Midflorida Credit Union

Rated star_ratedstar_ratedstar_ratedstar_normalstar_normal by CUHub
Review based on 12 criteria Rating: 3 out of 5

129 S Kentucky Ave, Lakeland, FL 33801

Website

(863) 688-3733

Data Source: NCUA, December 31, 2016


Midflorida Credit Union was founded in 1954. Headquartered in Lakeland, Florida, Midflorida Credit Union is a state chartered and federally insured credit union, being chartered in Florida and insured through the National Credit Union Share Insurance Fund (NCUSIF). Midflorida Credit Union is also a member of the Federal Home Loan Bank (FHLB) , which allows a credit union to access low cost secured borrowings or advances and prlides its members with financial products and services that assist and enhance the financing of housing and community lending.

As of December 31, 2016, Midflorida Credit Union services 250,151 members through its 43 offices and branches and 619 full-time and 131 part-time employees. It has $2,640,946,265 of total assets and $277,416,608 of net worth. Based on its asset size and net worth ratio, Midflorida Credit Union is classified as a Well Capitalized large credit union.

Midflorida Credit Union offers a number of deposit and loan products to its members. To find out how competitive the offers are, please go to the Interest Rates page. Midflorida Credit Union also provides an array of services to its members and local communities. Midflorida Credit Union plans to extend its services by adding more branches or service centers in the next 12 month. To find out more, please go to the Services page.

The following two tables list the deplitory and loan interest rates of Midflorida Credit Union’s popular offerings. You can find out how competitive the offerings are by comparing them to the median interest rates offered by credit unions in Florida and in the nation.

Major Deplitory Accounts and Interest Rates (%)

Interest Rate
Median of Florida
Median of USA
Checking
0.0500
0.0000
0.0000
Savings
0.0500
0.1500
0.1200
Money Market
0.0500
0.3000
0.2500
Certificate Deplit
1.0000
0.6100
0.5800
IRA
0.0500
0.4350
0.5000

Major Loan Accounts and Interest Rates (%)

Interest Rate
Median Rates of Florida
National Median Rates
Credit Cards
9.9900
10.0000
9.9900
Unsecured Line of Credits
10.5000
11.2800
10.9500
Short-term Small Amount
n/a
24.0000
25.0000
Student Loans
n/a
5.9750
6.0200
New Car Loans
1.9900
3.2600
3.3300
Used Car Loans
1.9900
4.4350
4.5000
1st Mortgage Real Estates
5.0000
4.5000
4.2500
Other Real Estates
3.9900
5.0000
4.7000

Midflorida Credit Union prlides a number of ways to access its services. In addition to its office and branches, a member can perform banking through Internet, phones, ATMs, and mobile devices. The table below lists the electronic banking services prlided by Midflorida Credit Union.

Electronic Banking Service Offerings

Membership Application
Yes
Yes
Share Account Transfers
Yes
New Loan Application
Yes
Share Draft Orders
Yes
Yes
New Share Account
Yes
Bill Payment
Yes
Yes
e-Statements
Yes
Loan Payments
Yes
No
Account Balance Inquiry
Yes
Yes
Yes
View Account History
Yes
No

.

Community and other Service Offerings

Financial Counselling
No
Bilingual Services
Yes
Free Bill Pay
Yes
Financial Education
No
In-School Branches
No
Free Tax Preparation Service
No
Financial Literacy Workshops
No
Student Scholarships
No
Insurance/Investment Sales
Yes
First Time Homebuyer Program
No
02-lake Wales
237 State Road 60 W
Lake Wales, FL 33853
Phone:866-913-3733

