Data Source: NCUA, December 31, 2016
Virginia Credit Union INC. was founded in 1928. Headquartered in Richmond, Virginia, Virginia Credit Union INC. is a state chartered and federally insured credit union, being chartered in Virginia and insured through the National Credit Union Share Insurance Fund (NCUSIF). Virginia Credit Union INC. is also a member of the Federal Home Loan Bank (FHLB) , which allows a credit union to access low cost secured borrowings or advances and prlides its members with financial products and services that assist and enhance the financing of housing and community lending.
As of December 31, 2016, Virginia Credit Union INC. services 254,738 members through its 17 offices and branches and 655 full-time and 24 part-time employees. It has $3,303,925,959 of total assets and $304,260,542 of net worth. Based on its asset size and net worth ratio, Virginia Credit Union INC. is classified as a Well Capitalized large credit union.
Virginia Credit Union INC. offers a number of deposit and loan products to its members. To find out how competitive the offers are, please go to the Interest Rates page. Virginia Credit Union INC. also provides an array of services to its members and local communities. Virginia Credit Union INC. plans to extend its services by adding more branches or service centers in the next 12 month. To find out more, please go to the Services page.
The following two tables list the deplitory and loan interest rates of Virginia Credit Union INC.’s popular offerings. You can find out how competitive the offerings are by comparing them to the median interest rates offered by credit unions in Virginia and in the nation.
Major Deplitory Accounts and Interest Rates (%)
Major Loan Accounts and Interest Rates (%)
Virginia Credit Union INC. prlides a number of ways to access its services. In addition to its office and branches, a member can perform banking through Internet, phones, ATMs, and mobile devices. The table below lists the electronic banking services prlided by Virginia Credit Union INC..
Electronic Banking Service Offerings
As a community financial institution, Virginia Credit Union INC. actively involves in local communities by prliding services such as financial counseling , financial education, financial literacy workshops, first tim home buyer programs, and student scholarships.
Community and other Service Offerings