Mission Federal Credit Union

Rated star_ratedstar_ratedstar_ratedstar_ratedstar_normal by CUHub
Review based on 12 criteria Rating: 4 out of 5

5785 Oberlin Dr, San Diego, CA 92121-3749

Website

(800) 500-6328

Data Source: NCUA, December 31, 2016


Mission Federal Credit Union was founded in 1961. Headquartered in San Diego, California, Mission Federal Credit Union is a federally chartered and federally insured credit union, operating within the regulation of the National Credit Union Association (NCUA) and being insured through the National Credit Union Share Insurance Fund (NCUSIF). Mission Federal Credit Union is also a member of the Federal Home Loan Bank (FHLB) , which allows a credit union to access low cost secured borrowings or advances and prlides its members with financial products and services that assist and enhance the financing of housing and community lending.

As of December 31, 2016, Mission Federal Credit Union services 205,061 members through its 30 offices and branches and 504 full-time and 99 part-time employees. It has $3,198,014,487 of total assets and $383,560,153 of net worth. Based on its asset size and net worth ratio, Mission Federal Credit Union is classified as a Well Capitalized large credit union.

Mission Federal Credit Union offers a number of deposit and loan products to its members. To find out how competitive the offers are, please go to the Interest Rates page. Mission Federal Credit Union also provides an array of services to its members and local communities. Mission Federal Credit Union plans to extend its services by adding more branches or service centers in the next 12 month. To find out more, please go to the Services page.

The following two tables list the deplitory and loan interest rates of Mission Federal Credit Union’s popular offerings. You can find out how competitive the offerings are by comparing them to the median interest rates offered by credit unions in California and in the nation.

Major Deplitory Accounts and Interest Rates (%)

Interest Rate
Median of California
Median of USA
Checking
0.0500
0.0000
0.0000
Savings
0.1200
0.1000
0.1200
Money Market
0.1500
0.1900
0.2500
Certificate Deplit
1.1000
0.5500
0.5800
IRA
1.1400
0.4500
0.5000

Major Loan Accounts and Interest Rates (%)

Interest Rate
Median Rates of California
National Median Rates
Credit Cards
9.9000
10.0400
9.9900
Unsecured Line of Credits
13.5000
10.9900
10.9500
Short-term Small Amount
n/a
28.0000
25.0000
Student Loans
n/a
5.7500
6.0200
New Car Loans
1.8900
3.0000
3.3300
Used Car Loans
1.8900
3.7400
4.5000
1st Mortgage Real Estates
4.5000
4.0300
4.2500
Other Real Estates
3.9900
4.7400
4.7000

Mission Federal Credit Union prlides a number of ways to access its services. In addition to its office and branches, a member can perform banking through Internet, phones, ATMs, and mobile devices. The table below lists the electronic banking services prlided by Mission Federal Credit Union.

Electronic Banking Service Offerings

Membership Application
Yes
Yes
Share Account Transfers
Yes
New Loan Application
Yes
Share Draft Orders
Yes
Yes
New Share Account
Yes
Bill Payment
Yes
No
e-Statements
Yes
Loan Payments
Yes
No
Account Balance Inquiry
Yes
Yes
Yes
View Account History
Yes
No

As a community financial institution, Mission Federal Credit Union actively involves in local communities by prliding services such as financial education, financial literacy workshops, first tim home buyer programs, and student scholarships.

Community and other Service Offerings

Financial Counselling
No
Bilingual Services
Yes
Free Bill Pay
Yes
Financial Education
Yes
In-School Branches
No
Free Tax Preparation Service
No
Financial Literacy Workshops
Yes
Student Scholarships
Yes
Insurance/Investment Sales
Yes
First Time Homebuyer Program
Yes
10807 Thornmint
10807 Thornmint Rd
San Diego, CA 92127-2403
Phone:858-524-2601

Carlsbad
710 Carlsbad Village Dr
Carlsbad, CA 92008
Phone:858-524-2850

Carmel Mountain
11650 Carmel Mountain Rd
San Diego, CA 92128
Phone:858-524-2850

Carmel Valley
3885 Valley Centre Dr
San Diego, CA 92130
Phone:858-524-2850

Clairemont
4250 Clairemont Mesa Blvd Ste B
San Diego, CA 92117-2747
Phone:858-524-2850

College Grove
3470 College Ave
San Diego, CA 92115
Phone:858-524-2850

Eastlake
884 Eastlake Pkwy Ste 1619
Chula Vista, CA 91914-4548
Phone:858-524-2850

El Cajon
760 N Johnson Ave # 102
El Cajon, CA 92020
Phone:858-524-2850

Encinitas
294 N El Camino Real
Encinitas, CA 92024
Phone:858-524-2850

Escondido
1500 E Valley Pkwy Ste B
Escondido, CA 92027-2338
Phone:858-524-2850

La Mesa
5500 Grossmont Center Dr Ste 113
La Mesa, CA 91942-3070
Phone:858-524-2850

Linda Vista
5375 Napa St Ste 101
San Diego, CA 92110
Phone:858-524-2850

Little Italy
1370 India St
San Diego, CA 92101
Phone:858-524-2850

Mira Mesa
10768 Westview Pkwy
San Diego, CA 92126
Phone:858-524-2850

Mira Mesa West
8198 Mira Mesa Blvd
San Diego, CA 92126-2602
Phone:858-524-2850

Mission Hills
269 W Washington St
San Diego, CA 92103
Phone:858-524-2850

Mission Valley
2020 Camino Del Rio N Ste 100
San Diego, CA 92108-1542
Phone:858-524-2850

National City
1302 E Plaza Blvd Ste A
National City, CA 91950
Phone:858-524-2850

Oberlin
Main Office

5785 Oberlin Dr
San Diego, CA 92121-3749
Phone:800-500-6328

Oceanside
47 Douglas Dr Ste B
Oceanside, CA 92058-7867
Phone:858-524-2850

Poway
13465 Poway Rd
Poway, CA 92064
Phone:858-524-2850

Rancho Bernardo
11868 Rancho Bernardo Rd Ste B
San Diego, CA 92128-1902
Phone:858-524-2850

Rancho San Diego
3815 Avocado Blvd
La Mesa, CA 91941
Phone:858-524-2850

San Carlos
6950 Navajo Rd
San Diego, CA 92119
Phone:858-524-2850

San Marcos
117 S Las Posas Rd
San Marcos, CA 92078-2419
Phone:858-524-2850

Santee
245 Town Center Pkwy
Santee, CA 92071-5804
Phone:858-524-2850

Scripps Ranch
10393 Spring Canyon Rd Ste A
San Diego, CA 92131
Phone:858-524-2850

Solana Beach
953 Lomas Santa Fe Dr
Solana Beach, CA 92075
Phone:858-524-2850

Southbay
675 Saturn Blvd Ste A
San Diego, CA 92154
Phone:858-524-2850

Telegraph Canyon
599 Telegraph Canyon Rd
Chula Vista, CA 91910
Phone:858-524-2850

Terra Nova
354 E H St
Chula Vista, CA 91910-7483
Phone:858-524-2850

Vista
985 Civic Center Dr Ste 106
Vista, CA 92083
Phone:858-524-2850

(858) 546-7637

share

No Review

  1. Cuhub Staff
    Cuhub Staff

    Last Updated on May 30, 2017

    May 30, 2017 at 10:23 pm

Related Listings