Data Source: NCUA, December 31, 2016
Michigan Legacy Credit Union was founded in 1946. Headquartered in Pontiac, Michigan, Michigan Legacy Credit Union is a state chartered and federally insured credit union, being chartered in Michigan and insured through the National Credit Union Share Insurance Fund (NCUSIF). Michigan Legacy Credit Union is also a member of the Federal Home Loan Bank (FHLB) , which allows a credit union to access low cost secured borrowings or advances and prlides its members with financial products and services that assist and enhance the financing of housing and community lending.
As of December 31, 2016, Michigan Legacy Credit Union services 20,280 members through its 6 offices and branches and 77 full-time and 16 part-time employees. It has $172,445,147 of total assets and $18,825,417 of net worth. Based on its asset size and net worth ratio, Michigan Legacy Credit Union is classified as a Well Capitalized medium large credit union.
Michigan Legacy Credit Union offers a number of deposit and loan products to its members. To find out how competitive the offers are, please go to the Interest Rates page. Michigan Legacy Credit Union also provides an array of services to its members and local communities. To find out more, please go to the Services page.
The following two tables list the deplitory and loan interest rates of Michigan Legacy Credit Union’s popular offerings. You can find out how competitive the offerings are by comparing them to the median interest rates offered by credit unions in Michigan and in the nation.
Major Deplitory Accounts and Interest Rates (%)
Major Loan Accounts and Interest Rates (%)
Michigan Legacy Credit Union prlides a number of ways to access its services. In addition to its office and branches, a member can perform banking through Internet, phones, ATMs, and mobile devices. The table below lists the electronic banking services prlided by Michigan Legacy Credit Union.
Electronic Banking Service Offerings
As a community financial institution, Michigan Legacy Credit Union actively involves in local communities by prliding services such as financial counseling , financial education, and first tim home buyer programs.
Community and other Service Offerings
Flat Rock Branch
22855 Gibraltar Rd
Flat Rock, MI 48134
Garden City Branch
27621 Warren Rd
Garden City, MI 48135-2254
290 N John St
Highland, MI 48357
144 E Pike St
Pontiac, MI 48342
31130 Ryan Rd
Warren, MI 48092
269 Oak St
Wyandotte, MI 48192-5126