1ST Gateway Credit Union

Rated star_ratedstar_ratedstar_ratedstar_rated_halfstar_normal by CUHub
Review based on 12 criteria Rating: 3.5 out of 5

PO Box 110, Camanche, IA 52730

Website

(563) 243-4121

Data Source: NCUA, December 31, 2016


1ST Gateway Credit Union was founded in 1953. Headquartered in Camanche, Iowa, 1ST Gateway Credit Union is a state chartered and federally insured credit union, being chartered in Iowa and insured through the National Credit Union Share Insurance Fund (NCUSIF). 1ST Gateway Credit Union is also a member of the Federal Home Loan Bank (FHLB) , which allows a credit union to access low cost secured borrowings or advances and prlides its members with financial products and services that assist and enhance the financing of housing and community lending.

As of December 31, 2016, 1ST Gateway Credit Union services 10,149 members through its 4 offices and branches and 36 full-time and 7 part-time employees. It has $132,957,544 of total assets and $13,867,409 of net worth. Based on its asset size and net worth ratio, 1ST Gateway Credit Union is classified as a Well Capitalized medium large credit union.

1ST Gateway Credit Union offers a number of deposit and loan products to its members. To find out how competitive the offers are, please go to the Interest Rates page. 1ST Gateway Credit Union also provides an array of services to its members and local communities. 1ST Gateway Credit Union plans to extend its services by adding more branches or service centers in the next 12 month. To find out more, please go to the Services page.

The following two tables list the deplitory and loan interest rates of 1ST Gateway Credit Union’s popular offerings. You can find out how competitive the offerings are by comparing them to the median interest rates offered by credit unions in Iowa and in the nation.

Major Deplitory Accounts and Interest Rates (%)

Interest Rate
Median of Iowa
Median of USA
Checking
0.2000
0.0000
0.0000
Savings
0.3000
0.2000
0.1200
Money Market
0.8500
0.4000
0.2500
Certificate Deplit
1.1000
0.7500
0.5800
IRA
0.8500
0.7250
0.5000

Major Loan Accounts and Interest Rates (%)

Interest Rate
Median Rates of Iowa
National Median Rates
Credit Cards
n/a
10.0000
9.9900
Unsecured Line of Credits
7.5000
11.9500
10.9500
Short-term Small Amount
n/a
NaN
25.0000
Student Loans
n/a
5.7800
6.0200
New Car Loans
2.4900
3.1500
3.3300
Used Car Loans
2.7900
4.7500
4.5000
1st Mortgage Real Estates
4.5000
4.0300
4.2500
Other Real Estates
6.0000
4.6500
4.7000

1ST Gateway Credit Union prlides a number of ways to access its services. In addition to its office and branches, a member can perform banking through Internet, ATMs, and mobile devices. The table below lists the electronic banking services prlided by 1ST Gateway Credit Union.

Electronic Banking Service Offerings

Membership Application
No
Yes
Share Account Transfers
Yes
New Loan Application
Yes
Share Draft Orders
Yes
No
New Share Account
No
Bill Payment
Yes
No
e-Statements
Yes
Loan Payments
Yes
No
Account Balance Inquiry
Yes
No
No
View Account History
Yes
No

As a community financial institution, 1ST Gateway Credit Union actively involves in local communities by prliding services such as financial counseling , first tim home buyer programs, and student scholarships.

Community and other Service Offerings

Financial Counselling
Yes
Bilingual Services
No
Free Bill Pay
Yes
Financial Education
No
In-School Branches
No
Free Tax Preparation Service
No
Financial Literacy Workshops
No
Student Scholarships
Yes
Insurance/Investment Sales
No
First Time Homebuyer Program
Yes
Camanche
Main Office

2603 Camanche Industrial Park Dr
Camanche, IA 52730-9500
Phone:563-243-4121

Clinton
1504 N 2nd St
Clinton, IA 52732-2946
Phone:563-243-4121

Dewitt
1703 11th St
De Witt, IA 52742-1297
Phone:563-359-5963

Fulton
415 10th Ave
Fulton, IL 61252-1735
Phone:815-589-9053

Morrison
204 E Main St
Morrison, IL 61270
Phone:815-772-2200
share

No Review

  1. Cuhub Staff
    Cuhub Staff

    Last Updated on May 30, 2017

    May 30, 2017 at 10:29 pm

Related Listings