JSC Federal Credit Union

Rated star_ratedstar_ratedstar_ratedstar_ratedstar_normal by CUHub
Review based on 12 criteria Rating: 4 out of 5

PO Box 58346, Houston, TX 77258

Website

(281) 488-7070

Data Source: NCUA, December 31, 2016


JSC Federal Credit Union was founded in 1961. Headquartered in Houston, Texas, JSC Federal Credit Union is a federally chartered and federally insured credit union, operating within the regulation of the National Credit Union Association (NCUA) and being insured through the National Credit Union Share Insurance Fund (NCUSIF). JSC Federal Credit Union is also a member of the Federal Home Loan Bank (FHLB) , which allows a credit union to access low cost secured borrowings or advances and prlides its members with financial products and services that assist and enhance the financing of housing and community lending.

As of December 31, 2016, JSC Federal Credit Union services 128,048 members through its 20 offices and branches and 191 full-time and 60 part-time employees. It has $1,975,562,419 of total assets and $208,436,263 of net worth. Based on its asset size and net worth ratio, JSC Federal Credit Union is classified as a Well Capitalized large credit union.

JSC Federal Credit Union offers a number of deposit and loan products to its members. To find out how competitive the offers are, please go to the Interest Rates page. JSC Federal Credit Union also provides an array of services to its members and local communities. JSC Federal Credit Union plans to extend its services by adding more branches or service centers in the next 12 month. To find out more, please go to the Services page.

The following two tables list the deplitory and loan interest rates of JSC Federal Credit Union’s popular offerings. You can find out how competitive the offerings are by comparing them to the median interest rates offered by credit unions in Texas and in the nation.

Major Deplitory Accounts and Interest Rates (%)

Interest Rate
Median of Texas
Median of USA
Checking
0.0500
0.0100
0.0000
Savings
0.2500
0.2000
0.1200
Money Market
0.3500
0.2500
0.2500
Certificate Deplit
0.7000
0.6620
0.5800
IRA
0.7000
0.5000
0.5000

Major Loan Accounts and Interest Rates (%)

Interest Rate
Median Rates of Texas
National Median Rates
Credit Cards
13.7500
9.9900
9.9900
Unsecured Line of Credits
13.7500
11.2200
10.9500
Short-term Small Amount
n/a
25.2500
25.0000
Student Loans
n/a
6.0000
6.0200
New Car Loans
2.1400
3.6500
3.3300
Used Car Loans
2.1400
4.9950
4.5000
1st Mortgage Real Estates
3.7500
4.5000
4.2500
Other Real Estates
3.7500
5.5600
4.7000

JSC Federal Credit Union prlides a number of ways to access its services. In addition to its office and branches, a member can perform banking through Internet, phones, ATMs, and mobile devices. The table below lists the electronic banking services prlided by JSC Federal Credit Union.

Electronic Banking Service Offerings

Membership Application
Yes
Yes
Share Account Transfers
Yes
New Loan Application
Yes
Share Draft Orders
Yes
Yes
New Share Account
Yes
Bill Payment
Yes
Yes
e-Statements
Yes
Loan Payments
Yes
No
Account Balance Inquiry
Yes
No
Yes
View Account History
Yes
No

As a community financial institution, JSC Federal Credit Union actively involves in local communities by prliding services such as financial counseling , financial education, financial literacy workshops, and first tim home buyer programs.

Community and other Service Offerings

Financial Counselling
Yes
Bilingual Services
Yes
Free Bill Pay
Yes
Financial Education
Yes
In-School Branches
Yes
Free Tax Preparation Service
No
Financial Literacy Workshops
Yes
Student Scholarships
No
Insurance/Investment Sales
Yes
First Time Homebuyer Program
Yes
Bay Colony Branch
2461 Fm 646 Rd W
Dickinson, TX 77539
Phone:281-488-7070

Clear Falls High School Branch
Clear Falls High School 4380 Village Way
League City, TX 77573-1491
Phone:281-488-7070

Clear Lake City Blvd. Branch
1600 Clear Lake City Blvd Ste A
Houston, TX 77062-8077
Phone:281-488-7070

Clear Springs High School Branch
Clear Springs High School 501 Palomino St
League City, TX 77573
Phone:281-488-7070

Deer Park Branch
120 E 8th St
Deer Park, TX 77536
Phone:281-488-7070

Ellington Branch
404 Fm 1959 Rd
Houston, TX 77034
Phone:281-488-7070

Friendswood Branch
1320 S Friendswood Dr
Friendswood, TX 77546
Phone:281-488-7070

Galveston Branch
2121 Market St
Galveston, TX 77550
Phone:281-488-7070

La Porte Branch
607 W Fairmont Pkwy
La Porte, TX 77571
Phone:281-488-7070

League City Branch
501 N Egret Bay Blvd
League City, TX 77573-2675
Phone:281-488-7070

League City West Branch
2660 W Main St
League City, TX 77573
Phone:281-488-7070

Main Branch
1330 Gemini St
Houston, TX 77058
Phone:281-488-7070

Mainland Branch
2300 Gulf Fwy
Texas City, TX 77591
Phone:281-488-7070

Monument Branch
2200 E 13th St
Deer Park, TX 77536
Phone:281-488-7070

Park Place Branch
8424 Park Place Blvd
Houston, TX 77017
Phone:281-488-7070

Pasadena North Branch
303 W Shaw Ave
Pasadena, TX 77506-1213
Phone:281-488-7070

Pearland Branch
9101 Broadway St
Pearland, TX 77584-8765
Phone:281-488-7070

Pearland Parkway Branch
1849 Pearland Pkwy Ste 102
Pearland, TX 77581-5343
Phone:281-488-7070

Seabrook Branch
2900 Nasa Pkwy Ste 310
Seabrook, TX 77586
Phone:281-488-7070

Tuscan Lakes Branch
1280 E League City Pkwy
League City, TX 77573
Phone:281-488-7070

(281) 283-0722

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One Review

  1. Cuhub Staff
    Cuhub Staff

    Last Updated on May 30, 2017

    May 30, 2017 at 10:30 pm

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