1ST City Credit Union

Rated star_normalstar_normalstar_normalstar_normalstar_normal by CUHub
Review based on 12 criteria Rating: 0 out of 5

5011 Hampton Ave, Saint Louis, MO, 63109

Website

314-353-6676

1ST City Credit Union was founded in 1928. Headquartered in Saint Louis, Missouri, 1ST City Credit Union is a state chartered and federally insured credit union, being chartered in Missouri and insured through the National Credit Union Share Insurance Fund (NCUSIF).

As of December 31, 2013, 1ST City Credit Union services 1,607 members through its 3 full-time and 1 part-time employees. It has $8,838,257.00 of total assets and $1,941,254.00 of net worth. Based on its asset size and net worth ratio, 1ST City Credit Union is classified as a Well Capitalized small size credit union.

1ST City Credit Union offers a number of deposit and loan products to its members. To find out how competitive the offers are, please go to the Interest Rates page. 1ST City Credit Union also provides an array of services to its members and local communities. To find out more, please go to the Services page.

1ST City Credit Union’s membership type is defined as State chartered natural person credit union. If you are interested in joining 1ST City Credit Union, please visit their website or call 314-353-6676 for details. If you are a current member of 1ST City Credit Union or have used any of their services or products, please rate them and leave your comments.

The following two tables list the depository and loan interest rates of 1ST City Credit Union’s popular offerings. You can find out how competitive the offerings are by comparing them to the median interest rates offered by credit unions in Missouri and in the nation.

Major Depository Accounts and Interest Rates (%)

Interest Rate
Median Rates of Missouri
National Median Rates
Checking
0.0000
0.0000
0.0000
Savings
0.2000
0.1500
0.1500
Money Market
0.0000
0.2400
0.2400
Certificate Deposit
0.0000
0.4500
0.5000
IRA
0.0000
0.4600
0.5000

Major Loan Accounts and Interest Rates (%)

Interest Rate
Median Rates of Missouri
National Median Rates
Credit Cards
9.0000
10.9750
9.9900
Unsecured Line of Credits
9.9900
11.5000
11.0000
Short-term Small Amount
28.0000
22.6000
Student Loans
6.0000
6.0350
New Car Loans
1.9900
3.7500
3.9120
Used Car Loans
1.9900
4.7500
4.9900
1st Mortgage Real Estates
5.2500
4.2600
4.5200
Other Real Estates
4.5000
5.0000

1ST City Credit Union provides a number of ways to access its services. In addition to its office and branches, a member can perform banking through Internet, phones, and ATMs. The table below lists the electronic banking services provided by 1ST City Credit Union.

Electronic Banking Service Offerings

Membership Application
Yes
No
Share Account Transfers
Yes
New Loan Application
No
Share Draft Orders
No
No
New Share Account
No
Bill Payment
Yes
No
e-Statements
Yes
Loan Payments
Yes
Merchandise Purchase
No
Account Balance Inquiry
Yes
No
Merchant Processing Service
No
View Account History
Yes
No
No
Download Account History
Yes
No

.

Community and other Service Offerings

Financial Counselling
No
Bilingual Services
No
Free Bill Pay
Yes
Financial Education
No
In-School Branches
No
Free Tax Preparation Service
No
Financial Literacy Workshops
No
Student Scholarships
No
Insurance/Investment Sales
No
First Time Homebuyer Program
No
1st City Credit Union
Main Office

5011 Hampton Ave
Saint Louis, MO 63109
Phone:314-353-6676

314-353-9153

share

No Review

  1. Cuhub Staff
    Cuhub Staff

    Last Updated on May 30, 2017

    May 30, 2017 at 10:27 pm

Related Listings