Western Federal Credit Union

Rated star_ratedstar_ratedstar_ratedstar_rated_halfstar_normal by CUHub
Review based on 12 criteria Rating: 3.5 out of 5

1899 Western Way, Torrance, CA 90501

Website

(877) 254-9328

Data Source: NCUA, December 31, 2016


Unify Financial Federal Credit Union was founded in 1963. Headquartered in Torrance, California, Unify Financial Federal Credit Union is a federally chartered and federally insured credit union, operating within the regulation of the National Credit Union Association (NCUA) and being insured through the National Credit Union Share Insurance Fund (NCUSIF). Unify Financial Federal Credit Union is also a member of the Federal Home Loan Bank (FHLB) , which allows a credit union to access low cost secured borrowings or advances and prlides its members with financial products and services that assist and enhance the financing of housing and community lending.

As of December 31, 2016, Unify Financial Federal Credit Union services 210,441 members through its 52 offices and branches and 587 full-time and 2 part-time employees. It has $2,510,616,372 of total assets and $224,792,350 of net worth. Based on its asset size and net worth ratio, Unify Financial Federal Credit Union is classified as a Well Capitalized large credit union.

Unify Financial Federal Credit Union offers a number of deposit and loan products to its members. To find out how competitive the offers are, please go to the Interest Rates page. Unify Financial Federal Credit Union also provides an array of services to its members and local communities. Unify Financial Federal Credit Union plans to extend its services by adding more branches or service centers in the next 12 month. To find out more, please go to the Services page.

The following two tables list the deplitory and loan interest rates of Unify Financial Federal Credit Union’s popular offerings. You can find out how competitive the offerings are by comparing them to the median interest rates offered by credit unions in California and in the nation.

Major Deplitory Accounts and Interest Rates (%)

Interest Rate
Median of California
Median of USA
Checking
0.0000
0.0000
0.0000
Savings
0.1000
0.1000
0.1200
Money Market
0.1000
0.1900
0.2500
Certificate Deplit
0.8500
0.5500
0.5800
IRA
0.2000
0.4500
0.5000

Major Loan Accounts and Interest Rates (%)

Interest Rate
Median Rates of California
National Median Rates
Credit Cards
9.9900
10.0400
9.9900
Unsecured Line of Credits
8.5000
10.9900
10.9500
Short-term Small Amount
28.0000
28.0000
25.0000
Student Loans
n/a
5.7500
6.0200
New Car Loans
1.0000
3.0000
3.3300
Used Car Loans
2.4900
3.7400
4.5000
1st Mortgage Real Estates
3.2500
4.0300
4.2500
Other Real Estates
3.5000
4.7400
4.7000

Unify Financial Federal Credit Union prlides a number of ways to access its services. In addition to its office and branches, a member can perform banking through Internet, phones, ATMs, and mobile devices. The table below lists the electronic banking services prlided by Unify Financial Federal Credit Union.

Electronic Banking Service Offerings

Membership Application
Yes
Yes
Share Account Transfers
Yes
New Loan Application
Yes
Share Draft Orders
Yes
Yes
New Share Account
Yes
Bill Payment
Yes
No
e-Statements
Yes
Loan Payments
Yes
No
Account Balance Inquiry
Yes
Yes
Yes
View Account History
Yes
No

As a community financial institution, Unify Financial Federal Credit Union actively involves in local communities by prliding services such as financial counseling , financial education, financial literacy workshops, first tim home buyer programs, and student scholarships.

Community and other Service Offerings

Financial Counselling
Yes
Bilingual Services
No
Free Bill Pay
Yes
Financial Education
Yes
In-School Branches
No
Free Tax Preparation Service
No
Financial Literacy Workshops
Yes
Student Scholarships
Yes
Insurance/Investment Sales
Yes
First Time Homebuyer Program
Yes
2nd Street Concord
1855 2nd St
Concord, CA 94519
Phone:925-825-0900

Alliance-fremont
39174 Argonaut Way
Fremont, CA 94538
Phone:877-254-9328

Aurora
17455 E Exposition Dr
Aurora, CO 80017
Phone:877-254-9328

Aviation
14500 Aviation Blvd
Hawthorne, CA 90250
Phone:310-536-5000

Bentonville
2905 S Walton Blvd
Bentonville, AR 72712
Phone:877-254-9328

Blue Springs
1200 Magnolia Way Toyota Motor Manufacturing
Blue Springs, MS 38828
Phone:877-254-9328

Brentwood
121 Sand Creek Rd
Brentwood, CA 94513
Phone:877-254-9328

Buffalo Wv
1 Sugar Maple Ln
Buffalo, WV 25033
Phone:877-254-9328

Camarillo
4950 Verdugo Way
Camarillo, CA 93012
Phone:877-254-9328

Erlanger
Toyota Motor Manufacturing 25 Atlantic Ave
Erlanger, KY 41018
Phone:877-254-9328

