Apco Employees Credit Union

Rated star_ratedstar_ratedstar_ratedstar_normalstar_normal by CUHub
Review based on 12 criteria Rating: 3 out of 5

750 17th St N, Birmingham, AL 35203

Website

(205) 226-6800

Data Source: NCUA, December 31, 2016


Apco Employees Credit Union was founded in 1953. Headquartered in Birmingham, Alabama, Apco Employees Credit Union is a state chartered and federally insured credit union, being chartered in Alabama and insured through the National Credit Union Share Insurance Fund (NCUSIF). Apco Employees Credit Union is also a member of the Federal Home Loan Bank (FHLB) , which allows a credit union to access low cost secured borrowings or advances and prlides its members with financial products and services that assist and enhance the financing of housing and community lending.

As of December 31, 2016, Apco Employees Credit Union services 71,679 members through its 15 offices and branches and 115 full-time and 9 part-time employees. It has $2,736,929,668 of total assets and $299,855,455 of net worth. Based on its asset size and net worth ratio, Apco Employees Credit Union is classified as a Well Capitalized large credit union.

Apco Employees Credit Union offers a number of deposit and loan products to its members. To find out how competitive the offers are, please go to the Interest Rates page. Apco Employees Credit Union also provides an array of services to its members and local communities. To find out more, please go to the Services page.

The following two tables list the deplitory and loan interest rates of Apco Employees Credit Union’s popular offerings. You can find out how competitive the offerings are by comparing them to the median interest rates offered by credit unions in Alabama and in the nation.

Major Deplitory Accounts and Interest Rates (%)

Interest Rate
Median of Alabama
Median of USA
Checking
0.4400
0.0000
0.0000
Savings
1.0000
0.2500
0.1200
Money Market
0.0000
0.3000
0.2500
Certificate Deplit
1.5990
0.6000
0.5800
IRA
1.5000
0.6000
0.5000

Major Loan Accounts and Interest Rates (%)

Interest Rate
Median Rates of Alabama
National Median Rates
Credit Cards
10.9000
9.9900
9.9900
Unsecured Line of Credits
10.9000
12.3550
10.9500
Short-term Small Amount
n/a
26.0000
25.0000
Student Loans
n/a
6.0000
6.0200
New Car Loans
1.9000
4.0000
3.3300
Used Car Loans
2.9000
5.3300
4.5000
1st Mortgage Real Estates
4.1200
4.5000
4.2500
Other Real Estates
3.2500
5.0000
4.7000

Apco Employees Credit Union prlides a number of ways to access its services. In addition to its office and branches, a member can perform banking through Internet, phones, ATMs, and mobile devices. The table below lists the electronic banking services prlided by Apco Employees Credit Union.

Electronic Banking Service Offerings

Membership Application
No
Yes
Share Account Transfers
Yes
New Loan Application
No
Share Draft Orders
Yes
No
New Share Account
No
Bill Payment
Yes
No
e-Statements
Yes
Loan Payments
Yes
No
Account Balance Inquiry
Yes
No
No
View Account History
Yes
No

.

Community and other Service Offerings

Financial Counselling
No
Bilingual Services
No
Free Bill Pay
Yes
Financial Education
No
In-School Branches
No
Free Tax Preparation Service
No
Financial Literacy Workshops
No
Student Scholarships
No
Insurance/Investment Sales
Yes
First Time Homebuyer Program
No
Alabama Power Headquarters
600 18th St N
Birmingham, AL 35203-2206
Phone:205-257-3601

Chelsea
370 Chelsea Crossroads
Chelsea, AL 35043
Phone:205-678-8406

Clanton
1872 7th St S
Clanton, AL 35045
Phone:205-280-0366

Dothan
2220 Montgomery Hwy
Dothan, AL 36303-3200
Phone:334-793-7226

Hoover
4725 Chace Cir
Hoover, AL 35244-3700
Phone:205-823-7403

Hueytown
2901 Allison Bonnett Memorial Dr
Hueytown, AL 35023-1835
Phone:205-257-3905

Inverness
42 Inverness Center Pkwy Fl 1 First Floor
Birmingham, AL 35242-4809
Phone:205-992-5030

Jasper
706 20th Ave E
Jasper, AL 35501-4057
Phone:205-221-4238

Main Office
750 17th St N
Birmingham, AL 35203
Phone:205-226-6800

Mobile
150 Saint Joseph St
Mobile, AL 36602-3915
Phone:251-694-2383

Montgomery
244 Dexter Ave
Montgomery, AL 36104-3739
Phone:334-832-3822

Pelham
301 Huntley Pkwy
Pelham, AL 35124
Phone:205-664-7421

Trussville
151 Main St
Trussville, AL 35173-1435
Phone:205-661-2715

Tuscaloosa
630 15th St
Tuscaloosa, AL 35401-4737
Phone:205-345-6550

West Mobile
6396 Airport Blvd
Mobile, AL 36608
Phone:205-434-5635

(205) 226-6850

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  1. Cuhub Staff
    Cuhub Staff

    Last Updated on May 30, 2017

    May 30, 2017 at 10:23 pm

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