Vystar Credit Union

Rated star_ratedstar_ratedstar_ratedstar_rated_halfstar_normal by CUHub
Review based on 12 criteria Rating: 3.5 out of 5

4949 Blanding Blvd, Jacksonville, FL 32210

Website

(904) 777-6000

Data Source: NCUA, December 31, 2016


Vystar Credit Union was founded in 1952. Headquartered in Jacksonville, Florida, Vystar Credit Union is a state chartered and federally insured credit union, being chartered in Florida and insured through the National Credit Union Share Insurance Fund (NCUSIF). Vystar Credit Union is also a member of the Federal Home Loan Bank (FHLB) , which allows a credit union to access low cost secured borrowings or advances and prlides its members with financial products and services that assist and enhance the financing of housing and community lending.

As of December 31, 2016, Vystar Credit Union services 545,155 members through its 56 offices and branches and 1230 full-time and 23 part-time employees. It has $6,551,987,170 of total assets and $579,778,944 of net worth. Based on its asset size and net worth ratio, Vystar Credit Union is classified as a Well Capitalized large credit union.

Vystar Credit Union offers a number of deposit and loan products to its members. To find out how competitive the offers are, please go to the Interest Rates page. Vystar Credit Union also provides an array of services to its members and local communities. Vystar Credit Union plans to extend its services by adding more branches or service centers in the next 12 month. To find out more, please go to the Services page.

The following two tables list the deplitory and loan interest rates of Vystar Credit Union’s popular offerings. You can find out how competitive the offerings are by comparing them to the median interest rates offered by credit unions in Florida and in the nation.

Major Deplitory Accounts and Interest Rates (%)

Interest Rate
Median of Florida
Median of USA
Checking
0.1000
0.0000
0.0000
Savings
0.2500
0.1500
0.1200
Money Market
0.3600
0.3000
0.2500
Certificate Deplit
0.4700
0.6100
0.5800
IRA
0.9800
0.4350
0.5000

Major Loan Accounts and Interest Rates (%)

Interest Rate
Median Rates of Florida
National Median Rates
Credit Cards
9.9000
10.0000
9.9900
Unsecured Line of Credits
13.5100
11.2800
10.9500
Short-term Small Amount
n/a
24.0000
25.0000
Student Loans
n/a
5.9750
6.0200
New Car Loans
2.8900
3.2600
3.3300
Used Car Loans
4.2200
4.4350
4.5000
1st Mortgage Real Estates
4.1300
4.5000
4.2500
Other Real Estates
4.9400
5.0000
4.7000

Vystar Credit Union prlides a number of ways to access its services. In addition to its office and branches, a member can perform banking through Internet, phones, ATMs, and mobile devices. The table below lists the electronic banking services prlided by Vystar Credit Union.

Electronic Banking Service Offerings

Membership Application
Yes
Yes
Share Account Transfers
Yes
New Loan Application
Yes
Share Draft Orders
Yes
Yes
New Share Account
Yes
Bill Payment
Yes
No
e-Statements
Yes
Loan Payments
Yes
No
Account Balance Inquiry
Yes
Yes
Yes
View Account History
Yes
Yes

As a community financial institution, Vystar Credit Union actively involves in local communities by prliding services such as financial counseling , financial education, financial literacy workshops.

Community and other Service Offerings

Financial Counselling
Yes
Bilingual Services
Yes
Free Bill Pay
Yes
Financial Education
Yes
In-School Branches
Yes
Free Tax Preparation Service
No
Financial Literacy Workshops
Yes
Student Scholarships
No
Insurance/Investment Sales
Yes
First Time Homebuyer Program
No
103rd Street
7795 103rd St
Jacksonville, FL 32210
Phone:904-908-2380

Arlington
7802 Atlantic Blvd
Jacksonville, FL 32211
Phone:904-908-2300

Bartram Bear High School
7399 Longleaf Pine Pkwy
Jacksonville, FL 32259
Phone:904-594-5428

Baymeadows & 295e
10903 Baymeadows Rd
Jacksonville, FL 32256
Phone:904-594-5551

Beaches & 295e
11674 Beach Blvd
Jacksonville, FL 32246
Phone:904-594-5369

Branan Field Plantation
1768 Blanding Blvd
Middleburg, FL 32068
Phone:904-594-5657

Callahan
542277 Us Highway 1
Callahan, FL 32011
Phone:904-594-5591

Chaffee Pointe
560 Chaffee Point Blvd
Jacksonville, FL 32221-4108
Phone:904-594-5641

Corporate Headquarters
Main Office

4949 Blanding Blvd
Jacksonville, FL 32210
Phone:904-777-6000

Cr210
1955 County Road 210 W
Saint Johns, FL 32259
Phone:904-594-5546

Downtown
214 N Hogan St
Jacksonville, FL 32202
Phone:904-908-5471

Eagle Harbor
1755 Eagle Harbor Pkwy
Orange Park, FL 32003
Phone:904-908-2440

Fernandina Beach
1900 S 14th St
Fernandina Beach, FL 32034
Phone:904-908-2458

First Coast High School
590 Duval Station Rd
Jacksonville, FL 32218-1869
Phone:904-463-3642

