Michigan State University Federal Credit Union

Rated star_ratedstar_ratedstar_ratedstar_rated_halfstar_normal by CUHub
Review based on 12 criteria Rating: 3.5 out of 5

3777 West Rd, East Lansing, MI 48823-8029

Website

(517) 353-2280

Data Source: NCUA, December 31, 2016


Michigan State University Federal Credit Union was founded in 1979. Headquartered in East Lansing, Michigan, Michigan State University Federal Credit Union is a federally chartered and federally insured credit union, operating within the regulation of the National Credit Union Association (NCUA) and being insured through the National Credit Union Share Insurance Fund (NCUSIF). Michigan State University Federal Credit Union is also a member of the Federal Home Loan Bank (FHLB) , which allows a credit union to access low cost secured borrowings or advances and prlides its members with financial products and services that assist and enhance the financing of housing and community lending.

As of December 31, 2016, Michigan State University Federal Credit Union services 230,851 members through its 17 offices and branches and 671 full-time and 49 part-time employees. It has $3,413,045,786 of total assets and $367,837,894 of net worth. Based on its asset size and net worth ratio, Michigan State University Federal Credit Union is classified as a Well Capitalized large credit union.

Michigan State University Federal Credit Union offers a number of deposit and loan products to its members. To find out how competitive the offers are, please go to the Interest Rates page. Michigan State University Federal Credit Union also provides an array of services to its members and local communities. Michigan State University Federal Credit Union plans to extend its services by adding more branches or service centers in the next 12 month. To find out more, please go to the Services page.

The following two tables list the deplitory and loan interest rates of Michigan State University Federal Credit Union’s popular offerings. You can find out how competitive the offerings are by comparing them to the median interest rates offered by credit unions in Michigan and in the nation.

Major Deplitory Accounts and Interest Rates (%)

Interest Rate
Median of Michigan
Median of USA
Checking
0.0000
0.0000
0.0000
Savings
0.1000
0.1000
0.1200
Money Market
0.2000
0.2500
0.2500
Certificate Deplit
0.6000
0.6000
0.5800
IRA
0.6000
0.5000
0.5000

Major Loan Accounts and Interest Rates (%)

Interest Rate
Median Rates of Michigan
National Median Rates
Credit Cards
8.9000
9.9600
9.9900
Unsecured Line of Credits
8.9000
11.0000
10.9500
Short-term Small Amount
28.0000
18.0000
25.0000
Student Loans
n/a
6.2300
6.0200
New Car Loans
2.7400
2.9900
3.3300
Used Car Loans
2.7400
3.9900
4.5000
1st Mortgage Real Estates
4.5000
4.2500
4.2500
Other Real Estates
3.7500
4.5000
4.7000

Michigan State University Federal Credit Union prlides a number of ways to access its services. In addition to its office and branches, a member can perform banking through Internet, phones, ATMs, and mobile devices. The table below lists the electronic banking services prlided by Michigan State University Federal Credit Union.

Electronic Banking Service Offerings

Membership Application
Yes
Yes
Share Account Transfers
Yes
New Loan Application
Yes
Share Draft Orders
Yes
Yes
New Share Account
Yes
Bill Payment
Yes
Yes
e-Statements
Yes
Loan Payments
Yes
No
Account Balance Inquiry
Yes
Yes
No
View Account History
Yes
Yes

As a community financial institution, Michigan State University Federal Credit Union actively involves in local communities by prliding services such as financial counseling , financial education, financial literacy workshops, and first tim home buyer programs.

Community and other Service Offerings

Financial Counselling
Yes
Bilingual Services
Yes
Free Bill Pay
Yes
Financial Education
Yes
In-School Branches
Yes
Free Tax Preparation Service
No
Financial Literacy Workshops
Yes
Student Scholarships
No
Insurance/Investment Sales
Yes
First Time Homebuyer Program
Yes
Msufcu – Central Park Branch
1775 Central Park Dr
Okemos, MI 48864-1149
Phone:517-353-0886

Msufcu – Charlotte Branch
180 High St
Charlotte, MI 48813-1469
Phone:517-213-7244

Msufcu – Clarkston Branch
8055 Ortonville Rd
Clarkston, MI 48348-4457
Phone:248-625-2923

Msufcu – Downtown Lansing Branch
104 S Washington Sq
Lansing, MI 48933
Phone:517-664-6777

Msufcu – East Lansing Branch
523 E Grand River Ave
East Lansing, MI 48823-4404
Phone:517-353-5565

Msufcu – Farm Lane Branch
4825 E Mount Hope Rd
East Lansing, MI 48823
Phone:517-333-2280

Msufcu – Marsh Branch
16861 Marsh Rd
Haslett, MI 48840
Phone:517-333-2280

Msufcu – Mason Branch
1140 S Jefferson St
Mason, MI 48854
Phone:517-333-2424

Msufcu – Meridian Crossing
2300 Jolly Rd
Okemos, MI 48864
Phone:517-664-6321

Msufcu – Ortonville Branch
4 South St
Ortonville, MI 48462-7717
Phone:248-627-9944

Msufcu – Sparrow Branch
1200 E Michigan Ave Ste 300
Lansing, MI 48912
Phone:517-664-6770

Msufcu – Union Building
49 Abbot Rd Rm 108 MSU Federal Credit Union
East Lansing, MI 48824-3710
Phone:517-664-6930

Msufcu – Westside Branch
653 Migaldi Ln
Lansing, MI 48917-7739
Phone:517-664-6880

Msufcu Headquarters
Main Office

3777 West Rd
East Lansing, MI 48823-8029
Phone:517-353-2280

Msufcu-south Lansing Branch
200 E Jolly Rd
Lansing, MI 48910-6615
Phone:517-664-5180

Oucu – Auburn Hills Branch
3265 Five Points Dr
Auburn Hills, MI 48326-2337
Phone:248-370-3545

Oucu – Oakland Center Branch
102 Oakland Ctr
Rochester, MI 48309
Phone:800-766-6828

(517) 664-6953

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  1. Cuhub Staff
    Cuhub Staff

    Last Updated on May 30, 2017

    May 30, 2017 at 10:31 pm

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