ACE Community Credit Union

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Review based on 12 criteria Rating: 0 out of 5

P.O. Box 605, Ames, IA, 50010

Website

515-233-1526

ACE Community Credit Union was founded in 1930. Headquartered in Ames, Iowa, ACE Community Credit Union is a state chartered and federally insured credit union, being chartered in Iowa and insured through the National Credit Union Share Insurance Fund (NCUSIF). ACE Community Credit Union is also a member of the Federal Home Loan Bank (FHLB) , which allows a credit union to access low cost secured borrowings or advances and provides its members with financial products and services that assist and enhance the financing of housing and community lending.

As of December 31, 2013, ACE Community Credit Union services 3,236 members through its 9 full-time and 3 part-time employees. It has $34,065,639.00 of total assets and $6,043,073.00 of net worth. Based on its asset size and net worth ratio, ACE Community Credit Union is classified as a Well Capitalized medium small size credit union.

ACE Community Credit Union offers a number of deposit and loan products to its members. To find out how competitive the offers are, please go to the Interest Rates page. ACE Community Credit Union also provides an array of services to its members and local communities. To find out more, please go to the Services page.

ACE Community Credit Union’s membership type is defined as State chartered natural person credit union. If you are interested in joining ACE Community Credit Union, please visit their website or call 515-233-1526 for details. If you are a current member of ACE Community Credit Union or have used any of their services or products, please rate them and leave your comments.

The following two tables list the depository and loan interest rates of ACE Community Credit Union’s popular offerings. You can find out how competitive the offerings are by comparing them to the median interest rates offered by credit unions in Iowa and in the nation.

Major Depository Accounts and Interest Rates (%)

Interest Rate
Median Rates of Iowa
National Median Rates
Checking
0.0500
0.0000
0.0000
Savings
0.1500
0.2000
0.1500
Money Market
0.0000
0.3100
0.2400
Certificate Deposit
0.4000
0.6150
0.5000
IRA
0.2000
0.7100
0.5000

Major Loan Accounts and Interest Rates (%)

Interest Rate
Median Rates of Iowa
National Median Rates
Credit Cards
11.9000
10.5000
9.9900
Unsecured Line of Credits
9.9000
12.0000
11.0000
Short-term Small Amount
NaN
22.6000
Student Loans
5.7000
6.0350
New Car Loans
2.4900
3.4500
3.9120
Used Car Loans
3.4900
4.9900
4.9900
1st Mortgage Real Estates
5.0000
4.2500
4.5200
Other Real Estates
3.7500
4.7500
5.0000

ACE Community Credit Union provides a number of ways to access its services. In addition to its office and branches, a member can perform banking through Internet, phones, ATMs, and mobile devices. The table below lists the electronic banking services provided by ACE Community Credit Union.

Electronic Banking Service Offerings

Membership Application
No
No
Share Account Transfers
Yes
New Loan Application
Yes
Share Draft Orders
Yes
No
New Share Account
No
Bill Payment
Yes
No
e-Statements
Yes
Loan Payments
Yes
Merchandise Purchase
No
Account Balance Inquiry
Yes
No
Merchant Processing Service
No
View Account History
Yes
No
No
Download Account History
Yes
Yes

As a community financial institution, ACE Community Credit Union actively involves in local communities by providing services such as financial counseling , financial education, financial literacy workshops, and first tim home buyer programs.

Community and other Service Offerings

Financial Counselling
Yes
Bilingual Services
Yes
Free Bill Pay
Yes
Financial Education
Yes
In-School Branches
No
Free Tax Preparation Service
No
Financial Literacy Workshops
Yes
Student Scholarships
No
Insurance/Investment Sales
Yes
First Time Homebuyer Program
Yes
Main Office
212 E Lincoln Way
Ames, IA 50010-6660
Phone:515-233-1526

515-233-6342

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  1. Cuhub Staff
    Cuhub Staff

    Last Updated on May 30, 2017

    May 30, 2017 at 10:29 pm

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