Star One Credit Union

Rated star_ratedstar_ratedstar_ratedstar_ratedstar_normal by CUHub
Review based on 12 criteria Rating: 4 out of 5

P.O. Box 3643, Sunnyvale, CA 94088-3643

Website

(408) 543-5202

Data Source: NCUA, December 31, 2016


Star One Credit Union was founded in 1956. Headquartered in Sunnyvale, California, Star One Credit Union is a state chartered and federally insured credit union, being chartered in California and insured through the National Credit Union Share Insurance Fund (NCUSIF). Star One Credit Union is also a member of the Federal Home Loan Bank (FHLB) , which allows a credit union to access low cost secured borrowings or advances and prlides its members with financial products and services that assist and enhance the financing of housing and community lending.

As of December 31, 2016, Star One Credit Union services 98,231 members through its 6 offices and branches and 192 full-time and 3 part-time employees. It has $8,820,886,843 of total assets and $918,921,712 of net worth. Based on its asset size and net worth ratio, Star One Credit Union is classified as a Well Capitalized large credit union.

Star One Credit Union offers a number of deposit and loan products to its members. To find out how competitive the offers are, please go to the Interest Rates page. Star One Credit Union also provides an array of services to its members and local communities. Star One Credit Union plans to extend its services by adding more branches or service centers in the next 12 month. To find out more, please go to the Services page.

The following two tables list the deplitory and loan interest rates of Star One Credit Union’s popular offerings. You can find out how competitive the offerings are by comparing them to the median interest rates offered by credit unions in California and in the nation.

Major Deplitory Accounts and Interest Rates (%)

Interest Rate
Median of California
Median of USA
Checking
0.2500
0.0000
0.0000
Savings
0.9000
0.1000
0.1200
Money Market
0.0000
0.1900
0.2500
Certificate Deplit
1.1000
0.5500
0.5800
IRA
1.0500
0.4500
0.5000

Major Loan Accounts and Interest Rates (%)

Interest Rate
Median Rates of California
National Median Rates
Credit Cards
7.7500
10.0400
9.9900
Unsecured Line of Credits
8.2500
10.9900
10.9500
Short-term Small Amount
n/a
28.0000
25.0000
Student Loans
5.0000
5.7500
6.0200
New Car Loans
1.8900
3.0000
3.3300
Used Car Loans
1.8900
3.7400
4.5000
1st Mortgage Real Estates
4.1300
4.0300
4.2500
Other Real Estates
3.7500
4.7400
4.7000

Star One Credit Union prlides a number of ways to access its services. In addition to its office and branches, a member can perform banking through Internet, phones, ATMs, and mobile devices. The table below lists the electronic banking services prlided by Star One Credit Union.

Electronic Banking Service Offerings

Membership Application
Yes
Yes
Share Account Transfers
Yes
New Loan Application
Yes
Share Draft Orders
Yes
Yes
New Share Account
Yes
Bill Payment
Yes
No
e-Statements
Yes
Loan Payments
Yes
No
Account Balance Inquiry
Yes
No
Yes
View Account History
Yes
No

As a community financial institution, Star One Credit Union actively involves in local communities by prliding services such as financial counseling , financial education, financial literacy workshops, and first tim home buyer programs.

Community and other Service Offerings

Financial Counselling
Yes
Bilingual Services
No
Free Bill Pay
Yes
Financial Education
Yes
In-School Branches
No
Free Tax Preparation Service
Yes
Financial Literacy Workshops
Yes
Student Scholarships
No
Insurance/Investment Sales
No
First Time Homebuyer Program
Yes
Branch – Big Basin
14411 Big Basin Way
Saratoga, CA 95070
Phone:866-543-5202

Branch – Blossom Hill
1090 Blossom Hill Rd
San Jose, CA 95123-1103
Phone:408-543-5202

Branch – De Anza
10991 N De Anza Blvd
Cupertino, CA 95014-6303
Phone:408-543-5202

Branch – El Camino
3903 El Camino Real
Palo Alto, CA 94306
Phone:408-543-5202

Branch – Enterprise
1080 Enterprise Way
Sunnyvale, CA 94089
Phone:408-543-5202

Main Office – Bordeaux
1306 Bordeaux Dr
Sunnyvale, CA 94089-1005
Phone:408-543-5202

Stevens Creek
3136 Stevens Creek Blvd
San Jose, CA 95117
Phone:408-543-5202

(408) 543-5203

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One Review

  1. Cuhub Staff
    Cuhub Staff

    Last Updated on May 30, 2017

    May 30, 2017 at 10:23 pm

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