Alabama Credit Union

Rated star_ratedstar_ratedstar_ratedstar_rated_halfstar_normal by CUHub
Review based on 12 criteria Rating: 3.5 out of 5

P. O. Box 862998, Tuscaloosa, AL 35486-2998

Website

(205) 348-5944

Data Source: NCUA, December 31, 2016


Alabama Credit Union was founded in 1956. Headquartered in Tuscaloosa, Alabama, Alabama Credit Union is a state chartered and federally insured credit union, being chartered in Alabama and insured through the National Credit Union Share Insurance Fund (NCUSIF). Alabama Credit Union is also a member of the Federal Home Loan Bank (FHLB) , which allows a credit union to access low cost secured borrowings or advances and prlides its members with financial products and services that assist and enhance the financing of housing and community lending.

As of December 31, 2016, Alabama Credit Union services 67,729 members through its 25 offices and branches and 191 full-time and 9 part-time employees. It has $737,580,906 of total assets and $75,025,692 of net worth. Based on its asset size and net worth ratio, Alabama Credit Union is classified as a Well Capitalized large credit union.

Alabama Credit Union offers a number of deposit and loan products to its members. To find out how competitive the offers are, please go to the Interest Rates page. Alabama Credit Union also provides an array of services to its members and local communities. Alabama Credit Union plans to extend its services by adding more branches or service centers in the next 12 month. To find out more, please go to the Services page.

The following two tables list the deplitory and loan interest rates of Alabama Credit Union’s popular offerings. You can find out how competitive the offerings are by comparing them to the median interest rates offered by credit unions in Alabama and in the nation.

Major Deplitory Accounts and Interest Rates (%)

Interest Rate
Median of Alabama
Median of USA
Checking
0.0000
0.0000
0.0000
Savings
0.2500
0.2500
0.1200
Money Market
0.3500
0.3000
0.2500
Certificate Deplit
0.8500
0.6000
0.5800
IRA
0.8500
0.6000
0.5000

Major Loan Accounts and Interest Rates (%)

Interest Rate
Median Rates of Alabama
National Median Rates
Credit Cards
10.9000
9.9900
9.9900
Unsecured Line of Credits
12.0000
12.3550
10.9500
Short-term Small Amount
n/a
26.0000
25.0000
Student Loans
6.0000
6.0000
6.0200
New Car Loans
6.0000
4.0000
3.3300
Used Car Loans
6.0000
5.3300
4.5000
1st Mortgage Real Estates
4.5000
4.5000
4.2500
Other Real Estates
4.5000
5.0000
4.7000

Alabama Credit Union prlides a number of ways to access its services. In addition to its office and branches, a member can perform banking through Internet, phones, ATMs, and mobile devices. The table below lists the electronic banking services prlided by Alabama Credit Union.

Electronic Banking Service Offerings

Membership Application
Yes
Yes
Share Account Transfers
Yes
New Loan Application
Yes
Share Draft Orders
Yes
No
New Share Account
Yes
Bill Payment
Yes
Yes
e-Statements
Yes
Loan Payments
Yes
No
Account Balance Inquiry
Yes
No
Yes
View Account History
Yes
Yes

As a community financial institution, Alabama Credit Union actively involves in local communities by prliding services such as financial counseling , financial education, financial literacy workshops, first tim home buyer programs, and student scholarships.

Community and other Service Offerings

Financial Counselling
Yes
Bilingual Services
No
Free Bill Pay
Yes
Financial Education
Yes
In-School Branches
Yes
Free Tax Preparation Service
No
Financial Literacy Workshops
Yes
Student Scholarships
Yes
Insurance/Investment Sales
Yes
First Time Homebuyer Program
Yes
Adminstration Building
Main Office

909 Anna Ave
Tuscaloosa, AL 35401
Phone:205-348-5944

Austal Rolling Branch
100 Addsco Rd
Mobile, AL 36602-8017
Phone:251-979-6332

Cullman Branch
1901 Main Ave Sw
Cullman, AL 35055
Phone:256-737-9885

Daphne Branch
28509 Us Highway 98
Daphne, AL 36526-7189
Phone:251-338-0559

Decatur Branch
2216 6th Ave Se
Decatur, AL 35601-6512
Phone:256-353-8734

Downtown Birmingham Post Office
351 24th St N
Birmingham, AL 35203-3836
Phone:205-252-6569

Fairhope
111 Baldwin Sq
Fairhope, AL 36532
Phone:251-210-3993

Fayette Branch
1630 Temple Ave N
Fayette, AL 35555
Phone:205-932-5488

Five Points Branch
4239 University Blvd E
Tuscaloosa, AL 35404
Phone:35404

Foley Branch
404 S Mckenzie St
Foley, AL 36535-1904
Phone:251-974-1871

Gulf Shores Branch
1700 Gulf Shores Pkwy
Gulf Shores, AL 36542
Phone:251-968-1444

Hillcrest Branch
915 Mally St
Tuscaloosa, AL 35405
Phone:205-348-2491

Hoover Branch
1604 Montgomery Hwy
Birmingham, AL 35216-4918
Phone:205-849-0497

Huntington Branch
4600 Rose Blvd
Northport, AL 35475
Phone:205-348-3544

Huntsville Branch
851 John Wright Dr UAH Campus
Huntsville, AL 35899
Phone:256-824-6518

Indian Hills Branch
1515 Mcfarland Blvd N
Tuscaloosa, AL 35406
Phone:35406

Madison
1415 Paramount Dr
Huntsville, AL 35806
Phone:256-713-1102

Main Branch
220 Paul W Bryant Dr E
Tuscaloosa, AL 35401
Phone:205-348-5944

North River Branch
1805 New Watermelon Rd
Tuscaloosa, AL 35406
Phone:205-348-0639

Orange Beach Branch
24254 Canal Rd
Orange Beach, AL 36561
Phone:251-974-5944

Perdido Key Branch
13039 Sorrento Rd
Pensacola, FL 32507-8703
Phone:850-262-9300

Shoreline Branch
901 Spring Hill Ave
Mobile, AL 36604-2711
Phone:251-441-7400

South Huntsville Branch
4769 Whitesburg Dr Se Suite 102
Huntsville, AL 35802-1684
Phone:256-882-3337

Valleydale
2675 Valleydale Rd
Hoover, AL 35244
Phone:205-777-0934

Vance Office
1 Mercedes Dr C/O Mbusi
Vance, AL 35490
Phone:205-507-2899

(205) 348-7456

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One Review

  1. Cuhub Staff
    Cuhub Staff

    Last Updated on May 30, 2017

    May 30, 2017 at 10:30 pm

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