Academic Employees Credit Union

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Review based on 12 criteria Rating: 2 out of 5

2804 W Ash St, Columbia, MO 65203-4601

Website

(573) 445-1845

Data Source: NCUA, December 31, 2016


Academic Employees Credit Union was founded in 1936. Headquartered in Columbia, Missouri, Academic Employees Credit Union is a state chartered and federally insured credit union, being chartered in Missouri and insured through the National Credit Union Share Insurance Fund (NCUSIF). Academic Employees Credit Union is also a member of the Federal Home Loan Bank (FHLB) , which allows a credit union to access low cost secured borrowings or advances and prlides its members with financial products and services that assist and enhance the financing of housing and community lending.

As of December 31, 2016, Academic Employees Credit Union services 1,644 members through its 2 full-time and 3 part-time employees. It has $9,857,155 of total assets and $607,227 of net worth. Based on its asset size and net worth ratio, Academic Employees Credit Union is classified as a Adequately Capitalized small credit union.

Academic Employees Credit Union offers a number of deposit and loan products to its members. To find out how competitive the offers are, please go to the Interest Rates page. Academic Employees Credit Union also provides an array of services to its members and local communities. To find out more, please go to the Services page.

The following two tables list the deplitory and loan interest rates of Academic Employees Credit Union’s popular offerings. You can find out how competitive the offerings are by comparing them to the median interest rates offered by credit unions in Missouri and in the nation.

Major Deplitory Accounts and Interest Rates (%)

Interest Rate
Median of Missouri
Median of USA
Checking
0.0000
0.0000
0.0000
Savings
0.0100
0.1500
0.1200
Money Market
0.0000
0.2500
0.2500
Certificate Deplit
0.1900
0.5000
0.5800
IRA
0.0000
0.5000
0.5000

Major Loan Accounts and Interest Rates (%)

Interest Rate
Median Rates of Missouri
National Median Rates
Credit Cards
12.9000
9.9600
9.9900
Unsecured Line of Credits
12.0000
11.4350
10.9500
Short-term Small Amount
n/a
27.8950
25.0000
Student Loans
n/a
6.0450
6.0200
New Car Loans
3.3700
3.3200
3.3300
Used Car Loans
6.1500
4.8200
4.5000
1st Mortgage Real Estates
n/a
4.1200
4.2500
Other Real Estates
4.5800
4.5000
4.7000

Academic Employees Credit Union prlides a number of ways to access its services. In addition to its office and branches, a member can perform banking through Internet, phones, and ATMs. The table below lists the electronic banking services prlided by Academic Employees Credit Union.

Electronic Banking Service Offerings

Membership Application
No
No
Share Account Transfers
Yes
New Loan Application
No
Share Draft Orders
Yes
No
New Share Account
No
Bill Payment
Yes
No
e-Statements
Yes
Loan Payments
Yes
No
Account Balance Inquiry
Yes
No
No
View Account History
Yes
No

.

Community and other Service Offerings

Financial Counselling
No
Bilingual Services
No
Free Bill Pay
Yes
Financial Education
No
In-School Branches
No
Free Tax Preparation Service
No
Financial Literacy Workshops
No
Student Scholarships
No
Insurance/Investment Sales
Yes
First Time Homebuyer Program
No
Academic Employees Credit Union
Main Office

2804 W Ash St
Columbia, MO 65203-4601
Phone:573-445-1845

(573) 445-2068

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  1. Cuhub Staff
    Cuhub Staff

    Last Updated on May 30, 2017

    May 30, 2017 at 10:27 pm

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