Accentra Credit Union

Rated star_ratedstar_ratedstar_ratedstar_rated_halfstar_normal by CUHub
Review based on 12 criteria Rating: 3.5 out of 5

PO Box 657, Austin, MN 55912

Website

(507) 433-1829

Data Source: NCUA, December 31, 2016


Accentra Credit Union was founded in 1930. Headquartered in Austin, Minnesota, Accentra Credit Union is a state chartered and federally insured credit union, being chartered in Minnesota and insured through the National Credit Union Share Insurance Fund (NCUSIF). Accentra Credit Union is also a member of the Federal Home Loan Bank (FHLB) , which allows a credit union to access low cost secured borrowings or advances and prlides its members with financial products and services that assist and enhance the financing of housing and community lending.

As of December 31, 2016, Accentra Credit Union services 15,546 members through its 2 offices and branches and 28 full-time and 13 part-time employees. It has $127,729,054 of total assets and $11,872,349 of net worth. Based on its asset size and net worth ratio, Accentra Credit Union is classified as a Well Capitalized medium large credit union.

Accentra Credit Union offers a number of deposit and loan products to its members. To find out how competitive the offers are, please go to the Interest Rates page. Accentra Credit Union also provides an array of services to its members and local communities. To find out more, please go to the Services page.

The following two tables list the deplitory and loan interest rates of Accentra Credit Union’s popular offerings. You can find out how competitive the offerings are by comparing them to the median interest rates offered by credit unions in Minnesota and in the nation.

Major Deplitory Accounts and Interest Rates (%)

Interest Rate
Median of Minnesota
Median of USA
Checking
0.0300
0.0100
0.0000
Savings
0.0500
0.1000
0.1200
Money Market
0.2700
0.2500
0.2500
Certificate Deplit
0.3900
0.4250
0.5800
IRA
0.3600
0.4250
0.5000

Major Loan Accounts and Interest Rates (%)

Interest Rate
Median Rates of Minnesota
National Median Rates
Credit Cards
15.9000
9.9000
9.9900
Unsecured Line of Credits
6.9000
11.0000
10.9500
Short-term Small Amount
n/a
18.0000
25.0000
Student Loans
n/a
6.0000
6.0200
New Car Loans
2.9900
2.9900
3.3300
Used Car Loans
2.9900
3.9900
4.5000
1st Mortgage Real Estates
3.5000
4.2500
4.2500
Other Real Estates
3.9000
4.7100
4.7000

Accentra Credit Union prlides a number of ways to access its services. In addition to its office and branches, a member can perform banking through Internet, phones, ATMs, and mobile devices. The table below lists the electronic banking services prlided by Accentra Credit Union.

Electronic Banking Service Offerings

Membership Application
Yes
Yes
Share Account Transfers
Yes
New Loan Application
Yes
Share Draft Orders
Yes
No
New Share Account
Yes
Bill Payment
Yes
Yes
e-Statements
Yes
Loan Payments
Yes
No
Account Balance Inquiry
Yes
Yes
No
View Account History
Yes
No

As a community financial institution, Accentra Credit Union actively involves in local communities by prliding services such as first tim home buyer programs.

Community and other Service Offerings

Financial Counselling
No
Bilingual Services
No
Free Bill Pay
Yes
Financial Education
No
In-School Branches
No
Free Tax Preparation Service
Yes
Financial Literacy Workshops
No
Student Scholarships
Yes
Insurance/Investment Sales
Yes
First Time Homebuyer Program
No
Accentra Credit Union
Main Office

400 4th Ave Ne
Austin, MN 55912
Phone:507-433-1829

Accentra Cu Albert Lea
1619 Blake Ave
Albert Lea, MN 56007
Phone:507-373-6500

(507) 434-3300

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  1. Cuhub Staff
    Cuhub Staff

    Last Updated on May 30, 2017

    May 30, 2017 at 10:27 pm

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