Fleming Island High School
2233 Village Square Pkwy Rm 66
Orange Park, FL 32003
Phone:904-908-2440

Gainesville
3616 Sw 34th St
Gainesville, FL 32608
Phone:904-594-5570

Green Cove Springs
601 N Orange Ave
Green Cove Springs, FL 32043
Phone:904-594-5494

Jacksonville Beach
100 3rd St N
Jacksonville Beach, FL 32250
Phone:904-908-2427

Julington Creek
101 Bartram Oaks Walk
Jacksonville, FL 32259
Phone:904-594-5428

Kernan
1802 Kernan Blvd S
Jacksonville, FL 32246
Phone:904-594-5350

Lake City
411 Nw Commons Loop
Lake City, FL 32055
Phone:904-594-5497

Macclenny
1168 S 6th St
Macclenny, FL 32063
Phone:904-908-2949

Mandarin
11343 San Jose Blvd
Jacksonville, FL 32223
Phone:904-908-2471

Matanzas High School
3535 Old Kings Rd N
Palm Coast, FL 32137
Phone:904-594-5626

Middleburg
2762 Blanding Blvd
Middleburg, FL 32068
Phone:904-908-2350

Middleburg High School
3750 County Road 220
Middleburg, FL 32068-3833
Phone:904-237-2530

Murabella
849 Verona Way
St Augustine, FL 32092
Phone:904-594-5623

NAS Jax
6801 Roosevelt Blvd Building 39
Jacksonville, FL 32212
Phone:904-908-2414

Nocatee
100 Village Lake Dr
Ponte Vedra Beach, FL 32081-0857
Phone:904-594-5670

Normandy
7765 Normandy Blvd
Jacksonville, FL 32221-6638
Phone:904-594-5453

Northside
1831 Dunn Ave
Jacksonville, FL 32218
Phone:904-908-2330

Oakleaf
8425 Merchants Way
Jacksonville, FL 32222-2852
Phone:904-594-5501

Oceanway
13075 N Main St
Jacksonville, FL 32218
Phone:904-594-5527

Orange Park
182 Blanding Blvd
Orange Park, FL 32073
Phone:904-908-2821

Orange Park Drive Thru
180 Arora Blvd
Orange Park, FL 32073
Phone:904-908-2821

Orange Park High School
2300 Kingsley Ave
Orange Park, FL 32073-5125
Phone:904-272-8110

Ormond Beach
1301 W Granada Blvd
Ormond Beach, FL 32174-5916
Phone:386-239-1008

Palatka
510 S State Road 19
Palatka, FL 32177
Phone:904-594-5457

Palatka High School
302 Mellon Rd
Palatka, FL 32177
Phone:904-594-5628

Palm Coast
305 Palm Coast Pkwy Sw
Palm Coast, FL 32137-4763
Phone:904-594-5378

Pedro Menendez High School
600 State Road 206 W Rm 422
St Augustine, FL 32086-4868
Phone:904-908-2865

Ponte Vedra
212 Ponte Vedra Park Dr
Ponte Vedra Beach, FL 32082-6600
Phone:904-594-5612

Port Orange
750 Dunlawton Ave
Port Orange, FL 32127-4901
Phone:386-239-1018

Regency Commons
686 Commerce Center Dr
Jacksonville, FL 32225
Phone:904-908-2836

Ribault High School
3701 Winton Dr
Jacksonville, FL 32208-2998
Phone:904-766-0046

Riverside
760 Riverside Ave
Jacksonville, FL 32204
Phone:904-908-5583

Roosevelt
4420 Wabash Ave
Jacksonville, FL 32210
Phone:904-908-2392

Southside
8263 Philips Hwy
Jacksonville, FL 32256-8201
Phone:904-908-2880

Springfield
1700 N Main St
Jacksonville, FL 32206-4404
Phone:904-908-2756

St Augustine
165 State Road 312 W
St Augustine, FL 32086
Phone:904-908-2865

St. Augustine Beach
3970 A1a S
Saint Augustine, FL 32080-6940
Phone:904-594-5684

Starke
1450 S Walnut St
Starke, FL 32091
Phone:904-594-5518

Vystar Service Center
2310 Village Square Pkwy
Orange Park, FL 32003
Phone:904-908-2624

West Nassau High School
1 Warrior Dr
Callahan, FL 32011
Phone:904-879-3461

Westside Drive Thru
4539 Blanding Blvd
Jacksonville, FL 32210
Phone:904-908-2799

Wolfson High School
7000 Powers Ave
Jacksonville, FL 32217
Phone:904-908-2307
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One Review

  1. Cuhub Staff
    Cuhub Staff

    Last Updated on May 30, 2017

    May 30, 2017 at 10:27 pm

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