Veridian Credit Union

Rated star_ratedstar_ratedstar_ratedstar_ratedstar_normal by CUHub
Review based on 12 criteria Rating: 4 out of 5

PO Box 6000, Waterloo, IA 50704-6000

Website

(319) 236-5600

Data Source: NCUA, December 31, 2016


Veridian Credit Union was founded in 1934. Headquartered in Waterloo, Iowa, Veridian Credit Union is a state chartered and federally insured credit union, being chartered in Iowa and insured through the National Credit Union Share Insurance Fund (NCUSIF). Veridian Credit Union is also a member of the Federal Home Loan Bank (FHLB) , which allows a credit union to access low cost secured borrowings or advances and prlides its members with financial products and services that assist and enhance the financing of housing and community lending.

As of December 31, 2016, Veridian Credit Union services 204,688 members through its 29 offices and branches and 722 full-time and 23 part-time employees. It has $3,101,782,638 of total assets and $314,222,998 of net worth. Based on its asset size and net worth ratio, Veridian Credit Union is classified as a Well Capitalized large credit union.

Veridian Credit Union offers a number of deposit and loan products to its members. To find out how competitive the offers are, please go to the Interest Rates page. Veridian Credit Union also provides an array of services to its members and local communities. Veridian Credit Union plans to extend its services by adding more branches or service centers in the next 12 month. To find out more, please go to the Services page.

The following two tables list the deplitory and loan interest rates of Veridian Credit Union’s popular offerings. You can find out how competitive the offerings are by comparing them to the median interest rates offered by credit unions in Iowa and in the nation.

Major Deplitory Accounts and Interest Rates (%)

Interest Rate
Median of Iowa
Median of USA
Checking
0.0500
0.0000
0.0000
Savings
0.1500
0.2000
0.1200
Money Market
0.2500
0.4000
0.2500
Certificate Deplit
1.4900
0.7500
0.5800
IRA
1.4900
0.7250
0.5000

Major Loan Accounts and Interest Rates (%)

Interest Rate
Median Rates of Iowa
National Median Rates
Credit Cards
15.4000
10.0000
9.9900
Unsecured Line of Credits
19.0000
11.9500
10.9500
Short-term Small Amount
n/a
NaN
25.0000
Student Loans
7.6200
5.7800
6.0200
New Car Loans
3.4900
3.1500
3.3300
Used Car Loans
2.9900
4.7500
4.5000
1st Mortgage Real Estates
3.6300
4.0300
4.2500
Other Real Estates
1.0000
4.6500
4.7000

Veridian Credit Union prlides a number of ways to access its services. In addition to its office and branches, a member can perform banking through Internet, phones, ATMs, and mobile devices. The table below lists the electronic banking services prlided by Veridian Credit Union.

Electronic Banking Service Offerings

Membership Application
Yes
Yes
Share Account Transfers
Yes
New Loan Application
Yes
Share Draft Orders
Yes
Yes
New Share Account
Yes
Bill Payment
Yes
Yes
e-Statements
Yes
Loan Payments
Yes
No
Account Balance Inquiry
Yes
Yes
No
View Account History
Yes
No

As a community financial institution, Veridian Credit Union actively involves in local communities by prliding services such as financial counseling , financial education, financial literacy workshops, and first tim home buyer programs.

Community and other Service Offerings

Financial Counselling
Yes
Bilingual Services
Yes
Free Bill Pay
Yes
Financial Education
Yes
In-School Branches
Yes
Free Tax Preparation Service
No
Financial Literacy Workshops
Yes
Student Scholarships
Yes
Insurance/Investment Sales
Yes
First Time Homebuyer Program
No
Ankeny Hy-vee
410 N Ankeny Blvd
Ankeny, IA 50023
Phone:319-236-5600

Ankeny Main
1201 S Ankeny Blvd
Ankeny, IA 50023
Phone:319-236-5600

Ansborough Office
Main Office

1827 Ansborough Ave
Waterloo, IA 50701
Phone:319-236-5600

Blairs Ferry
5805 Rockwell Dr Ne
Cedar Rapids, IA 52402
Phone:319-236-5600

Cedar Heights
3621 Cedar Heights Dr
Cedar Falls, IA 50613
Phone:319-236-5600

College Square Hy-vee
6301 University Ave
Cedar Falls, IA 50613
Phone:319-236-5660

Coralville
704 2nd St
Coralville, IA 52241-2604
Phone:319-236-5600

Crossroads Hy-vee
1422 Flammang Dr
Waterloo, IA 50702
Phone:319-236-5600

Eastside Hy-vee
812 S 1st Ave
Iowa City, IA 52245-5208
Phone:319-236-5600

Edgewood Hy-vee
5050 Edgewood Rd Ne
Cedar Rapids, IA 52411
Phone:319-236-5600

EP True
1901 Ep True Pkwy
West Des Moines, IA 50265
Phone:319-236-5600

Independence
1900 3rd Ave Se
Independence, IA 50644
Phone:319-236-5600

Ingersoll
2005 Ingersoll Ave
Des Moines, IA 50309
Phone:319-236-5600

Johnston
5401 Nw 86th St
Johnston, IA 50131
Phone:319-236-5600

Lafayette
1616 Lafayette St
Waterloo, IA 50703
Phone:319-236-5600

Logan Hy-vee
2181 Logan Ave
Waterloo, IA 50703
Phone:319-236-5600

Marion Hy-vee
3600 Highway 151
Marion, IA 52302-6545
Phone:319-236-5660

Martin Plaza
57 E Tower Park Dr
Waterloo, IA 50701
Phone:319-236-5600

Maucker Union
63 Maucker Un
Cedar Falls, IA 50614-0001
Phone:319-236-5600

Oelwein
124 E Charles St
Oelwein, IA 50662
Phone:319-236-5600

Park Avenue Hy-vee
3221 Se 14th St
Des Moines, IA 50320
Phone:319-236-5600

Prarie Trail Hy-vee
2510 Sw State St
Ankeny, IA 50023
Phone:319-236-5600

Thunder Ridge
2322 W 1st St
Cedar Falls, IA 50613-1880
Phone:319-236-5600

University Ave. Hy-vee
4000 University Ave
Waterloo, IA 50701
Phone:319-236-5600

Waverly
315 Oak Ridge Cir
Waverly, IA 50677-4371
Phone:319-236-5600

West Broadway – Council Bluffs
2040 W Broadway
Council Bluffs, IA 51501-3762
Phone:712-314-6030

West Lakes
5910 University Ave
West Des Moines, IA 50266
Phone:319-236-5600

West Maple-omaha
15001 W Maple Rd
Omaha, NE 68116
Phone:402-609-5940

Westdale
2810 Edgewood Rd Sw
Cedar Rapids, IA 52404
Phone:319-236-5600

(319) 236-5668

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  1. Cuhub Staff
    Cuhub Staff

    Last Updated on May 30, 2017

    May 30, 2017 at 10:29 pm

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