Affinity Plus Federal Credit Union

Rated star_ratedstar_ratedstar_ratedstar_ratedstar_normal by CUHub
Review based on 12 criteria Rating: 4 out of 5

175 W Lafayette Frontage Rd, Saint Paul, MN 55107-1488

Website

(651) 312-9252

Data Source: NCUA, December 31, 2016


Affinity Plus Federal Credit Union was founded in 1934. Headquartered in Saint Paul, Minnesota, Affinity Plus Federal Credit Union is a federally chartered and federally insured credit union, operating within the regulation of the National Credit Union Association (NCUA) and being insured through the National Credit Union Share Insurance Fund (NCUSIF). Affinity Plus Federal Credit Union is also a member of the Federal Home Loan Bank (FHLB) , which allows a credit union to access low cost secured borrowings or advances and prlides its members with financial products and services that assist and enhance the financing of housing and community lending.

As of December 31, 2016, Affinity Plus Federal Credit Union services 184,588 members through its 28 offices and branches and 510 full-time and 21 part-time employees. It has $1,919,184,879 of total assets and $171,544,858 of net worth. Based on its asset size and net worth ratio, Affinity Plus Federal Credit Union is classified as a Well Capitalized large credit union.

Affinity Plus Federal Credit Union offers a number of deposit and loan products to its members. To find out how competitive the offers are, please go to the Interest Rates page. Affinity Plus Federal Credit Union also provides an array of services to its members and local communities. Affinity Plus Federal Credit Union plans to extend its services by adding more branches or service centers in the next 12 month. To find out more, please go to the Services page.

The following two tables list the deplitory and loan interest rates of Affinity Plus Federal Credit Union’s popular offerings. You can find out how competitive the offerings are by comparing them to the median interest rates offered by credit unions in Minnesota and in the nation.

Major Deplitory Accounts and Interest Rates (%)

Interest Rate
Median of Minnesota
Median of USA
Checking
0.0600
0.0100
0.0000
Savings
0.1100
0.1000
0.1200
Money Market
0.2600
0.2500
0.2500
Certificate Deplit
1.3700
0.4250
0.5800
IRA
0.9600
0.4250
0.5000

Major Loan Accounts and Interest Rates (%)

Interest Rate
Median Rates of Minnesota
National Median Rates
Credit Cards
9.9500
9.9000
9.9900
Unsecured Line of Credits
10.3700
11.0000
10.9500
Short-term Small Amount
n/a
18.0000
25.0000
Student Loans
4.3600
6.0000
6.0200
New Car Loans
2.5600
2.9900
3.3300
Used Car Loans
3.8100
3.9900
4.5000
1st Mortgage Real Estates
3.6200
4.2500
4.2500
Other Real Estates
4.4500
4.7100
4.7000

Affinity Plus Federal Credit Union prlides a number of ways to access its services. In addition to its office and branches, a member can perform banking through Internet, phones, ATMs, and mobile devices. The table below lists the electronic banking services prlided by Affinity Plus Federal Credit Union.

Electronic Banking Service Offerings

Membership Application
Yes
Yes
Share Account Transfers
Yes
New Loan Application
Yes
Share Draft Orders
Yes
Yes
New Share Account
Yes
Bill Payment
Yes
Yes
e-Statements
Yes
Loan Payments
Yes
No
Account Balance Inquiry
Yes
Yes
Yes
View Account History
Yes
No

As a community financial institution, Affinity Plus Federal Credit Union actively involves in local communities by prliding services such as financial counseling , financial education, financial literacy workshops, first tim home buyer programs, and student scholarships.

Community and other Service Offerings

Financial Counselling
Yes
Bilingual Services
Yes
Free Bill Pay
Yes
Financial Education
Yes
In-School Branches
No
Free Tax Preparation Service
No
Financial Literacy Workshops
Yes
Student Scholarships
Yes
Insurance/Investment Sales
Yes
First Time Homebuyer Program
Yes
Alexandria
418 3rd Ave E Ste 108
Alexandria, MN 56308
Phone:320-762-1391

Baxter
15524 Edgewood Dr
Baxter, MN 56401-6952
Phone:218-829-0361

Bemidji
1510 Bemidji Ave N
Bemidji, MN 56601
Phone:218-759-9849

Bemidji – Bsu Campus
1500 Birchmont Dr Ne Ste 45
Bemidji, MN 56601
Phone:218-444-2575

Bemidji – Hannah Ave
2800 Hannah Ave Nw
Bemidji, MN 56601
Phone:218-444-2599

Brainerd
406 W Washington St Ste 6
Brainerd, MN 56401-2987
Phone:215-829-5552

Cambridge
1820 2nd Ave Se Ste 330
Cambridge, MN 55008-4158
Phone:763-689-9110

Coon Rapids
13025 Riverdale Dr Nw Ste 100
Coon Rapids, MN 55448-1013
Phone:763-427-4755

Duluth
1301 Miller Trunk Hwy Ste 100
Duluth, MN 55811-5639
Phone:218-722-4004

Eagan Branch
1642 Diffley Rd
Eagan, MN 55122
Phone:651-686-1040

Faribault
900 4th Nw Ste 102 Suite 102
Faribault, MN 55021-4927
Phone:507-332-2070

Fergus Falls
410 W Lincoln Ave
Fergus Falls, MN 56537-2008
Phone:218-739-6072

Grand Rapids East
535 E Highway 2
Grand Rapids, MN 55744-2949
Phone:218-326-4314

Grand Rapids South
1200 S Pokegama Ave Ste 160
Grand Rapids, MN 55744-4296
Phone:218-326-3388

Hastings
1731 N Frontage Rd
Hastings, MN 55033
Phone:651-438-8878

Lakeville
17555 Kenwood Trl
Lakeville, MN 55044-8360
Phone:651-312-9761

Mankato
13 Centennial Student Un
Mankato, MN 56001-6049
Phone:507-345-1360

Minneapolis – Nicollet Mall
555 Nicollet Mall Ste 251
Minneapolis, MN 55402-1066
Phone:651-312-6216

Minneapolis – University
2520 University Ave Se
Minneapolis, MN 55414
Phone:651-312-9800

Moorhead
403 8th St S
Moorhead, MN 56560-2813
Phone:218-236-7093

Moorhead Campus
615 14th St S
Moorhead, MN 56563-1018
Phone:218-287-8833

Rochester
3482 55th St Nw
Rochester, MN 55901-0123
Phone:507-285-0352

Roseville
2750 Snelling Ave N
Roseville, MN 55113-1732
Phone:651-312-9690

Saint Cloud Campus
720 4th Ave S A164 Atwood Memorial Center
Saint Cloud, MN 56301-4442
Phone:320-259-7187

Saint Paul – Capitol
525 Park St Ste 120
Saint Paul, MN 55103-2186
Phone:651-312-9754

Saint Paul – Lafayette
Main Office

175 W Lafayette Frontage Rd
Saint Paul, MN 55107-1488
Phone:651-312-9252

St. Cloud – Heritage Market
2835 W Saint Germain St Ste 100
Saint Cloud, MN 56301-6282
Phone:320-203-1765

Winona
120 E 2nd St
Winona, MN 55987-3410
Phone:507-454-1593

(651) 312-6252

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  1. Cuhub Staff
    Cuhub Staff

    Last Updated on May 30, 2017

    May 30, 2017 at 10:27 pm

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