03-north Sebring
6105 Us Highway 27 N
Sebring, FL 33870
Phone:866-913-3733

04-north Winter Haven
2075 8th St Nw
Winter Haven, FL 33881
Phone:863-688-3733

05-south Lakeland
6040 S Florida Ave
Lakeland, FL 33813-3301
Phone:863-688-3733

06-bartow
105 E Van Fleet Dr
Bartow, FL 33830
Phone:863-688-3733

07-mall
1090 Wedgewood Estates Blvd
Lakeland, FL 33809
Phone:863-688-3733

08-north Lakeland
7301 Us Highway 98 N
Lakeland, FL 33809
Phone:863-688-3733

09-haines City
1006 Polk City Rd
Haines City, FL 33844
Phone:866-913-3733

10-hollingsworth
3008 S Florida Ave
Lakeland, FL 33803
Phone:863-688-3733

11-spirit Lake
3025 State Road 540 W
Winter Haven, FL 33880
Phone:863-688-3733

12-south Winter Haven
5540 Cypress Gardens Blvd
Winter Haven, FL 33884
Phone:863-688-3733

14-south Sebring
3863 Us Highway 27 S
Sebring, FL 33870
Phone:866-913-3733

15-tower
Main Office

129 S Kentucky Ave
Lakeland, FL 33801
Phone:863-688-3733

16-okeechobee
3261 Us Highway 441 S
Okeechobee, FL 34974
Phone:866-913-3733

17-wauchula
1490 Us Highway 17 N
Wauchula, FL 33873
Phone:866-913-3733

18-kissimmee
1001 Buenaventura Blvd
Kissimmee, FL 34743
Phone:407-201-5351

19-trinity
7401 State Road 54
New Port Richey, FL 34653
Phone:866-913-3733

20-auburndale
2146 Us Highway 92 W
Auburndale, FL 33823
Phone:863-668-3733

21-arcadia
128 S Brevard Ave
Arcadia, FL 34266
Phone:866-913-3733

24-highland City
5301 Us Highway 98 S
Lakeland, FL 33812
Phone:863-688-3733

25-lake Placid
6 N Main Ave
Lake Placid, FL 33852
Phone:866-913-3733

26-4th Street St Pete
2646 4th St N
St Petersburg, FL 33704
Phone:866-913-3733

27-crystal Lake
1817 Crystal Lake Dr
Lakeland, FL 33801
Phone:863-688-3733

28-avon Park
930 Us Highway 27 S
Avon Park, FL 33825
Phone:866-913-3733

29-central Tampa
3202 W Waters Ave
Tampa, FL 33614
Phone:866-913-3733

31-vahs
13000 Bruce B Downs Blvd
Tampa, FL 33612
Phone:866-913-3733

32-largo – Walsingham
13075 Walsingham Rd
Largo, FL 33774-3514
Phone:866-913-3733

33-new Tampa
20401 Bruce B Downs Blvd
Tampa, FL 33647
Phone:866-913-3733

34-central Brandon
825 W Brandon Blvd
Brandon, FL 33511
Phone:866-913-3733

35-bay Pines
10000 Bay Pines Blvd
Bay Pines, FL 33744
Phone:866-913-3733

36-land O Lakes
2255 Collier Pkwy
Land O Lakes, FL 34639
Phone:866-913-3733

38-lutz
19203 N Dale Mabry Hwy
Lutz, FL 33548
Phone:866-913-3733

39-four Corners
300 Ambersweet Way
Davenport, FL 33897
Phone:866-913-3733

41-pinellas Park
4300 Park Blvd N
Pinellas Park, FL 33781
Phone:866-913-3733

42-countryside
29383 Us Highway 19 N
Clearwater, FL 33761
Phone:866-913-3733

43-town N Country
8708 W Hillsborough Ave
Tampa, FL 33615
Phone:866-913-3733

44-plant City
2903 James L Redman Pkwy
Plant City, FL 33566
Phone:866-913-3733

46-vero
2800 20th St
Vero Beach, FL 32960
Phone:866-913-3733

48-st Lucie
8351 S Us Highway 1
Port Saint Lucie, FL 34952
Phone:863-688-3733

49-harden
2100 Harden Blvd
Lakeland, FL 33803
Phone:863-688-3733

Southern Corporate Office
5805 Us Highway 27 N
Sebring, FL 33870
Phone:
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  1. Cuhub Staff
    Cuhub Staff

    Last Updated on May 30, 2017

    May 30, 2017 at 10:27 pm

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