ADM Credit Union

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Review based on 12 criteria Rating: 2 out of 5

3735 E William Street Rd, Decatur, IL 62521

Website

(217) 422-3966

Data Source: NCUA, December 31, 2016


ADM Credit Union was founded in 1941. Headquartered in Decatur, Illinois, ADM Credit Union is a state chartered and federally insured credit union, being chartered in Illinois and insured through the National Credit Union Share Insurance Fund (NCUSIF). ADM Credit Union is also a member of the Federal Home Loan Bank (FHLB) , which allows a credit union to access low cost secured borrowings or advances and prlides its members with financial products and services that assist and enhance the financing of housing and community lending.

As of December 31, 2016, ADM Credit Union services 3,020 members through its 4 full-time and 2 part-time employees. It has $16,735,824 of total assets and $2,544,507 of net worth. Based on its asset size and net worth ratio, ADM Credit Union is classified as a Well Capitalized medium small credit union.

ADM Credit Union offers a number of deposit and loan products to its members. To find out how competitive the offers are, please go to the Interest Rates page. ADM Credit Union also provides an array of services to its members and local communities. ADM Credit Union plans to extend its services by adding more branches or service centers in the next 12 month. To find out more, please go to the Services page.

The following two tables list the deplitory and loan interest rates of ADM Credit Union’s popular offerings. You can find out how competitive the offerings are by comparing them to the median interest rates offered by credit unions in Illinois and in the nation.

Major Deplitory Accounts and Interest Rates (%)

Interest Rate
Median of Illinois
Median of USA
Checking
0.0000
0.0000
0.0000
Savings
0.2500
0.1500
0.1200
Money Market
0.0000
0.2500
0.2500
Certificate Deplit
0.4000
0.4600
0.5800
IRA
0.0000
0.4000
0.5000

Major Loan Accounts and Interest Rates (%)

Interest Rate
Median Rates of Illinois
National Median Rates
Credit Cards
11.9000
10.2500
9.9900
Unsecured Line of Credits
12.0000
11.0000
10.9500
Short-term Small Amount
n/a
25.0000
25.0000
Student Loans
n/a
6.5100
6.0200
New Car Loans
2.9000
3.0000
3.3300
Used Car Loans
6.9000
4.2600
4.5000
1st Mortgage Real Estates
n/a
4.0000
4.2500
Other Real Estates
n/a
4.3800
4.7000

ADM Credit Union prlides a number of ways to access its services. In addition to its office and branches, a member can perform banking through Internet, ATMs, and mobile devices. The table below lists the electronic banking services prlided by ADM Credit Union.

Electronic Banking Service Offerings

Membership Application
No
No
Share Account Transfers
Yes
New Loan Application
No
Share Draft Orders
No
No
New Share Account
No
Bill Payment
Yes
No
e-Statements
Yes
Loan Payments
Yes
Yes
Account Balance Inquiry
Yes
Yes
No
View Account History
Yes
Yes

.

Community and other Service Offerings

Financial Counselling
No
Bilingual Services
No
Free Bill Pay
Yes
Financial Education
No
In-School Branches
No
Free Tax Preparation Service
No
Financial Literacy Workshops
No
Student Scholarships
No
Insurance/Investment Sales
No
First Time Homebuyer Program
No
ADM Credit Union
Main Office

3735 E William Street Rd
Decatur, IL 62521
Phone:217-422-3966

Staley Credit Union
3330 N Woodford St
Decatur, IL 62526
Phone:217-233-7744

(217) 422-3974

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  1. Cuhub Staff
    Cuhub Staff

    Last Updated on May 30, 2017

    May 30, 2017 at 10:25 pm

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