Pennsylvania State Employees Credit Union

Rated star_ratedstar_ratedstar_ratedstar_rated_halfstar_normal by CUHub
Review based on 12 criteria Rating: 3.5 out of 5

PO Box 67013, Harrisburg, PA 17106

Website

(800) 237-7328

Data Source: NCUA, December 31, 2016


Pennsylvania State Employees Credit Union was founded in 1933. Headquartered in Harrisburg, Pennsylvania, Pennsylvania State Employees Credit Union is a state chartered and federally insured credit union, being chartered in Pennsylvania and insured through the National Credit Union Share Insurance Fund (NCUSIF). Pennsylvania State Employees Credit Union is also a member of the Federal Home Loan Bank (FHLB) , which allows a credit union to access low cost secured borrowings or advances and prlides its members with financial products and services that assist and enhance the financing of housing and community lending.

As of December 31, 2016, Pennsylvania State Employees Credit Union services 426,084 members through its 22 offices and branches and 655 full-time and 86 part-time employees. It has $4,811,123,282 of total assets and $513,112,161 of net worth. Based on its asset size and net worth ratio, Pennsylvania State Employees Credit Union is classified as a Well Capitalized large credit union.

Pennsylvania State Employees Credit Union offers a number of deposit and loan products to its members. To find out how competitive the offers are, please go to the Interest Rates page. Pennsylvania State Employees Credit Union also provides an array of services to its members and local communities. Pennsylvania State Employees Credit Union plans to extend its services by adding more branches or service centers in the next 12 month. To find out more, please go to the Services page.

The following two tables list the deplitory and loan interest rates of Pennsylvania State Employees Credit Union’s popular offerings. You can find out how competitive the offerings are by comparing them to the median interest rates offered by credit unions in Pennsylvania and in the nation.

Major Deplitory Accounts and Interest Rates (%)

Interest Rate
Median of Pennsylvania
Median of USA
Checking
0.1000
0.0000
0.0000
Savings
0.1500
0.1500
0.1200
Money Market
0.2000
0.2500
0.2500
Certificate Deplit
1.4900
0.5000
0.5800
IRA
1.4900
0.5000
0.5000

Major Loan Accounts and Interest Rates (%)

Interest Rate
Median Rates of Pennsylvania
National Median Rates
Credit Cards
9.9000
9.9900
9.9900
Unsecured Line of Credits
12.9000
9.9000
10.9500
Short-term Small Amount
n/a
18.0000
25.0000
Student Loans
n/a
6.0000
6.0200
New Car Loans
2.4900
3.0400
3.3300
Used Car Loans
2.4900
4.1050
4.5000
1st Mortgage Real Estates
3.2500
4.2500
4.2500
Other Real Estates
4.8700
4.2500
4.7000

Pennsylvania State Employees Credit Union prlides a number of ways to access its services. In addition to its office and branches, a member can perform banking through Internet, phones, ATMs, and mobile devices. The table below lists the electronic banking services prlided by Pennsylvania State Employees Credit Union.

Electronic Banking Service Offerings

Membership Application
Yes
Yes
Share Account Transfers
Yes
New Loan Application
Yes
Share Draft Orders
Yes
Yes
New Share Account
No
Bill Payment
Yes
No
e-Statements
Yes
Loan Payments
Yes
No
Account Balance Inquiry
Yes
Yes
No
View Account History
Yes
Yes

As a community financial institution, Pennsylvania State Employees Credit Union actively involves in local communities by prliding services such as financial counseling , financial education, and first tim home buyer programs.

Community and other Service Offerings

Financial Counselling
Yes
Bilingual Services
No
Free Bill Pay
Yes
Financial Education
Yes
In-School Branches
Yes
Free Tax Preparation Service
No
Financial Literacy Workshops
No
Student Scholarships
Yes
Insurance/Investment Sales
Yes
First Time Homebuyer Program
No
Clarion Branch
152 Gemmell Complex 840 Wood St
Clarion, PA 16214
Phone:814-226-7914

CUP
1 Credit Union Pl
Harrisburg, PA 17110
Phone:717-234-8484

Elmerton Avenue
Main Office

1500 Elmerton Ave
Harrisburg, PA 17110
Phone:800-237-7328

Indiana Member E-center
2410 Philadelphia St
Indiana, PA 15701
Phone:717-234-8484

Psecu Ecenter At Bloomsburg
400 E 2nd St
Bloomsburg, PA 17815
Phone:570-387-4703

Psecu Ecenter At California University
250 University Ave
California, PA 15419
Phone:724-938-6011

Psecu E-center At Cheyney University
1837 University Center
Cheyney, PA 19319
Phone:610-455-3960

Psecu Ecenter At Elizabethtown College
1 Alpha Dr Brossman Commons
Elizabethtown, PA 17022
Phone:717-361-8520

Psecu Ecenter At Lock Haven University
401 N Fairview St
Lock Haven, PA 17745
Phone:570-893-4416

Psecu E-center At Mansfield University
131 Alumni Hall
Mansfield, PA 16933
Phone:570-662-8635

Psecu Ecenter At Millersville University
21 S George St Student Memorial Center
Millersville, PA 17551
Phone:717-872-6516

Psecu Ecenter At Reading Area Community College
10 S 2nd St PO Box 1706
Reading, PA 19602-1014
Phone:

Psecu Ecenter At Shippensburg University
1871 Old Main Dr
Shippensburg, PA 17257
Phone:717-532-5322

Psecu Ecenter At Susquehanna University
1858 Weber Way
Selinsgrove, PA 17870
Phone:570-374-0102

Psecu Ecenter At Thaddeus Stevens
750 E King St
Lancaster, PA 17602
Phone:717-283-7741

Psecu Ecenter Kutztown Unversity
15200 Kutztown Rd Mcfarland Student Union Rm 280
Kutztown, PA 19530
Phone:610-894-4814

Psecu Financial Education Center @ Hacc Lancaster Campus
1641 Old Philadelphia Pike
Lancaster, PA 17602
Phone:717-293-5281

Psecu Financial Education Center @ Thaddeus Stevens College Of T
750 E King St
Lancaster, PA 17602-3113
Phone:717-299-5592

Psecu Financial Education Center At Hacc York Campus
2010 Pennsylvania Ave
York, PA 17404-1791
Phone:717-767-1006

Psecu Service Center At East Stroudsburg University
200 Prospect St
East Stroudsburg, PA 18301
Phone:570-420-2954

State College Financial Center
502 E College Ave
State College, PA 16801-5518
Phone:800-237-7328

Strawberry Square
121 Strawberry Sq
Harrisburg, PA 17101
Phone:717-234-8484
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  1. Cuhub Staff
    Cuhub Staff

    Last Updated on May 30, 2017

    May 30, 2017 at 10:23 pm

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