Aegis Credit Union

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Review based on 12 criteria Rating: 2.5 out of 5

1200 N 2nd St, Clinton, IA 52732

Website

(563) 242-0531

Data Source: NCUA, December 31, 2016


Aegis Credit Union was founded in 1979. Headquartered in Clinton, Iowa, Aegis Credit Union is a state chartered and federally insured credit union, being chartered in Iowa and insured through the National Credit Union Share Insurance Fund (NCUSIF). Aegis Credit Union is also a member of the Federal Home Loan Bank (FHLB) , which allows a credit union to access low cost secured borrowings or advances and prlides its members with financial products and services that assist and enhance the financing of housing and community lending.

As of December 31, 2016, Aegis Credit Union services 3,411 members through its 6 full-time and 1 part-time employees. It has $13,332,151 of total assets and $1,684,658 of net worth. Based on its asset size and net worth ratio, Aegis Credit Union is classified as a Well Capitalized medium small credit union.

Aegis Credit Union offers a number of deposit and loan products to its members. To find out how competitive the offers are, please go to the Interest Rates page. Aegis Credit Union also provides an array of services to its members and local communities. To find out more, please go to the Services page.

The following two tables list the deplitory and loan interest rates of Aegis Credit Union’s popular offerings. You can find out how competitive the offerings are by comparing them to the median interest rates offered by credit unions in Iowa and in the nation.

Major Deplitory Accounts and Interest Rates (%)

Interest Rate
Median of Iowa
Median of USA
Checking
0.0000
0.0000
0.0000
Savings
0.2500
0.2000
0.1200
Money Market
0.3500
0.4000
0.2500
Certificate Deplit
0.8000
0.7500
0.5800
IRA
0.8000
0.7250
0.5000

Major Loan Accounts and Interest Rates (%)

Interest Rate
Median Rates of Iowa
National Median Rates
Credit Cards
9.9900
10.0000
9.9900
Unsecured Line of Credits
9.9000
11.9500
10.9500
Short-term Small Amount
n/a
NaN
25.0000
Student Loans
n/a
5.7800
6.0200
New Car Loans
2.4900
3.1500
3.3300
Used Car Loans
2.4900
4.7500
4.5000
1st Mortgage Real Estates
n/a
4.0300
4.2500
Other Real Estates
n/a
4.6500
4.7000

Aegis Credit Union prlides a number of ways to access its services. In addition to its office and branches, a member can perform banking through Internet and ATMs. The table below lists the electronic banking services prlided by Aegis Credit Union.

Electronic Banking Service Offerings

Membership Application
No
No
Share Account Transfers
Yes
New Loan Application
No
Share Draft Orders
Yes
No
New Share Account
No
Bill Payment
No
No
e-Statements
Yes
Loan Payments
Yes
No
Account Balance Inquiry
Yes
No
No
View Account History
Yes
No

As a community financial institution, Aegis Credit Union actively involves in local communities by prliding services such as financial education, financial literacy workshops, and first tim home buyer programs.

Community and other Service Offerings

Financial Counselling
No
Bilingual Services
No
Free Bill Pay
No
Financial Education
Yes
In-School Branches
No
Free Tax Preparation Service
No
Financial Literacy Workshops
Yes
Student Scholarships
Yes
Insurance/Investment Sales
No
First Time Homebuyer Program
No
Clinton
Main Office

1200 N 2nd St
Clinton, IA 52732
Phone:563-242-0531

(563) 242-8744

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  1. Cuhub Staff
    Cuhub Staff

    Last Updated on May 30, 2017

    May 30, 2017 at 10:29 pm

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