Hudson Valley Federal Credit Union

Rated star_ratedstar_ratedstar_ratedstar_ratedstar_normal by CUHub
Review based on 12 criteria Rating: 4 out of 5

P.O. Box 1071, Poughkeepsie, NY 12602-1071

Website

(800) 468-3011

Data Source: NCUA, December 31, 2016


Hudson Valley Federal Credit Union was founded in 1963. Headquartered in Poughkeepsie, New York, Hudson Valley Federal Credit Union is a federally chartered and federally insured credit union, operating within the regulation of the National Credit Union Association (NCUA) and being insured through the National Credit Union Share Insurance Fund (NCUSIF). Hudson Valley Federal Credit Union is also a member of the Federal Home Loan Bank (FHLB) , which allows a credit union to access low cost secured borrowings or advances and prlides its members with financial products and services that assist and enhance the financing of housing and community lending.

As of December 31, 2016, Hudson Valley Federal Credit Union services 274,994 members through its 19 offices and branches and 701 full-time and 94 part-time employees. It has $4,444,995,693 of total assets and $471,325,702 of net worth. Based on its asset size and net worth ratio, Hudson Valley Federal Credit Union is classified as a Well Capitalized large credit union.

Hudson Valley Federal Credit Union offers a number of deposit and loan products to its members. To find out how competitive the offers are, please go to the Interest Rates page. Hudson Valley Federal Credit Union also provides an array of services to its members and local communities. Hudson Valley Federal Credit Union plans to extend its services by adding more branches or service centers in the next 12 month. To find out more, please go to the Services page.

The following two tables list the deplitory and loan interest rates of Hudson Valley Federal Credit Union’s popular offerings. You can find out how competitive the offerings are by comparing them to the median interest rates offered by credit unions in New York and in the nation.

Major Deplitory Accounts and Interest Rates (%)

Interest Rate
Median of New York
Median of USA
Checking
0.0500
0.0000
0.0000
Savings
0.1000
0.1500
0.1200
Money Market
0.1700
0.2500
0.2500
Certificate Deplit
1.4570
0.6000
0.5800
IRA
1.5440
0.5000
0.5000

Major Loan Accounts and Interest Rates (%)

Interest Rate
Median Rates of New York
National Median Rates
Credit Cards
12.2600
9.9000
9.9900
Unsecured Line of Credits
7.2400
9.9400
10.9500
Short-term Small Amount
n/a
24.0000
25.0000
Student Loans
n/a
6.0000
6.0200
New Car Loans
2.2400
3.0000
3.3300
Used Car Loans
5.9400
4.2500
4.5000
1st Mortgage Real Estates
3.9200
4.0000
4.2500
Other Real Estates
5.7800
4.4700
4.7000

Hudson Valley Federal Credit Union prlides a number of ways to access its services. In addition to its office and branches, a member can perform banking through Internet, phones, ATMs, and mobile devices. The table below lists the electronic banking services prlided by Hudson Valley Federal Credit Union.

Electronic Banking Service Offerings

Membership Application
Yes
Yes
Share Account Transfers
Yes
New Loan Application
Yes
Share Draft Orders
Yes
Yes
New Share Account
Yes
Bill Payment
Yes
Yes
e-Statements
Yes
Loan Payments
Yes
No
Account Balance Inquiry
Yes
Yes
Yes
View Account History
Yes
No

As a community financial institution, Hudson Valley Federal Credit Union actively involves in local communities by prliding services such as financial counseling , financial education, financial literacy workshops, and first tim home buyer programs.

Community and other Service Offerings

Financial Counselling
Yes
Bilingual Services
Yes
Free Bill Pay
Yes
Financial Education
Yes
In-School Branches
No
Free Tax Preparation Service
No
Financial Literacy Workshops
Yes
Student Scholarships
No
Insurance/Investment Sales
Yes
First Time Homebuyer Program
Yes
Arlington
4 Tucker Dr
Poughkeepsie, NY 12603
Phone:800-468-3011

Beacon
324 Main St
Beacon, NY 12508
Phone:800-468-3011

Boardman Road
Main Office

137 Boardman Rd
Poughkeepsie, NY 12603
Phone:800-468-3011

Brewster
Brewster Towne Centre 1620 Route 22
Brewster, NY 10509
Phone:800-468-3011

Carmel
2 Terrace Dr
Carmel, NY 10512
Phone:845-463-3011

Fishkill
6 Schuyler Blvd
Fishkill, NY 12524-2238
Phone:800-468-3011

Highland
101 Tillson Avenue Ext
Highland, NY 12528-1828
Phone:800-468-3011

Hollowbrook
11 Marshall Rd
Wappingers Falls, NY 12590
Phone:800-468-3011

Hopewell Junction
415 Route 376 Ste 1
Hopewell Junction, NY 12533
Phone:800-468-3011

Hyde Park
499 Albany Post Rd
Hyde Park, NY 12538
Phone:800-468-3011

Kingston
1639 Route 9w
Lake Katrine, NY 12449
Phone:845-463-3011

Lagrange
155 Stringham Rd
Lagrangeville, NY 12540
Phone:800-468-3011

Middletown
40 Lloyds Ln
Middletown, NY 10940
Phone:845-463-3011

Montgomery
30 Hawkins Dr
Montgomery, NY 12549
Phone:800-468-3011

New Windsor
265 Windsor Hwy
New Windsor, NY 12553
Phone:800-468-3011

Newburgh
953 Route 300
Newburgh, NY 12550
Phone:800-468-3011

Pleasant Valley
12 North Ave
Pleasant Valley, NY 12569
Phone:800-468-3011

Poughkeepsie
159 Barnegat Rd
Poughkeepsie, NY 12601
Phone:800-468-3011

Rhinebeck
6740 Route 9
Rhinebeck, NY 12572-3724
Phone:800-468-3011
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One Review

  1. Cuhub Staff
    Cuhub Staff

    Last Updated on May 30, 2017

    May 30, 2017 at 10:25 pm

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