Access Of Louisiana Federal Credit Union

Rated star_ratedstar_ratedstar_ratedstar_normalstar_normal by CUHub
Review based on 12 criteria Rating: 3 out of 5

PO Box 2657, Sulphur, LA 70664

Website

(337) 533-1808

Data Source: NCUA, December 31, 2016


Access Of Louisiana Federal Credit Union was founded in 1955. Headquartered in Sulphur, Louisiana, Access Of Louisiana Federal Credit Union is a federally chartered and federally insured credit union, operating within the regulation of the National Credit Union Association (NCUA) and being insured through the National Credit Union Share Insurance Fund (NCUSIF). Access Of Louisiana Federal Credit Union is also a member of the Federal Home Loan Bank (FHLB) , which allows a credit union to access low cost secured borrowings or advances and prlides its members with financial products and services that assist and enhance the financing of housing and community lending.

As of December 31, 2016, Access Of Louisiana Federal Credit Union services 5,068 members through its 3 offices and branches and 13 full-time employees. It has $29,558,269 of total assets and $3,929,081 of net worth. Based on its asset size and net worth ratio, Access Of Louisiana Federal Credit Union is classified as a Well Capitalized medium small credit union.

Access Of Louisiana Federal Credit Union offers a number of deposit and loan products to its members. To find out how competitive the offers are, please go to the Interest Rates page. Access Of Louisiana Federal Credit Union also provides an array of services to its members and local communities. To find out more, please go to the Services page.

The following two tables list the deplitory and loan interest rates of Access Of Louisiana Federal Credit Union’s popular offerings. You can find out how competitive the offerings are by comparing them to the median interest rates offered by credit unions in Louisiana and in the nation.

Major Deplitory Accounts and Interest Rates (%)

Interest Rate
Median of Louisiana
Median of USA
Checking
0.0000
0.0000
0.0000
Savings
0.1500
0.2000
0.1200
Money Market
0.0000
0.2600
0.2500
Certificate Deplit
0.6500
0.6500
0.5800
IRA
0.6500
0.6450
0.5000

Major Loan Accounts and Interest Rates (%)

Interest Rate
Median Rates of Louisiana
National Median Rates
Credit Cards
n/a
9.9000
9.9900
Unsecured Line of Credits
7.5000
11.9700
10.9500
Short-term Small Amount
28.0000
28.0000
25.0000
Student Loans
n/a
6.0000
6.0200
New Car Loans
2.6500
4.0000
3.3300
Used Car Loans
2.9900
6.0050
4.5000
1st Mortgage Real Estates
3.4100
5.0500
4.2500
Other Real Estates
5.4100
5.4550
4.7000

Access Of Louisiana Federal Credit Union prlides a number of ways to access its services. In addition to its office and branches, a member can perform banking through Internet, phones, and ATMs. The table below lists the electronic banking services prlided by Access Of Louisiana Federal Credit Union.

Electronic Banking Service Offerings

Membership Application
Yes
No
Share Account Transfers
Yes
New Loan Application
Yes
Share Draft Orders
Yes
No
New Share Account
No
Bill Payment
Yes
No
e-Statements
Yes
Loan Payments
Yes
No
Account Balance Inquiry
Yes
No
Yes
View Account History
Yes
No

As a community financial institution, Access Of Louisiana Federal Credit Union actively involves in local communities by prliding services such as financial counseling , financial education, financial literacy workshops, and first tim home buyer programs.

Community and other Service Offerings

Financial Counselling
Yes
Bilingual Services
No
Free Bill Pay
Yes
Financial Education
Yes
In-School Branches
No
Free Tax Preparation Service
No
Financial Literacy Workshops
Yes
Student Scholarships
Yes
Insurance/Investment Sales
Yes
First Time Homebuyer Program
No
Lake Charles
3109 Common St Ste 103
Lake Charles, LA 70601-8575
Phone:337-533-1808

Sulphur
Main Office

4400 Maplewood Dr
Sulphur, LA 70663
Phone:337-533-1808

Westlake
910 Sampson St Ste B
Westlake, LA 70669-5346
Phone:337-533-1808

(337) 533-8419

share

No Review

  1. Cuhub Staff
    Cuhub Staff

    Last Updated on May 30, 2017

    May 30, 2017 at 10:25 pm

Related Listings