A+ Credit Union

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PO Box 2871, Idaho Falls, ID, 83403-2871

Website

208-522-8576

A+ Credit Union was founded in 1955. Headquartered in Idaho Falls, Idaho, A+ Credit Union is a state chartered and not federally insured credit union, being chartered in Idaho but not insured through the National Credit Union Share Insurance Fund (NCUSIF).

As of December 31, 2013, A+ Credit Union services 2,845 members through its 4 full-time employees. It has $15,359,636.00 of total assets and $1,253,653.00 of net worth. Based on its asset size and net worth ratio, A+ Credit Union is classified as a Well Capitalized medium small size credit union.

A+ Credit Union offers a number of deposit and loan products to its members. To find out how competitive the offers are, please go to the Interest Rates page. A+ Credit Union also provides an array of services to its members and local communities. To find out more, please go to the Services page.

A+ Credit Union’s membership type is defined as State chartered natural person credit union. If you are interested in joining A+ Credit Union, please visit their website or call 208-522-8576 for details. If you are a current member of A+ Credit Union or have used any of their services or products, please rate them and leave your comments.

The following two tables list the depository and loan interest rates of A+ Credit Union’s popular offerings. You can find out how competitive the offerings are by comparing them to the median interest rates offered by credit unions in Idaho and in the nation.

Major Depository Accounts and Interest Rates (%)

Interest Rate
Median Rates of Idaho
National Median Rates
Checking
0.0100
0.0000
0.0000
Savings
0.0300
0.1000
0.1500
Money Market
0.0900
0.2000
0.2400
Certificate Deposit
0.6300
0.4000
0.5000
IRA
0.2800
0.2900
0.5000

Major Loan Accounts and Interest Rates (%)

Interest Rate
Median Rates of Idaho
National Median Rates
Credit Cards
11.5000
9.9900
9.9900
Unsecured Line of Credits
9.5000
10.2900
11.0000
Short-term Small Amount
28.0000
22.6000
Student Loans
5.8750
6.0350
New Car Loans
4.1600
3.8700
3.9120
Used Car Loans
4.2400
4.7500
4.9900
1st Mortgage Real Estates
4.3800
4.3800
4.5200
Other Real Estates
16.0000
4.9500
5.0000

A+ Credit Union provides a number of ways to access its services. In addition to its office and branches, a member can perform banking through Internet, phones, and ATMs. The table below lists the electronic banking services provided by A+ Credit Union.

Electronic Banking Service Offerings

Membership Application
No
No
Share Account Transfers
Yes
New Loan Application
No
Share Draft Orders
Yes
No
New Share Account
No
Bill Payment
Yes
Yes
e-Statements
Yes
Loan Payments
Yes
Merchandise Purchase
No
Account Balance Inquiry
Yes
No
Merchant Processing Service
No
View Account History
Yes
No
Yes
Download Account History
Yes
No

As a community financial institution, A+ Credit Union actively involves in local communities by providing services such as financial counseling , financial education, and first tim home buyer programs.

Community and other Service Offerings

Financial Counselling
Yes
Bilingual Services
No
Free Bill Pay
Yes
Financial Education
Yes
In-School Branches
No
Free Tax Preparation Service
No
Financial Literacy Workshops
No
Student Scholarships
Yes
Insurance/Investment Sales
No
First Time Homebuyer Program
No
Main Office
525 W Sunnyside Rd
Idaho Falls, ID 83402-4641
Phone:208-522-8576

208-523-8728

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  1. Cuhub Staff
    Cuhub Staff

    Last Updated on May 30, 2017

    May 30, 2017 at 10:29 pm

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