 3 out of 5

1215 Veterans Memorial Pkwy, Tuscaloosa, AL 35404-5842

Website

(205) 759-1595

Data Source: NCUA, December 31, 2016


Alabama One Credit Union was founded in 1951. Headquartered in Tuscaloosa, Alabama, Alabama One Credit Union is a state chartered and federally insured credit union, being chartered in Alabama and insured through the National Credit Union Share Insurance Fund (NCUSIF). Alabama One Credit Union is also a member of the Federal Home Loan Bank (FHLB) , which allows a credit union to access low cost secured borrowings or advances and prlides its members with financial products and services that assist and enhance the financing of housing and community lending.

As of December 31, 2016, Alabama One Credit Union services 61,023 members through its 11 offices and branches and 165 full-time and 18 part-time employees. It has $582,801,684 of total assets and $53,711,119 of net worth. Based on its asset size and net worth ratio, Alabama One Credit Union is classified as a Well Capitalized large credit union.

Alabama One Credit Union offers a number of deposit and loan products to its members. To find out how competitive the offers are, please go to the Interest Rates page. Alabama One Credit Union also provides an array of services to its members and local communities. Alabama One Credit Union plans to extend its services by adding more branches or service centers in the next 12 month. To find out more, please go to the Services page.

The following two tables list the deplitory and loan interest rates of Alabama One Credit Union’s popular offerings. You can find out how competitive the offerings are by comparing them to the median interest rates offered by credit unions in Alabama and in the nation.

Major Deplitory Accounts and Interest Rates (%)

Interest Rate
Median of Alabama
Median of USA
Checking
0.1000
0.0000
0.0000
Savings
0.2500
0.2500
0.1200
Money Market
0.3500
0.3000
0.2500
Certificate Deplit
1.7500
0.6000
0.5800
IRA
1.7500
0.6000
0.5000

Major Loan Accounts and Interest Rates (%)

Interest Rate
Median Rates of Alabama
National Median Rates
Credit Cards
12.9000
9.9900
9.9900
Unsecured Line of Credits
14.5000
12.3550
10.9500
Short-term Small Amount
n/a
26.0000
25.0000
Student Loans
n/a
6.0000
6.0200
New Car Loans
4.0000
4.0000
3.3300
Used Car Loans
4.0000
5.3300
4.5000
1st Mortgage Real Estates
4.0000
4.5000
4.2500
Other Real Estates
4.0000
5.0000
4.7000

Alabama One Credit Union prlides a number of ways to access its services. In addition to its office and branches, a member can perform banking through Internet, phones, ATMs, and mobile devices. The table below lists the electronic banking services prlided by Alabama One Credit Union.

Electronic Banking Service Offerings

Membership Application
Yes
No
Share Account Transfers
Yes
New Loan Application
No
Share Draft Orders
Yes
No
New Share Account
No
Bill Payment
Yes
No
e-Statements
Yes
Loan Payments
Yes
No
Account Balance Inquiry
Yes
No
No
View Account History
Yes
No

As a community financial institution, Alabama One Credit Union actively involves in local communities by prliding services such as first tim home buyer programs.

Community and other Service Offerings

Financial Counselling
No
Bilingual Services
No
Free Bill Pay
Yes
Financial Education
No
In-School Branches
No
Free Tax Preparation Service
No
Financial Literacy Workshops
No
Student Scholarships
Yes
Insurance/Investment Sales
Yes
First Time Homebuyer Program
No
BF Goodrich
4520 21st St
Tuscaloosa, AL 35401
Phone:205-759-1595

Commons North
4605 Rice Mine Rd Ne
Tuscaloosa, AL 35406
Phone:205-759-1595

Hwy 43
4750 Rose Blvd
Northport, AL 35475
Phone:205-759-1595

Jack Warner
1000 Jack Warner Pkwy Ne
Tuscaloosa, AL 35404
Phone:205-759-1595

Main Office
1215 Veterans Memorial Pkwy
Tuscaloosa, AL 35404-5842
Phone:205-759-1595

Mobile Branch
945 Coy Smith Highway
Mount Vernon, AL 36560
Phone:205-759-1595

Northport
1501 Mcfarland Blvd
Northport, AL 35476
Phone:205-759-1595

Pickens County Branch
194 Reform St
Carrollton, AL 35447-2372
Phone:205-759-1595

Skyland East
3700 Skyland Blvd E
Tuscaloosa, AL 35405
Phone:205-759-1595

Skyland West
70 Skyland Blvd E
Tuscaloosa, AL 35405-4099
Phone:205-759-1595

Taylorville
6822 Highway 69 S
Tuscaloosa, AL 35405
Phone:205-759-1595

(205) 342-0111

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  1. Cuhub Staff
    Cuhub Staff

    Last Updated on May 30, 2017

    May 30, 2017 at 10:30 pm

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