1ST Financial Federal Credit Union

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Review based on 12 criteria Rating: 3.5 out of 5

1232 Wentzville Pkwy, Wentzville, MO 63385-3868

Website

(636) 916-8300

Data Source: NCUA, December 31, 2016


1ST Financial Federal Credit Union was founded in 1968. Headquartered in Wentzville, Missouri, 1ST Financial Federal Credit Union is a federally chartered and federally insured credit union, operating within the regulation of the National Credit Union Association (NCUA) and being insured through the National Credit Union Share Insurance Fund (NCUSIF). 1ST Financial Federal Credit Union is also a member of the Federal Home Loan Bank (FHLB) , which allows a credit union to access low cost secured borrowings or advances and prlides its members with financial products and services that assist and enhance the financing of housing and community lending.

As of December 31, 2016, 1ST Financial Federal Credit Union services 34,186 members through its 4 offices and branches and 83 full-time and 9 part-time employees. It has $217,704,492 of total assets and $18,509,748 of net worth. Based on its asset size and net worth ratio, 1ST Financial Federal Credit Union is classified as a Well Capitalized medium large credit union.

1ST Financial Federal Credit Union offers a number of deposit and loan products to its members. To find out how competitive the offers are, please go to the Interest Rates page. 1ST Financial Federal Credit Union also provides an array of services to its members and local communities. 1ST Financial Federal Credit Union plans to extend its services by adding more branches or service centers in the next 12 month. To find out more, please go to the Services page.

The following two tables list the deplitory and loan interest rates of 1ST Financial Federal Credit Union’s popular offerings. You can find out how competitive the offerings are by comparing them to the median interest rates offered by credit unions in Missouri and in the nation.

Major Deplitory Accounts and Interest Rates (%)

Interest Rate
Median of Missouri
Median of USA
Checking
0.1600
0.0000
0.0000
Savings
0.0700
0.1500
0.1200
Money Market
0.1400
0.2500
0.2500
Certificate Deplit
1.0800
0.5000
0.5800
IRA
0.8800
0.5000
0.5000

Major Loan Accounts and Interest Rates (%)

Interest Rate
Median Rates of Missouri
National Median Rates
Credit Cards
12.0800
9.9600
9.9900
Unsecured Line of Credits
9.6100
11.4350
10.9500
Short-term Small Amount
n/a
27.8950
25.0000
Student Loans
n/a
6.0450
6.0200
New Car Loans
4.8200
3.3200
3.3300
Used Car Loans
8.0500
4.8200
4.5000
1st Mortgage Real Estates
4.2700
4.1200
4.2500
Other Real Estates
4.1600
4.5000
4.7000

1ST Financial Federal Credit Union prlides a number of ways to access its services. In addition to its office and branches, a member can perform banking through Internet, phones, ATMs, and mobile devices. The table below lists the electronic banking services prlided by 1ST Financial Federal Credit Union.

Electronic Banking Service Offerings

Membership Application
No
Yes
Share Account Transfers
Yes
New Loan Application
Yes
Share Draft Orders
Yes
Yes
New Share Account
No
Bill Payment
Yes
No
e-Statements
Yes
Loan Payments
Yes
No
Account Balance Inquiry
Yes
Yes
Yes
View Account History
Yes
No

As a community financial institution, 1ST Financial Federal Credit Union actively involves in local communities by prliding services such as financial counseling , financial education, financial literacy workshops, and first tim home buyer programs.

Community and other Service Offerings

Financial Counselling
Yes
Bilingual Services
No
Free Bill Pay
Yes
Financial Education
Yes
In-School Branches
No
Free Tax Preparation Service
No
Financial Literacy Workshops
Yes
Student Scholarships
Yes
Insurance/Investment Sales
Yes
First Time Homebuyer Program
No
Downtown
1407 Washington Ave
Saint Louis, MO 63103-1920
Phone:636-916-8300

Hazelwood
5916 N Lindbergh Blvd
Hazelwood, MO 63042-3124
Phone:636-916-8300

Main Office
1232 Wentzville Pkwy
Wentzville, MO 63385-3868
Phone:636-916-8300

St. Charles
1550 Country Club Plaza Dr
Saint Charles, MO 63303-3858
Phone:636-916-8300
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  1. Cuhub Staff
    Cuhub Staff

    Last Updated on May 30, 2017

    May 30, 2017 at 10:27 pm

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