Onpoint Community Credit Union

Rated star_ratedstar_ratedstar_ratedstar_rated_halfstar_normal by CUHub
Review based on 12 criteria Rating: 3.5 out of 5

PO Box 3750, Portland, OR 97208

Website

(800) 527-3932

Data Source: NCUA, December 31, 2016


Onpoint Community Credit Union was founded in 1932. Headquartered in Portland, Oregon, Onpoint Community Credit Union is a state chartered and federally insured credit union, being chartered in Oregon and insured through the National Credit Union Share Insurance Fund (NCUSIF). Onpoint Community Credit Union is also a member of the Federal Home Loan Bank (FHLB) , which allows a credit union to access low cost secured borrowings or advances and prlides its members with financial products and services that assist and enhance the financing of housing and community lending.

As of December 31, 2016, Onpoint Community Credit Union services 315,619 members through its 26 offices and branches and 579 full-time and 34 part-time employees. It has $4,561,054,380 of total assets and $491,722,554 of net worth. Based on its asset size and net worth ratio, Onpoint Community Credit Union is classified as a Well Capitalized large credit union.

Onpoint Community Credit Union offers a number of deposit and loan products to its members. To find out how competitive the offers are, please go to the Interest Rates page. Onpoint Community Credit Union also provides an array of services to its members and local communities. Onpoint Community Credit Union plans to extend its services by adding more branches or service centers in the next 12 month. To find out more, please go to the Services page.

The following two tables list the deplitory and loan interest rates of Onpoint Community Credit Union’s popular offerings. You can find out how competitive the offerings are by comparing them to the median interest rates offered by credit unions in Oregon and in the nation.

Major Deplitory Accounts and Interest Rates (%)

Interest Rate
Median of Oregon
Median of USA
Checking
0.0500
0.0000
0.0000
Savings
0.0500
0.0500
0.1200
Money Market
0.1500
0.1500
0.2500
Certificate Deplit
0.2000
0.5200
0.5800
IRA
0.2000
0.2900
0.5000

Major Loan Accounts and Interest Rates (%)

Interest Rate
Median Rates of Oregon
National Median Rates
Credit Cards
3.9900
9.9000
9.9900
Unsecured Line of Credits
12.0000
10.2700
10.9500
Short-term Small Amount
n/a
20.0000
25.0000
Student Loans
n/a
5.8700
6.0200
New Car Loans
1.9400
3.2150
3.3300
Used Car Loans
2.1400
3.7800
4.5000
1st Mortgage Real Estates
3.6200
4.3400
4.2500
Other Real Estates
3.5000
4.8750
4.7000

Onpoint Community Credit Union prlides a number of ways to access its services. In addition to its office and branches, a member can perform banking through Internet, phones, ATMs, and mobile devices. The table below lists the electronic banking services prlided by Onpoint Community Credit Union.

Electronic Banking Service Offerings

Membership Application
Yes
Yes
Share Account Transfers
Yes
New Loan Application
Yes
Share Draft Orders
Yes
Yes
New Share Account
Yes
Bill Payment
Yes
Yes
e-Statements
Yes
Loan Payments
Yes
No
Account Balance Inquiry
Yes
Yes
Yes
View Account History
Yes
No

As a community financial institution, Onpoint Community Credit Union actively involves in local communities by prliding services such as financial counseling , financial education, financial literacy workshops, and first tim home buyer programs.

Community and other Service Offerings

Financial Counselling
Yes
Bilingual Services
Yes
Free Bill Pay
Yes
Financial Education
Yes
In-School Branches
No
Free Tax Preparation Service
No
Financial Literacy Workshops
Yes
Student Scholarships
No
Insurance/Investment Sales
Yes
First Time Homebuyer Program
Yes
205 Place
9730 Se Washington St
Portland, OR 97216
Phone:503-273-1710

Andresen
6711 Ne 63rd St
Vancouver, WA 98661
Phone:360-213-0765

Beaverton
2755 Sw Cedar Hills Blvd Ste 100
Beaverton, OR 97005
Phone:503-273-1705

Bend Downtown
950 Nw Bond St
Bend, OR 97703-2706
Phone:541-749-2240

Bend South
61276 S Highway 97 Ste 100
Bend, OR 97702
Phone:541-749-2230

Burton
2615 Ne 112th Ave
Vancouver, WA 98684
Phone:360-213-0760

Clackamas Corner
11750 Se 82nd Ave Ste H
Portland, OR 97086
Phone:503-273-1701

Coburg Road
207 Coburg Rd Ste 101
Eugene, OR 97401
Phone:541-868-2800

Gresham
1700 Nw Civic Dr Ste 101
Gresham, OR 97030
Phone:503-273-1725

Hillsdale
6367 Sw Capitol Hwy
Portland, OR 97239
Phone:503-525-8729

Kruse Meadows
6300 Meadows Rd
Lake Oswego, OR 97035
Phone:503-273-1730

Lloyd Center
1720 Ne 9th Ave
Portland, OR 97212
Phone:503-273-1700

Mcminnville
2430 Ne Mcdonald Ln
Mcminnville, OR 97128
Phone:503-273-1746

Mill Plain
16020 Se Mill Plain Blvd Suite 109
Vancouver, WA 98684
Phone:360-213-0739

Montgomery Park
Main Office

2701 Nw Vaughn St
Portland, OR 97210
Phone:800-527-3932

Murrayhill
14733 Sw Teal Blvd
Beaverton, OR 97007
Phone:503-525-8717

Oak Grove
2915 Se Oak Grove Blvd
Milwaukie, OR 97267
Phone:503-273-1715

Oregon City
19753 Highway 213
Oregon City, OR 97045
Phone:503-497-2480

Orenco Station
7130 Ne Cornell Rd
Hillsboro, OR 97124
Phone:503-273-1720

Redmond South
1380 Sw Canal Blvd Ste 105
Redmond, OR 97756
Phone:541-749-2250

Rose City
6901 Ne Sandy Blvd
Portland, OR 97213
Phone:503-276-4125

Salmon Creek
13023 Ne Highway 99 Suite 1
Vancouver, WA 98686
Phone:360-213-0754

Sellwood
8085 Se 13th Ave
Portland, OR 97202
Phone:503-276-4130

Stadium
2011 W Burnside St
Portland, OR 97209
Phone:503-221-6780

SW 5th & Stark
517 Sw Stark St
Portland, OR 97204
Phone:503-221-6770

Vaughn Street
2684 Nw Vaughn St
Portland, OR 97210
Phone:503-276-4150

Wilsonville
9460 Sw Wilsonville Rd Suite 101
Wilsonville, OR 97070
Phone:503-944-6480

(503) 273-1787

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One Review

  1. Cuhub Staff
    Cuhub Staff

    Last Updated on May 30, 2017

    May 30, 2017 at 10:28 pm

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