Fairfax
12900 Federal Systems Park Dr Bldg Fp Northrop Grumman
Fairfax, VA 22033
Phone:877-254-9328

Fayetteville
1780 N Crossover Rd
Fayetteville, AR 72701
Phone:877-254-9328

Frisco
3333 Preston Rd
Frisco, TX 75034-9012
Phone:877-254-9328

Georgetown
Toyota Motor Manufacturing 1001 Cherry Blossom Way
Georgetown, KY 40324
Phone:877-254-9328

Glendale
310 E Colorado St
Glendale, CA 91205-5116
Phone:877-254-9328

Huntington Beach
7801 Edinger Ave
Huntington Beach, CA 92647
Phone:877-254-9328

Huntsville
1 Cottonvalley Dr Nw
Huntsville, AL 35810-6045
Phone:877-254-9328

Irvine
4520 Barranca Pkwy
Irvine, CA 92604
Phone:877-254-9328

Lakewood Branch
4431 Candlewood St
Lakewood, CA 90712-1736
Phone:310-381-2174

Lodi
1401 Lakeshore Dr
Lodi, CA 95242
Phone:877-254-9328

Main Corporate Office Western Way
1899 Western Way
Torrance, CA 90501
Phone:877-254-9328

Mckee
9525 Apison Pike
Collegedale, TN 37315
Phone:877-254-9328

Montebello
521 N Montebello Blvd Ste B
Montebello, CA 90640-3666
Phone:877-254-9328

Nelson Ave Concord
4075 Nelson Ave Ste E
Concord, CA 94520
Phone:94520

Oakland – Airport
433 Hegenberger Rd
Oakland, CA 94621
Phone:877-254-9328

Oakland – Civic
150 Frank H Ogawa Plz
Oakland, CA 94612
Phone:877-254-9328

Oxnard
305 W 3rd St
Oxnard, CA 93030
Phone:877-254-9328

Oxnard-gonzales
1690 E Gonzales Rd
Oxnard, CA 93036
Phone:877-254-9328

Oxnard-st John’s
1600 N Rose Ave St. John’s Regional Medical Center
Oxnard, CA 93030
Phone:877-254-9328

Princeton
4884 S Maple Tree Dr Toyota Motor Manufacturing
Princeton, IN 47670
Phone:877-254-9328

Rancho Carmel
15180 Innovation Dr Bldg Rc 2northrop Grumman
San Diego, CA 92128
Phone:877-254-9328

Reston
1675 Reston Pkwy Ste A
Reston, VA 20194-1626
Phone:877-254-9328

Rogers
2511 N 2nd St
Rogers, AR 72756
Phone:877-254-9328

Salt Lake City
1129 N 3950 W
Salt Lake City, UT 84116
Phone:877-254-9328

San Antonio
1 Lone Star Pass Bldg 1 Toyota Motor Manufacturing
San Antonio, TX 78264
Phone:877-254-9328

San Bruno
851 Cherry Ave
San Bruno, CA 94066
Phone:877-254-9328

San Francisco
1425 Ocean Ave
San Francisco, CA 94112-1731
Phone:415-469-8817

Santa Ana
3644 S Bristol St Metro Town Square
Santa Ana, CA 92704
Phone:877-254-9328

See’s
3423 S La Cienega Blvd
Los Angeles, CA 90016
Phone:877-254-9328

Siloam Springs
2075 E Main St Ste E
Siloam Springs, AR 72761
Phone:479-636-3448

Space Park-redondo Beach
1 Space Park Blvd Bldg S Northrop Grumman
Redondo Beach, CA 90278-1001
Phone:877-254-9328

Springdale
2894 W Sunset Ave
Springdale, AR 72762
Phone:877-254-9328

Stockton
4245 West Ln Ste 6a
Stockton, CA 95208-8000
Phone:209-444-2400

Stuarts Draft
272 Patton Farm Rd
Stuarts Draft, VA 24477
Phone:877-254-9328

Temecula
41915 Business Park Dr
Temecula, CA 92590
Phone:877-254-9328

Torrance
1899 Western Way
Torrance, CA 90501
Phone:877-254-9328

Ventura
1722 S Victoria Ave Montalvo Shopping Center
Ventura, CA 93003
Phone:877-254-9328

West Torrance
20305 Anza Ave
Torrance, CA 90503
Phone:877-254-9328

Westchester
8632 S Sepulveda Blvd
Los Angeles, CA 90045
Phone:877-254-9328

Westchester
8632 S Sepulveda Blvd
Los Angeles, CA 90045-4015
Phone:877-254-9328

York Township
Toyota Technical Center 8777 Platt Rd
Saline, MI 48176
Phone:877-254-9328

(310) 381-2316

share

No Review

  1. Cuhub Staff
    Cuhub Staff

    Last Updated on May 30, 2017

    May 30, 2017 at 10:25 pm

Related Listings