Gecu Credit Union

Rated star_ratedstar_ratedstar_ratedstar_rated_halfstar_normal by CUHub
Review based on 12 criteria Rating: 3.5 out of 5

PO Box 20998, El Paso, TX 79998

Website

(915) 778-9221

Data Source: NCUA, December 31, 2016


Gecu Credit Union was founded in 1932. Headquartered in El Paso, Texas, Gecu Credit Union is a state chartered and federally insured credit union, being chartered in Texas and insured through the National Credit Union Share Insurance Fund (NCUSIF). Gecu Credit Union is also a member of the Federal Home Loan Bank (FHLB) , which allows a credit union to access low cost secured borrowings or advances and prlides its members with financial products and services that assist and enhance the financing of housing and community lending.

As of December 31, 2016, Gecu Credit Union services 356,406 members through its 22 offices and branches and 773 full-time and 12 part-time employees. It has $2,492,466,630 of total assets and $234,965,375 of net worth. Based on its asset size and net worth ratio, Gecu Credit Union is classified as a Well Capitalized large credit union.

Gecu Credit Union offers a number of deposit and loan products to its members. To find out how competitive the offers are, please go to the Interest Rates page. Gecu Credit Union also provides an array of services to its members and local communities. Gecu Credit Union plans to extend its services by adding more branches or service centers in the next 12 month. To find out more, please go to the Services page.

The following two tables list the deplitory and loan interest rates of Gecu Credit Union’s popular offerings. You can find out how competitive the offerings are by comparing them to the median interest rates offered by credit unions in Texas and in the nation.

Major Deplitory Accounts and Interest Rates (%)

Interest Rate
Median of Texas
Median of USA
Checking
0.1000
0.0100
0.0000
Savings
0.2500
0.2000
0.1200
Money Market
0.4500
0.2500
0.2500
Certificate Deplit
0.9500
0.6620
0.5800
IRA
2.0500
0.5000
0.5000

Major Loan Accounts and Interest Rates (%)

Interest Rate
Median Rates of Texas
National Median Rates
Credit Cards
10.9000
9.9900
9.9900
Unsecured Line of Credits
12.9400
11.2200
10.9500
Short-term Small Amount
n/a
25.2500
25.0000
Student Loans
12.4900
6.0000
6.0200
New Car Loans
3.8500
3.6500
3.3300
Used Car Loans
4.2500
4.9950
4.5000
1st Mortgage Real Estates
4.5000
4.5000
4.2500
Other Real Estates
8.1300
5.5600
4.7000

Gecu Credit Union prlides a number of ways to access its services. In addition to its office and branches, a member can perform banking through Internet, phones, ATMs, and mobile devices. The table below lists the electronic banking services prlided by Gecu Credit Union.

Electronic Banking Service Offerings

Membership Application
No
Yes
Share Account Transfers
Yes
New Loan Application
Yes
Share Draft Orders
Yes
No
New Share Account
No
Bill Payment
Yes
No
e-Statements
Yes
Loan Payments
Yes
No
Account Balance Inquiry
Yes
No
Yes
View Account History
Yes
No

As a community financial institution, Gecu Credit Union actively involves in local communities by prliding services such as financial counseling , financial education, financial literacy workshops, and first tim home buyer programs.

Community and other Service Offerings

Financial Counselling
Yes
Bilingual Services
No
Free Bill Pay
Yes
Financial Education
Yes
In-School Branches
Yes
Free Tax Preparation Service
Yes
Financial Literacy Workshops
Yes
Student Scholarships
No
Insurance/Investment Sales
No
First Time Homebuyer Program
Yes
Airway D/t
1245 Airway Blvd
El Paso, TX 79925
Phone:915-778-9221

Airway Ops Bldg
Main Office

1225 Airway Blvd
El Paso, TX 79925
Phone:915-778-9221

Artcraft
6101 Upper Valley Rd
El Paso, TX 79932-4312
Phone:915-774-1837

Campbell
218 N Campbell St
El Paso, TX 79901-1406
Phone:915-774-1887

Del Valle Hs
950 Bordeaux Dr
El Paso, TX 79907
Phone:915-778-9221

Doniphan
7955 N Mesa St Ste B
El Paso, TX 79932-1625
Phone:915-774-8357

Eastlake
13750 Eastlake Dr
Horizon City, TX 79928-7296
Phone:915-774-2140

Helen Of Troy
7410 Helen Of Troy
El Paso, TX 79912
Phone:915-778-9221

Lee Trevino
1545 N Lee Trevino Dr
El Paso, TX 79936-5163
Phone:915-774-8365

Mesa Hills
5710 N Mesa St
El Paso, TX 79912-5427
Phone:915-774-4205

Montwood
12400 Montwood Dr
El Paso, TX 79928
Phone:915-774-1713

Northeast
5625 Woodrow Bean
El Paso, TX 79924
Phone:915-774-1854

Oregon
2208 N Oregon St
El Paso, TX 79902-3215
Phone:915-778-9221

Rich Beem
12801 Edgemere Blvd
El Paso, TX 79938-9500
Phone:915-774-5927

Rojas
11987 Rojas Dr
El Paso, TX 79936
Phone:915-774-1956

Sean Haggerty
11400 Sean Haggerty Dr Bldg D
El Paso, TX 79934
Phone:915-774-8353

Socorro Ii
10860 N Loop Dr
Socorro, TX 79927-4411
Phone:915-782-8401

Trawood
3037 Trawood Dr
El Paso, TX 79936
Phone:915-778-9221

VDS
10435 Vista Del Sol Dr
El Paso, TX 79925
Phone:915-774-1806

Viscount
7227 Viscount Blvd
El Paso, TX 79925
Phone:915-774-1775

Yarbrough
429 N Yarbrough Dr
El Paso, TX 79915-3338
Phone:915-774-1721

Ysleta
8936 Alameda Ave
El Paso, TX 79907
Phone:915-778-9221
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  1. Cuhub Staff
    Cuhub Staff

    Last Updated on May 30, 2017

    May 30, 2017 at 10:30 pm

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